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Compare cash back credit cards with no foreign transaction fees

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Save on fees when using your card abroad and earn cash back on your purchases.

When it comes to cashback credit cards, most come with foreign transaction fees when used abroad and at foreign websites. But there are some credit cards that you can use outside of the US and save money on foreign transaction fees.

Our pick for no foreign transaction fees

Chase Sapphire Preferred® Card

  • Earn 50,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $625 toward travel when you redeem through Chase Ultimate Rewards®
  • Chase Sapphire Preferred named "Best Credit Card for Flexible Travel Redemption" - Kiplinger's Personal Finance, June 2018
  • 2x points on travel and dining at restaurants worldwide and 1 point per dollar spent on all other purchases
  • No foreign transaction fees
  • 1:1 point transfer to leading airline and hotel loyalty programs
  • Get 25% more value when you redeem for airfare, hotels, car rentals and cruises through Chase Ultimate Rewards. For example, 50,000 points are worth $625 toward travel
  • No blackout dates or travel restrictions - as long as there's a seat on the flight, you can book it through Chase Ultimate Rewards
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Compare cards with no foreign transaction fees

Name Product Currency Conversion Fee Annual Fee APR (Annual Percentage Rate) for Purchases
None
$0 annual fee for the first year ($95 thereafter)
17.99% to 24.99% variable
Earn 50,000 bonus points after you spend $4,000 on purchases in the first 3 months.
None
$450
17.99% to 24.99% variable
Earn 50,000 bonus points after you spend $4,000 on purchases in the first 3 months.
None
$0 annual fee for the first year ($95 thereafter)
17.99% to 26.99% variable
30,000 bonus miles after you use your new card to make $1,000 on purchases within the first 3 months. Rates & Fees
None
$250
See Rates & Fees
35,000 bonus Membership Rewards® Points when you spend $2,000 in the first 3 months Rates & Fees
None
$0
17.99% to 26.99% variable
Earn 75,000 Hilton Honors™ Bonus Points after you spend $1,000 in purchases on the card within your first 3 months of card membership. Rates & Fees

Compare up to 4 providers

Best cashback credit cards with no foreign transaction fees

Best cashback credit card for intro APR period: Quicksilver® from Capital One®

Quicksilver® from Capital One®

  • No annual fee
  • Easy-to-earn signup bonus
  • Unlimited cash back on all purchases
  • Long intro APR on purchases and balance transfers
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The Quicksilver® from Capital One® could be an excellent choice if you’re looking to use a long intro APR period on balance transfers and purchases and earn cash back on everything you buy. With this card, you’ll also get to earn a decent signup bonus and you won’t pay an annual fee.

Best credit card for flat cash back: PayPal Cashback Mastercard®

PayPal Cashback Mastercard®

  • Turn your everyday purchases into cash back with the PayPal Cashback Mastercard®
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If you’re looking to earn the highest cash back on everything you buy while paying no foreign transaction fees, the PayPal Cashback Mastercard® can be a solid choice. You won’t pay an annual fee, and you get all purchase protection and extended warranty perks that come with a Mastercard.

Best cashback credit card for gas: Costco Anywhere Visa® Card by Citi

Costco Anywhere Visa® Card by Citi

  • Costco cash rewards everywhere Visa® is accepted
  • Accelerated cash back on gas, dining and travel
  • No foreign transaction fees
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The Costco Anywhere Visa® Card by Citi can be a great choice if you mostly spend at gas stations, restaurants and on eligible travel purchases worldwide. You also don’t have to carry your Costco membership card when you visit the store, you can use your credit card to enter.

Best cashback credit card for rotating categories: Discover it® Cash Back

Discover it® Cash Back

  • Earn accelerated cash back in rotating categories
  • First year cashback match
  • Free FICO credit score
  • Ability to freeze your account
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With the Discover it® Cash Back, you earn one of the highest cashback rates on rotating categories every quarter. It also offers a long intro APR period on balance transfers and purchases, a generous cashback match as a signup bonus and you won’t have to pay an annual fee for it.

Best cashback credit card for Amazon purchases: Amazon Prime Rewards Visa Signature Card

If you’re an Amazon Prime member and you frequently shop at Amazon.com and Whole Foods Market, the Amazon Prime Rewards Visa Signature Card could be a great fit. You’ll earn accelerated cash back on these categories, plus you get a solid cashback rate at gas stations, restaurants and drugstores.

Best Chase credit card offers

How to compare cashback credit cards with no foreign transaction fee

If you’re traveling abroad and you want to avoid paying foreign transaction fees while also earning cash back on your purchases, consider the following:

  • Do you want to earn unlimited cashback on all purchases? The Quicksilver® from Capital One® or the PayPal Cashback Mastercard® are likely your best choices. The PayPal card offers slightly higher cash back, but the Quicksilver card has a long intro APR period on balance transfers and purchases.
  • Do you want an intro APR period on balance transfers and purchases? If you do, the Quicksilver® from Capital One® and the Discover it® Cash Back could be worth considering.
  • Do you mostly spend on gas? The Costco Anywhere Visa® Card offers accelerated cash back on gas purchases throughout the year, which makes it the best choice in this case.
  • Do you make purchases at Amazon.com and Whole Foods Market? If you’re an Amazon Prime member, the Amazon Prime Rewards Visa Signature Card could earn you a lot of cash back on Amazon.com and Whole Foods Market purchases.

Bank of the West Cash Back World Mastercard® review

Bottom line

Cashback credit cards in general are made for everyday spending within the US. However, you could find solid cashback credit cards with no foreign transaction fees. These cards include rewards on all purchases, some even offer accelerated rewards on certain purchases.

Your financial needs may differ from what these cards have to offer, check out other cashback credit cards to compare your options and find a better fit.
Chase credit cards with no foreign transaction fee

Frequently asked questions

American Express credit cards with no foreign transaction fee
Images: Shutterstock.

Kliment Dukovski

Kliment Dukovski is a writer who specializes in global financial markets and personal finance, with a focus on credit cards. His main goal is to deliver honest and accurate information to help you make the right financial decision. When he's not writing about finance-related subjects, he writes sci-fi stories.

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