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Up to 1.67%
Cash back
$0
Annual fee
16.24% to 26.24%
Purchase APR (variable)
0%
Intro balance transfer
for the first 12 billing cycles (then 16.24% to 26.24% variable)
Review by
Kevin Joey Chen was a credit cards, banking and investments writer for Finder. His work and analysis have appeared on CNN, U.S. News & World Report, Business.com, Lifehacker and CreditCards.com.
The Fifth Third Cash/Back Card is a straightforward unlimited cashback card from Fifth/Third Bank. It earns 1.67% back on all purchases with no cap, comes with a 12 month 0% intro APR, reverting to 16.24% to 26.24% variable, and no annual fee.
The card’s most attention-grabbing feature is the cashback rate. Most unlimited cashback cards clock in at around 1.5% cash back on all purchases. Fifth Third bumps that rate up by a tiny bit for a small, but noticeable increase to your earnings. Though the card still can’t stand up to some of the other top cashback performers on the market, such as the Citi Double Cash, this rate isn’t bad at all and made sweeter by the card’s intro APR.
All in all, the Fifth Third Cash/Back Card isn’t going to knock your socks off, but it doesn’t have to — its a solid choice if you’re looking to save money on existing debts and then use that same card to earn a higher than average cash back rate on all of your purchases.
To apply for this card, you must be at least 18 years old and a citizen or permanent resident of the US.
You’ll need to provide:
Due to automated preapproval, you’ll likely get a decision within a minute. In the event that more information is needed, Fifth Third Bank will send an answer within 30 days. Upon approval, you should receive your card in the mail within seven to 10 business days.
The bank operates across 10 states with more than 1,200 locations.
Users are generally happy with the card. Those who applied with a high credit score and low utilization are satisfied with the size of the credit line and the low APR they received.
The Better Business Bureau has accredited the Fifth Third Bank since 1928 and rates it with an A+.
Log in to your Real Life Rewards® account and redeem your points for:
To see how the Fifth Third Cash/Back Card stacks up against other cashback cards, select up to 4 cards and click “Compare.”
With higher than average cashback rewards, a solid intro APR period on balance transfers and no annual fee, this card has quite a bit going for it. It stacks up well with its competitors and even overshadows some of them with the variety of rewards you can get.
But if you’re looking for a card with bigger earning opportunities or a larger loyalty program, check out other cashback or balance transfer credit cards and compare your options.