Finder is committed to editorial independence. While we receive compensation when you click links to partners, they do not influence our opinions or reviews. Learn how we make money.

Hawaiian Airlines® Business Mastercard® review

Last updated:  

Earn accelerated miles on frequent trips to the Aloha State.

  • Get this card if you often fly Hawaiian Airlines.
  • Pick something else if you want a cashback card or an intro APR on purchases and balance transfers.
  • Apply with a good business credit score of 670 or higher.

60,000

Miles as welcome offer

Up to 3x

Miles

$99

Annual fee

15.99% to 24.99%

Purchase APR (variable)

Details

Product NameHawaiian Airlines® Business Mastercard®
Card typeMastercard
Annual fee$99
Purchase APR15.99% to 24.99% variable
Balance transfer APR15.99% to 24.99% variable
Balance transfer fee$5 or 3% of the transaction, whichever is greater
Cash advance rate25.24% variable
Cash advance fee$10 or 3% of the cash advance amount, whichever is greater
Foreign transaction feeNone
Interest free periodUp to 20 days
Late payment fee$39
Returned payment fee$39
Additional cardholder fee$0

Expert review

Kliment Dukovski

Review by


Kliment Dukovski is a credit cards writer. He's written over 600 articles to help readers find and compare the best credit cards. Kliment has also written on money transfers, home loans and more. Previously, he ghostwrote guides and articles on foreign exchange, stock market trading and cryptocurrencies.

Expert review

Hawaiian Airlines® Business Mastercard® lets you earn accelerated miles on Hawaiian Airlines purchases, plus you can accumulate miles based on your flight’s distance. You’ll earn double miles if your company spends money on gas, dining and office supplies. The card also comes with a generous signup bonus and a one-time companion discount for a round-trip flight between Hawaii and North America.

However, you don’t get an intro APR period and you’ll have to pay an annual fee for the card.

Card benefits

  • Signup bonus.
    Earn 60,000 miles once you spend $1,000 in your first 90 days of card membership. Earn an additional 10,000 miles when an employee makes a purchase with their Hawaiian Airlines business card.
  • One-time companion discount.
    Get a one-time 50% discount for round-trip coach travel between North America and Hawaii for a companion on your reservation. The discount is valid 13 months from the day you open your account.
  • Earn miles.
    For every dollar you spend on Hawaiian Airlines, you earn 3 miles. Earn 2x miles on gas, dining and office supply store purchases, and 1x miles on everything else you buy.
  • No foreign transaction fees.
    Use this card when traveling abroad without paying international transaction fees. Other cards charge a fee that’s up to 3% of your transaction, which can add up.
  • Bonus miles.
    After you spend $60,000 on purchases in a calendar year, you’ll earn 20,000 bonus miles. If you spend $100,000 or more in a year, you’ll get a total of 40,000 bonus miles. Redeem miles on Hawaiian Airlines flights or partner airlines.
  • Which partner airlines can I fly with HawaiianMiles?

    With the Hawaiian Airlines® Business Mastercard®, you can redeem your miles with the following partner airlines:

    • JetBlue
    • Korean Air
    • Virgin Atlantic
    • Virgin Australia

    What to watch out for

    • Annual fee.
      You’ll pay a $99 fee annually. But frequent flyers can easily offset the annual fee with earned miles.
    • High APR for balance transfers and purchases.
      The Hawaiian Airlines® Business Mastercard® comes with a relatively high 15.99% to 24.99% variable APR for balance transfers and purchases.
    • Balance transfer limits.
      You can transfer balances to this card, but only up to your credit limit or $20,000, whichever is lower. Also, Barclays won’t accept balance transfers from accounts you have with them or their affiliates.

    How to apply for the Hawaiian Airlines® Business Mastercard®

    To apply for the Hawaiian Airlines® Business Mastercard®, you must be either the owner or an authorized officer of your business. You must also be a permanent resident of the US.

  1. Visit the Barclays website and select the Hawaiian Airlines® Business Mastercard® from the list of business cards, then click Apply now.
  2. Complete the application form with information about yourself and your business.
  3. Review your application and submit it.

After approval, you’ll receive your card by mail within 10 business days. If you’re in a hurry, Barclays can expedite your Hawaiian Airlines business card for a $15 fee.

What credit score do I need?

You can apply with a good business credit score of 670 or higher. Businesses in good standing with a higher credit score might get a higher credit limit or lower APR.

You can get to Hawaii with other credit cards’ rewards

Getting the Hawaiian Airlines business card is not the only way to travel to Hawaii on credit card rewards. Other credit cards from Chase and American Express could also be worth considering. Some of these cards allow you to transfer your points to Hawaiian Airlines miles, others help you get to Hawaii with partner airlines.

Compare business credit cards

If the Hawaiian Airlines business card isn’t what you’re looking for, compare similar cards that will bring more value to your company wallet.

Name Product Rewards Purchase APR Annual fee
Brex for Startups
7x points on rideshares, 4x on Brex Travel, 3x at restaurants, 2x on software subscriptions and 1x points on all other purchases
N/A
$0
The first corporate card for startups. No personal liability or security deposit needed, meaning your personal credit score won't be affected.
Brex for Ecommerce
N/A
N/A
$0
60-day interest-free financing for e-commerce businesses.
Universal Premium Mastercard®
3 cents off per gallon when you buy 30,000 or more gallons in a month plus 3 cents off at the Retail Savings Network
27.24% variable
Up to $120
Earn 3 cents off per gallon when you buy 30,000 or more gallons in a month plus 3 cents off at the Retail Savings Network.
BP Business Solutions Mastercard®
Up to 6 cents per gallon on fuel and 3.5 cents per gallon on diesel depending on number of gallons purchased per month
27.24% variable
Up to $120
Up to 6 cents per gallon on fuel and 3.5 cents per gallon on diesel depending on number of gallons purchased per month.
ARCO Business Solutions Fuel Card
18.24% to 27.24% variable
Up to $180
The ARCO Business Solutions Fuel Card gives your drivers access to greater performance with high quality fuels at ARCO locations. The card provides fleet managers with detailed reporting and individual spending controls for each and every driver.
loading

Compare up to 4 providers

Barclays US app

Consider downloading the Barclays US app for Android and iOS devices. With the app, you can keep an eye on your accounts, make payments, track your rewards or even check your FICO score with no additional cost.

Bottom line

The Hawaiian Airlines® Business Mastercard® might benefit the small business that travels often with Hawaiian Airlines or its partners. You can earn and redeem miles through flights, car rentals and hotels and get travel perks that include free checked bags and a discounted companion ticket, along with an easy signup bonus.

Before you apply for a credit card, consider other business card options to find one that best suits your business needs.

Frequently asked questions

Images: BarclayCardUS.com

Editorial Note: Any opinions, analyses, reviews or recommendations expressed in this article are those of the author’s alone, and have not been reviewed, approved or otherwise endorsed by any card issuer.

Ask an expert

You are about to post a question on finder.com:

  • Do not enter personal information (eg. surname, phone number, bank details) as your question will be made public
  • finder.com is a financial comparison and information service, not a bank or product provider
  • We cannot provide you with personal advice or recommendations
  • Your answer might already be waiting – check previous questions below to see if yours has already been asked

Finder only provides general advice and factual information, so consider your own circumstances, or seek advice before you decide to act on our content. By submitting a question, you're accepting our finder.com Terms of Use and Privacy and Cookies Policy.
Go to site