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Citi® Double Cash Card vs Blue Cash Everyday® Card from American Express

Choose big cash back at US supermarkets or a high rate on all purchases.

Megan Horner

Updated Apr 27, 2020

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The main difference between the Citi® Double Cash Card and the Blue Cash Everyday® Card from American Express is the cashback rate. The Amex card beats the Citi card only on purchases at US supermarkets where it earns a slightly higher cashback rate. But it’s safe to say, this may be a negligible difference and only noticeable if you spend up to $6,000 annually at US supermarkets. Spend more than that and the difference shrinks.

Compare the other perks offered by these cards to find the right fit for your financial needs.

	Citi® Double Cash Card Rates & Fees	Blue Cash Everyday® Card from American Express Rates & Fees
finder.com's rating
finder.com's rating	★★★★★ 3.8 / 5.0	★★★★★ 4.2 / 5.0
Best for
Best for	Highest unlimited cash back	Cash back on groceries and gas
Welcome offer
Welcome offer	N/A	$200 after spending $1,000 in the first 3 months
Rewards
Rewards	Up to 2% cash back on purchases (1% when you buy plus 1% as you pay)	2% at US gas stations and select US department stores, 3% at US supermarkets on up to $6,000 per year, then 1% after that and on all other purchases
Purchase APR
Purchase APR	13.99% to 23.99% variable	0% intro APR for 15 months, and then 13.99% to 23.99% variable
Annual fee
Annual fee	$0	$0
Balance transfer APR
Balance transfer APR	0% intro APR for 18 months, then 13.99% to 23.99% variable	N/A
Cash advance
Cash advance	APR: 25.24% variable Fee: $10 or 5% of the transaction, whichever is greater	APR: 25.24% variable Fee: $10 or 5% of the transaction, whichever is greater
Foreign transaction fee
Foreign transaction fee	3% of each transaction	2.7% of each transaction
Late payment fee
Late payment fee	Up to $40	Up to $40
Additional cardholder fee
Additional cardholder fee	$0	$0
Interest-free period
Interest-free period	23 days	25 days
Minimum interest
Minimum interest	$0.50	$0
Minimum credit score
Minimum credit score	740	670
Card type
Card type	Credit	Credit
Learn more
Learn more	Read review	Read review

Summary of card features

Citi® Double Cash Card

Earn cash back. Earn cash back twice on everything you buy — 1% when you make the purchase and 1% when you pay your balance. Similar cards let you earn 1.5% back. That's up to a $100 difference if you spend $20,000 a year with your card.
Intro APR on balance transfers. Enjoy 18 months of a 0% intro APR period for balance transfers. Compared to similar cards, this is one of the longest intro periods you can get. After that, a variable APR of 13.99% to 23.99% applies.
Citi Entertainment℠. Get special access when buying presale tickets or VIP packages for concerts, sports events, dining and more.

Blue Cash Everyday® Card from American Express

Intro APR period on purchases. You'll get a 0% intro APR period on purchases for the first 15 months from account opening. After that, your rate reverts to 13.99% to 23.99% variable.
Earn cash back. Earn 3% cash back on up to $6,000 per year, then 1% after that. You also get to earn 2% cash back at US gas stations and department stores, and 1% cash back on everything else you buy.
Welcome offer. Get $200 bonus after you spend $1,000 on purchases in the first 3 months following your account opening.

