< path d="M52.6178 31.3114L44.7476 60.6733L74.1095 68.5435L81.9797 39.1816L52.6178 31.3114Z" fill="#F9C32D"/>

Finder makes money from featured partners, but editorial opinions are our own. Advertiser Disclosure

Chase Slate Edge℠ vs Discover it® Cash Back

Do you want a balance transfer card or a cashback card?

Avatar
Megan Horner
Updated . What changed?
Fact checked

The Chase Slate Edge℠ is an intro APR card with 18 months intro APR period on balance transfers and purchases. The Discover it® Cash Back on the other hand is a cashback card that comes with accelerated cash back on rotating categories each quarter. Both cards have a $0 annual fee and your choice between the two ultimately comes down to what your financial need.

Find out more about these cards in the table below.

Chase Slate Edgeâ„ 

Chase Slate Edgeâ„ 

Terms apply, see rates & fees

Discover it® Cash Back

Discover it® Cash Back

Terms apply, see rates & fees
Finder rating
Finder rating

★★★★★

4.6 / 5.0

★★★★★

4.8 / 5.0
Best for
Best for
  • Intro APR and intro fee period on balance transfers
  • Rotating cash back categories with no annual fee
Welcome offer
Welcome offer

Get an automatic, one-time review for a higher credit limit when you pay on time, and spend $500 in your first 6 months

Discover will match cash back earned at the end of your first card year
Rewards
Rewards

N/A

5% back in rotating categories up to $1,500 combined each activated quarter, then 1% after that and on all other purchases
Purchase APR
Purchase APR

0% intro APR for 18 months, and then 17.24% to 25.99% variable

0% intro APR for 15 months, and then 14.24% to 25.24% variable

Annual fee
Annual fee $0 $0
Balance transfer APR
Balance transfer APR

0% intro APR for 18 months (then 17.24% to 25.99%) No balance transfer fees for transfers made the first 60 days, then $5 or 5% variable

0% intro APR for 15 months (then 14.24% to 25.24%) Intro fee of 3% of the amount of each transfer for transfers that post to your account by August 10, 2022 with the 0% intro APR balance transfer offer described above. After that, 5% of the amount of each transfer. variable
Cash advance
Cash advance

APR: 26.49% variable

Fee: $10 or 5% of the transaction, whichever is greater

APR: 27.24% variable

Fee: $10 or 5% of the transaction, whichever is greater
Foreign transaction fee
Foreign transaction fee 3% of each transaction None
Late payment fee
Late payment fee Up to $40 Up to $41
Additional cardholder fee
Additional cardholder fee $0 $0
Interest-free period
Interest-free period 21 days 25 days
Minimum interest
Minimum interest $0 $0.50
Minimum credit score
Minimum credit score 670 670
Card type
Card type Credit Credit
Learn more
Learn more

Read review

Compare Chase Slate Edge℠ vs. Discover it® Cash Back

1 - 2 of 2
Updated regularly
Name Product Annual fee Balance transfer APR Purchase APR Filter values
Chase Slate Edgeâ„ 
Chase Slate Edgeâ„ 
$0
0% intro for the first 18 months (then 17.24% to 25.99% variable) No balance transfer fees for transfers made the first 60 days, then $5 or 5%
0% intro for the first 18 months (then 17.24% to 25.99% variable)
Get an automatic, one-time review for a higher credit limit when you pay on time, and spend $500 in your first 6 months
See offer
View details
Discover it® Cash Back
Discover it® Cash Back
$0
0% intro for the first 15 months (then 14.24% to 25.24% variable) Intro fee of 3% of the amount of each transfer for transfers that post to your account by August 10, 2022 with the 0% intro APR balance transfer offer described above. After that, 5% of the amount of each transfer.
0% intro for the first 15 months (then 14.24% to 25.24% variable)
Earn 5% back on up to $1,500 in combined purchases in bonus categories every quarter you activate, then 1% thereafter. Earn 1% back on all other purchases.
View details
loading

Compare up to 4 providers

Compare Chase credit cards

More guides on Finder

Ask an Expert

You are about to post a question on finder.com:

  • Do not enter personal information (eg. surname, phone number, bank details) as your question will be made public
  • finder.com is a financial comparison and information service, not a bank or product provider
  • We cannot provide you with personal advice or recommendations
  • Your answer might already be waiting – check previous questions below to see if yours has already been asked

Finder.com provides guides and information on a range of products and services. Because our content is not financial advice, we suggest talking with a professional before you make any decision.

By submitting your comment or question, you agree to our Privacy and Cookies Policy and finder.com Terms of Use.

Questions and responses on finder.com are not provided, paid for or otherwise endorsed by any bank or brand. These banks and brands are not responsible for ensuring that comments are answered or accurate.
Go to site