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Review by
Rhys Subitch is a personal finance editor at Bankrate and former loans editor at Finder, specializing in consumer and business lending. Rhys has nearly a decade of experience researching, editing, and writing for startups, Fortune 500 companies, universities and websites. They hold a BA in sociology and a certificate of editing from the University of Washington.
If you’re looking for a straightforward prepaid card that supports early direct deposits, the Green Dot Prepaid Card is an ideal choice. It has a waivable monthly fee and the option to receive extra benefits as a VIP member. But you can’t apply for this card online. The only way you can find it is in-store at a participating retailer.
As with most prepaid cards, you’ll want to be cautious of the various account-related fees. They can add up quickly if you’re not aware of how to avoid them.
The Green Dot Prepaid Card has a $10,000 maximum balance limit, a $3,000 daily spending limit and a $400 daily ATM withdrawal limit — all of which are onpar with other prepaid cards. Its website states the following fees, but more charges may apply based on how you use the card.
Fee | Cost |
---|---|
Initial purchase | $1.95 |
Monthly usage | $7.95 |
Cash deposit with a retail partner | $5.95 |
Moneypak deposit | $5.95 |
Teller withdrawal | $3 |
ATM withdrawal | $3 |
ATM balance inquiry | $0.50 |
Pack of 12 paper checks | $5.95 |
Card replacement, regular delivery | $5 |
Card replacement, expedited delivery | $15 |
VIP upgrade | $4.95 |
If you want a prepaid debit card with minimal to no fees, you’ll want to keep looking. As always, compare your options when choosing a prepaid debit card.
The Green Dot Prepaid Card is only available at retail-partner locations, so you won’t be able to order it online. To find the location closest to you, follow these steps:
Have the following ready before you register your card online:
Green Dot offers prepaid Visa and Mastercard options that you can manage easily on the go. You’ll have access to its mobile app where you can transfer money and deposit checks, in addition to the following features:
While the Green Dot prepaid card has some enticing benefits, it’s less than perfect. Make sure you consider these drawbacks:
You can load your Green Dot prepaid card in several ways, including:
Get the most out of your Green Dot Prepaid Card by taking advantage of all its features.
Green Dot Prepaid Card is not currently available on Finder
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2 Comments
February 26, 2020
What is the card limits for a green dot platinum prepaid visa?
February 26, 2020
Hi J,
Thanks for your comment and I hope you are doing well.
You can have up to a $10,000 balance on the Green Dot Prepaid Visa Card – higher than most prepaid cards. The maximum daily spending limit for the card is $3,000, in line with most prepaid cards. The ATM limit is $400 a day, again in line with most prepaid cards.
As a friendly reminder, check the eligibility requirements of the card before proceeding with your application. Also, read about its features and benefits and see how it fits your financial needs. Additionally, it’s helpful to review the PDS and Terms & Conditions of the card before fully committing to the card. You may also reach out to the bank if you have any clarifications.
Hope this helps and feel free to reach out to us again for further assistance.
Cheers,
Nikki