Compare cashback credit cards

{"niche":"USCCF"}

Name	Welcome offer	Rewards	Annual fee
Blue Cash Everyday® Card from American Express	$200 after spending $1,000 in the first 3 months	2% at US gas stations and select US department stores, 3% at US supermarkets on up to $6,000 per year, then 1% after that and on all other purchases	$0	Get 3% cash back on groceries on up to $6,000 annually (then 1%) with no annual fee. This is a simple and effective rewards card. Rates & fees	Apply now View details	Compare	loading Fetching your data...
Chase Freedom Flex℠	$200 after spending $500 in the first 3 months, plus 5% cash back at grocery stores on up to $12,000 in the first year	5% back in rotating categories up to $1,500 combined each activated quarter (then 1%), 5% on travel purchased through Chase, 3% on dining and drugstores, and 1% on all other purchases	$0	Get up to 5% cashback in rotating and newly added everyday categories. The refreshed Freedom Flex card has lots of earning potential.	Apply now View details	Compare	loading Fetching your data...
Blue Cash Preferred® Card from American Express	$300 after spending $3,000 in the first 6 months (Offer expires 12/10/2020)	6% on select US streaming services, 3% on transit and US gas stations, 6% at US supermarkets on up to $6,000 annually, then 1% after that and on all other purchases	$0 intro annual fee for the first year ($95 thereafter)	Perfect for families: Get up to 6% on everyday purchases and a welcome offer worth $300. This heavy-hitter rewards card has uncontested value. Rates & fees	Apply now View details	Compare	loading Fetching your data...
Citi® Double Cash Card	N/A	Up to 2% cash back on purchases (1% when you buy plus 1% as you pay)	$0	Earn up to 2% on every purchase with no annual fee. This is the highest flat-rate cashback card on the market.	Apply now View details	Compare	loading Fetching your data...
Chase Freedom Unlimited®	$200 after spending $500 in the first 3 months, plus 5% cash back at grocery stores on up to $12,000 in the first year	5% cash back on travel purchased through Chase, 5% on Lyft, 3% on dining and drugstores and 1.5% on all other purchases	$0	This solid 1.5% cashback card gets even better with the addition of up to 5% back in categories like travel, drug stores and dining.	Apply now View details	Compare	loading Fetching your data...
Costco Anywhere Visa® Card by Citi	N/A	4% at gas stations on up to $7,000 annually (then 1%), 3% at restaurants and on travel, 2% at Costco and 1% on all other purchases	$0	An impressive cashback card that offers up to 4% back on everyday purchases like gas, travel and dining all for the cost of a Costco membership.	Apply now View details	Compare	loading Fetching your data...
American Express Cash Magnet® Card	$150 after spending $1,000 in the first 3 months	1.5% cash back on all purchases	$0	With 1.5% back on everything and a 15 months intro APR on purchases, this no-annual-fee rewards card makes it simple to earn more rewards. Rates & fees	Apply now View details	Compare	loading Fetching your data...
Petal 2 “Cash Back, No Fees” Visa® Credit Card	N/A	Up to 10% cash back from select merchants, on other purchases earn 1% back, 1.25% after six on-time payments and 1.5% after 12 on-time payments	$0	Build your credit with rewards and no fees: Apply if you're new to credit or have a fair to good score of 600 or higher. See if you prequalify with no impact to your score.	Apply now View details	Compare	loading Fetching your data...
TD Cash Credit Card	$150 after spending $500 in the first 90 days	3% on dining, 2% at grocery stores and 1% on all other eligible purchases	$0	3% on dining and 2% on groceries make this a valuable card for food purchases. Use it while traveling, too, with no foreign transaction fees. Available in: CT, DC, DE, FL, MA, MD, ME, NC, NH, NJ, NY, PA, RI, SC, VA, VT	Apply now View details	Compare	loading Fetching your data...
CardMatch™ from creditcards.com	See terms	See terms	See terms	Use the CardMatch tool to find cards you're likely to qualify for with your credit score, without a hard pull on your credit.	See offer View details	Compare	loading Fetching your data...
Credit One Bank® Visa® with Free Credit Score Access	N/A	1% cash back on all purchases or in categories based on Credit One Bank’s discretion	$0 to $99	Get 1% cash back on all purchases or in categories based on Credit One Bank’s discretion.	Apply now View details	Compare	loading Fetching your data...
Credit One Bank® Unsecured Visa® with Cash Back Rewards	N/A	1% cash back on all purchases or in categories based on Credit One Bank’s discretion	$0 to $99	Earn 1% cash back on all purchases or in categories based on Credit One Bank’s discretion.	Apply now View details	Compare	loading Fetching your data...
Credit One Bank® Unsecured Visa® for Rebuilding Credit	N/A	1% cash back on all purchases on eligible purchases	$0 to $99	Earn 1% cash back on all purchases or in categories based on Credit One Bank’s discretion.	Apply now View details	Compare	loading Fetching your data...
Official NASCAR® Credit Card from Credit One Bank®	N/A	Up to 1% cash back on eligible purchases determined by Credit One and double cash back at the NASCAR Shop	$0 to $99	Get up to 1% cash back rewards on eligible purchases determined by Credit One and double cash back rewards at the NASCAR Shop.	Apply now View details	Compare	loading Fetching your data...

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Compare American Express credit cards

See rates and fees for Blue Cash Everyday® Card from American Express

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Megan Horner

Megan Horner is the credit cards publisher at Finder. She's passionate about helping you find the best credit cards to meet your financial needs — whether that's earning great rewards or improving your credit score. Megan's expertise has been spotlighted on Lifehacker, CreditCards.com, American Banker and featured on news broadcasts across the country.

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Citi® Double Cash Card vs Blue Cash Everyday® Card from American Express