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Chase Slate® credit card vs Discover it® Cash Back

Do you want a balance transfer card or a cashback card?

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Megan Horner
Updated
Fact checked
The Chase Slate® credit card is a balance transfer card with a longer intro APR period on balance transfers and a $0 intro balance transfer fee, while the Discover it® Cash Back comes with accelerated cash back on rotating categories each quarter. Both cards have a $0 annual fee.

Find out more about these cards in the table below.

Chase Slate® credit card

Chase Slate® credit card

Terms apply, see rates & fees

Discover it® Cash Back

Discover it® Cash Back

Terms apply, see rates & fees
Finder rating
Finder rating

★★★★★

4.6 / 5.0

★★★★★

4.8 / 5.0
Best for
Best for
  • Intro APR and intro fee period on balance transfers
  • Rotating cash back categories with no annual fee
Welcome offer
Welcome offer

No balance transfer fees for transfers made the first 60 days, then $5 or 5%

Discover will match cash back earned at the end of your first card year
Rewards
Rewards

N/A

5% back in rotating categories up to $1,500 combined each activated quarter, then 1% after that and on all other purchases
Purchase APR
Purchase APR

0% intro APR for 15 months, and then 14.99% to 23.74% variable

0% intro APR for 14 months, and then 11.99% to 22.99% variable

Annual fee
Annual fee $0 $0
Balance transfer APR
Balance transfer APR

0% intro APR for 15 months, then 14.99% to 23.74% variable

0% intro APR for 14 months, then 11.99% to 22.99% variable
Cash advance
Cash advance

APR: 24.99% variable

Fee: $10 or 5% of the transaction, whichever is greater

APR: 24.99% variable

Fee: $10 or 5% of the transaction, whichever is greater
Foreign transaction fee
Foreign transaction fee 3% of each transaction None
Late payment fee
Late payment fee Up to $39 Up to $40
Additional cardholder fee
Additional cardholder fee $0 $0
Interest-free period
Interest-free period 21 days 25 days
Minimum interest
Minimum interest $0 $0.50
Minimum credit score
Minimum credit score 670 670
Card type
Card type Credit Credit
Learn more
Learn more

Compare Chase Slate® credit card vs. Discover it® Cash Back

Data updated regularly
Name Product Annual fee Balance transfer APR Purchase APR Filter values
Discover it® Cash Back
Discover it® Cash Back
$0
0% intro for the first 14 months (then 11.99% to 22.99% variable)
0% intro for the first 14 months (then 11.99% to 22.99% variable)
Earn 5% back on up to $1,500 in combined purchases in bonus categories every quarter you activate, then 1% thereafter. Earn 1% back on all other purchases.
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