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Costco Anywhere Visa® Card by Citi vs Blue Cash Preferred® Card from American Express

Get accelerated cashback rewards on select categories.

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Megan Horner
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The Costco Anywhere Visa® Card by Citi comes with no annual fee when you have a Costco membership and offers accelerated cash back at gas stations, restaurants, on travel and at Costco. The Blue Cash Preferred® Card from American Express comes with a $95 annual fee (see Terms apply, see rates & fees) and one of the highest cashback rates on US streaming services, at US supermarkets, and on transit and US gas stations. You’ll also earn a solid welcome offer, unlike with the Costco Anywhere Visa® Card by Citi, which has no welcome offer.

Compare all other perks in the table below.

Costco Anywhere Visa® Card by Citi

Costco Anywhere Visa® Card by Citi

Terms apply, see rates & fees

Blue Cash Preferred® Card from American Express

Blue Cash Preferred® Card from American Express

Terms apply, see rates & fees
Finder rating
Finder rating

★★★★★

3.4 / 5.0

★★★★★

4.3 / 5.0
Best for
Best for
  • Elevated rewards on gas, travel and restaurants
  • Industry-leading cash back at US supermarkets
Welcome offer
Welcome offer

N/A

$350 statement credit after spending $3,000 in the first 6 months
Rewards
Rewards

4% at eligible gas stations on up to $7,000 annually (then 1%), 3% at eligible restaurants and on travel, 2% at Costco snd Costco.com and 1% on all other purchases

6% on select U.S. streaming services, 3% on transit and U.S. gas stations, 6% at U.S. supermarkets on up to $6,000 annually, then 1% after that and on other eligible purchases (redeem as statement credit)
Purchase APR
Purchase APR

16.74% variable

0% intro APR for 12 months, and then 16.99% to 27.99% variable

Annual fee
Annual fee $0 $95
Balance transfer APR
Balance transfer APR

16.74% variable

0% intro APR for 12 months (then 16.99% to 27.99%) Either $5 or 3% of the amount of each transfer, whichever is greater variable
Cash advance
Cash advance

APR: 26.74% variable

Fee: $10 or 5% of the transaction, whichever is greater

APR: 28.24% variable

Fee: $10 or 5% of the transaction, whichever is greater
Foreign transaction fee
Foreign transaction fee None 2.7% of each transaction
Late payment fee
Late payment fee Up to $41 Up to $40
Additional cardholder fee
Additional cardholder fee $0 $0
Interest-free period
Interest-free period 23 days 25 days
Minimum interest
Minimum interest $0.50 $0
Minimum credit score
Minimum credit score 740 670
Card type
Card type Credit Credit
Learn more
Learn more

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