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Chase Slate Edge℠ vs Discover it® Cash Back

Do you want a balance transfer card or a cashback card?

The Chase Slate Edge℠ is an intro APR card with a 12-month intro APR period on balance transfers and purchases. The Discover it® Cash Back on the other hand is a cashback card that comes with accelerated cash back on rotating categories each quarter. Both cards have a $0 annual fee and your choice between the two ultimately comes down to what your financial need.

Find out more about these cards in the table below.

Chase Slate Edge℠

Chase Slate Edge℠

Terms apply, see rates & fees

Discover it® Cash Back

Discover it® Cash Back

Terms apply, see rates & fees

Finder rating
Finder rating

★★★★★

4.6 / 5.0

★★★★★

4.8 / 5.0
Best for
Best for
  • Intro APR and intro fee period on balance transfers
  • Rotating cash back categories with no annual fee
Welcome offer
Welcome offer

$100 bonus on your statement when you spend $500 in your first 6 months

Discover will match cash back earned at the end of your first card year

Rewards
Rewards

N/A

5% back in rotating categories up to $1,500 combined each activated quarter, then 1% after that and on all other purchases

Purchase APR
Purchase APR

0% intro APR for 12 months, and then 14.99% to 23.74% variable

0% intro APR for 14 months, and then 11.99% to 22.99% variable

Annual fee
Annual fee $0 $0
Balance transfer APR
Balance transfer APR

0% intro APR for 12 months, then 14.99% to 23.74% variable

0% intro APR for 14 months, then 11.99% to 22.99% variable

Cash advance
Cash advance

APR: 24.99% variable

Fee: $10 or 5% of the transaction, whichever is greater

APR: 24.99% variable

Fee: $10 or 5% of the transaction, whichever is greater

Foreign transaction fee
Foreign transaction fee 3% of each transaction None
Late payment fee
Late payment fee Up to $40 Up to $40
Additional cardholder fee
Additional cardholder fee $0 $0
Interest-free period
Interest-free period 21 days 25 days
Minimum interest
Minimum interest $0 $0.50
Minimum credit score
Minimum credit score 670 670
Card type
Card type Credit Credit
Learn more
Learn more

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Compare Chase Slate Edge℠ vs. Discover it® Cash Back

Name Product Annual fee Balance transfer APR Purchase APR Filter values
Chase Slate Edge℠
$0
0% intro for the first 12 months (then 14.99% to 23.74% variable)
0% intro for the first 12 months (then 14.99% to 23.74% variable)
New revamped Chase Slate Edge card: Earn $100 bonus on your statement when you spend $500 in your first 6 months
Discover it® Cash Back
$0
0% intro for the first 14 months (then 11.99% to 22.99% variable)
0% intro for the first 14 months (then 11.99% to 22.99% variable)
Earn 5% back on up to $1,500 in combined purchases in bonus categories every quarter you activate, then 1% thereafter. Earn 1% back on all other purchases.
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