- Use promo code FREE to get a free transfer
- Competitive rates and fees
- Get cash to family and friends in minutes
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Without a doubt, some money transfer services are cheaper than others. We used our 14+ years of money sending experience combined with data from the World Bank Group to determine the cheapest ways to send money internationally.
Spoiler alert: It’s not your bank.
The costs to send money varies based on sending amount, destination and more. We compared sending $5,000 from the US to Mexico and found that the cheapest ways to send money were:
These specialists offer more affordable transfers than banks, allowing you to manage your transactions from home. In our experience, digital money transfer services are typically the cheapest way to send money internationally.
Cash transfers can get money to your recipient fast — sometimes within minutes. You can often pay online or at one of the thousands of agent locations worldwide.
PayPal offers transfers to more than 100 countries and supports multiple currencies. Its exchange rates are often better than those you’ll get from a bank but not quite as strong as rates offered by money transfer companies. PayPal calculates its transfer fee as a percentage of the amount you’re sending — meaning it’s often better for sending smaller amounts of money.
We update our data regularly, but information can change between updates. Confirm details with the provider you're interested in before making a decision.
Although it can be tempting to use a bank for an international money transfer convenience over price, it’s usually the most expensive option. When comparing services, pay attention to fees and exchange rates that can quickly eat into your transfer.
Still not sure about your best way to cheaply send money? Use our hand-picked list of money transfer services to help make your decision.
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