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Costco Anywhere Visa® Card by Citi vs Blue Cash Preferred® Card from American Express

Get accelerated cashback rewards on select categories.

Updated . What changed?

Fact checked

Our pick: Blue Cash Preferred® Card from American Express

Up to 6%

Cash back

  • $0 intro annual fee for the first year, then $95
  • Huge cashback on groceries and streaming
  • Intro APR on purchases
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Terms apply, see rates & fees
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The Costco Anywhere Visa® Card by Citi comes with a $0 annual fee and accelerated cash back at gas stations, restaurants, on travel and at Costco. The Blue Cash Preferred® Card from American Express comes with a $95 annual fee after your first year and one of the highest cashback rates on US streaming services, at US supermarkets, and on transit and US gas stations. You’ll also earn a solid welcome offer, unlike with the Costco Anywhere Visa® Card by Citi, which has no welcome offer.

Compare all other perks in the table below.

Costco Anywhere Visa® Card by Citi

Costco Anywhere Visa® Card by Citi

Rates & Fees

Blue Cash Preferred® Card from American Express

Blue Cash Preferred® Card from American Express

Rates & Fees

finder.com's rating
finder.com's rating

★★★★★

3.6 / 5.0

★★★★★

4.3 / 5.0
Best for
Best for
  • Elevated rewards on gas, travel and restaurants
  • Industry-leading cash back at US supermarkets
Welcome offer
Welcome offer

N/A

$300 after spending $3,000 in the first 6 months

Rewards
Rewards

4% at gas stations on up to $7,000 annually (then 1%), 3% at restaurants and on travel, 2% at Costco and 1% on all other purchases

6% on select US streaming services, 3% on transit and US gas stations, 6% at US supermarkets on up to $6,000 annually, then 1% after that and on all other purchases

Purchase APR
Purchase APR

15.24% variable

0% intro APR for 12 months, and then 13.99% to 23.99% variable

Annual fee
Annual fee $0 $0 intro annual fee the first year, then $95
Balance transfer APR
Balance transfer APR

15.24% variable

N/A

Cash advance
Cash advance

APR: 25.24% variable

Fee: $10 or 5% of the transaction, whichever is greater

APR: 25.24% variable

Fee: $10 or 5% of the transaction, whichever is greater

Foreign transaction fee
Foreign transaction fee None 2.7% of each transaction
Late payment fee
Late payment fee Up to $40 Up to $40
Additional cardholder fee
Additional cardholder fee $0 $0
Interest-free period
Interest-free period 23 days 25 days
Minimum interest
Minimum interest $0.50 $0
Minimum credit score
Minimum credit score 740 670
Card type
Card type Credit Credit
Learn more
Learn more

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Compare Costco Anywhere Visa® Card by Citi vs. Blue Cash Preferred® Card from American Express

Data updated regularly
Name Product Welcome offer Rewards Annual fee Filter values
Costco Anywhere Visa® Card by Citi
N/A
4% at gas stations on up to $7,000 annually (then 1%), 3% at restaurants and on travel, 2% at Costco and 1% on all other purchases
$0
An impressive cashback card that offers up to 4% back on everyday purchases like gas, travel and dining all for the cost of a Costco membership.
Blue Cash Preferred® Card from American Express
$300 after spending $3,000 in the first 6 months
6% on select US streaming services, 3% on transit and US gas stations, 6% at US supermarkets on up to $6,000 annually, then 1% after that and on all other purchases
$0 intro annual fee for the first year ($95 thereafter)
Perfect for families: Get up to 6% on everyday purchases and a welcome offer worth $300. This heavy-hitter rewards card has uncontested value. Terms apply, see rates & fees
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