How to get no foreign transaction fees and cash back | finder.com
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Compare cashback cards with no foreign transaction fees

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Save when using your card abroad and earn cash back on your purchases.

Save on fees when you spend abroad while earning cash back for things you buy anyway like groceries, gas and dining out.

Our pick for no foreign transaction fees

Chase Sapphire Preferred® Card

  • Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $750 toward travel when you redeem through Chase Ultimate Rewards®
  • Chase Sapphire Preferred named "Best Credit Card for Flexible Travel Redemption" - Kiplinger's Personal Finance, June 2018
  • 2X points on travel and dining at restaurants worldwide & 1 point per dollar spent on all other purchases.
  • No foreign transaction fees
  • 1:1 point transfer to leading airline and hotel loyalty programs
  • Get 25% more value when you redeem for airfare, hotels, car rentals and cruises through Chase Ultimate Rewards. For example, 60,000 points are worth $750 toward travel
  • No blackout dates or travel restrictions - as long as there's a seat on the flight, you can book it through Chase Ultimate Rewards
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Compare cards that offer cash back and have no foreign transaction fees

Name Product Foreign Transaction Fee Annual Fee Purchase APR
None
$0
15.24%, 19.24% or 25.24% variable
Earn unlimited 1.5% cash rewards on purchases. See Rates and Fees.
None
$0
16.24%, 22.24% or 26.24% variable
Earn unlimited 1.5% cash back on every purchase, every day
None
$0 intro annual fee for the first year ($95 thereafter)
16.74%, 22.24% or 25.74% variable
Earn unlimited 4% cash back on dining, 2% on groceries and 1% on all other purchases.
None
$0
16.24%, 22.24% or 26.24% variable
Earn a one-time $150 cash bonus once you spend $500 on purchases within the first 3 months from account opening.
None
$0
17.24%, 23.99% or 28.74% variable
Get 4% back on dining, 3% on travel, 2% on Uber rides and online shopping and 1% on other purchases, and redeem for Uber credits, gift cards or cash back.

Compare up to 4 providers

Consider these no-foreign-fee cashback credit cards

While searching for a no-foreign-fee cashback card to fit your spending, consider the various cashback categories and additional perks.

Quicksilver® from Capital One®

Quicksilver® from Capital One®

  • Get this card if: You want an intro APR on purchases and balance transfers.
The Quicksilver® from Capital One® could be an excellent choice if you’re looking to use a long intro APR period on balance transfers and purchases and earn cash back on everything you buy. With this card, you’ll also earn a decent signup bonus and you won’t pay an annual fee.

PayPal Cashback Mastercard®

PayPal Cashback Mastercard®

  • Get this card if: You want flat cash back.
If you’re looking to earn the highest cash back on everything you buy while paying no foreign transaction fees, the PayPal Cashback Mastercard® can be a solid choice. You won’t pay an annual fee, and you get all purchase protection and extended warranty perks that come with a Mastercard.

Costco Anywhere Visa® Card by Citi

Costco Anywhere Visa® Card by Citi

  • Get this card if: You spend a lot on gas.
The Costco Anywhere Visa® Card by Citi can be a great choice if you mostly spend at gas stations, restaurants and eligible travel purchases worldwide. You can also use the card as your proof of membership when you shop at Costco.

Discover it® Cash Back

Discover it® Cash Back

  • Get this card if: You can take advantage of rotating categories.

With the Discover it® Cash Back, you earn one of the highest cashback rates on rotating categories every quarter. It also offers a long intro APR period on balance transfers and purchases, a generous cashback match as a signup bonus and you won’t have to pay an annual fee.

Amazon Prime Rewards Visa Signature Card

Amazon Prime Rewards Visa Signature Card

  • Get this card if: You often use Amazon.
If you’re an Amazon Prime member and you frequently shop at Amazon.com and Whole Foods Market, the Amazon Prime Rewards Visa Signature Card could be a great fit. You’ll earn accelerated cash back on these categories, plus you get a solid cashback rate at gas stations, restaurants and drugstores.

Best Chase credit card offers

How to compare cashback credit cards with no foreign transaction fee

If you’re traveling abroad and you want to avoid paying foreign transaction fees while also earning cash back on your purchases, consider the following:

  • Do you want to earn unlimited cashback on all purchases?
    The Quicksilver® from Capital One® or the PayPal Cashback Mastercard® are strong choices. The PayPal Cashback Mastercard® offers slightly higher cash back, but the Quicksilver card has a long intro APR period on balance transfers and purchases.
  • Do you want an intro APR period on balance transfers and purchases?
    If you do, the Quicksilver and the Discover it® Cash Back could be worth considering.
  • Do you mostly spend on gas?
    The Costco Anywhere Visa® Card by Citi offers accelerated cash back on gas purchases throughout the year, which makes it a good choice in this case.
  • Do you make purchases at Amazon.com and Whole Foods Market?
    If you’re an Amazon Prime member, the Amazon Prime Rewards Visa Signature Card could earn you a lot of cash back on Amazon.com and Whole Foods Market purchases.

Bottom line

Cashback credit cards, in general, are made for everyday spending within the US. However, you could find solid cashback credit cards with no foreign transaction fees. These cards include rewards on all purchases, some even offer accelerated rewards on certain purchases.

Your financial needs may differ from what these cards have to offer, check out other cashback credit cards to compare your options and find a better fit.
Chase credit cards with no foreign transaction fee

Frequently asked questions

American Express credit cards with no foreign transaction fee
Images: Shutterstock.

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