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Chase Slate® credit card vs Discover it® Cash Back
Do you want a balance transfer card or a cashback card?
The Chase Slate® credit card is a balance transfer card with a longer 0% intro APR period on balance transfers and a $0 intro balance transfer fee, while the Discover it® Cash Back comes with accelerated cash back on rotating categories each quarter. Both cards have a $0 annual fee.
Find out more about these cards in the table below.
|
Chase Slate® credit card
|
Discover it® Cash Back
|
|---|---|
|
★★★★★ 4.6 / 5.0 |
★★★★★ 4.8 / 5.0 |
|
|
|
No balance transfer fees for transfers made the first 60 days, then $5 or 5% |
Discover will match cash back earned at the end of your first card year |
|
N/A
|
5% back in rotating categories up to $1,500 combined each activated quarter, then 1% after that and on all other purchases |
|
0% intro APR for 15 months, and then 16.49% to 25.24% variable |
0% intro APR for 14 months, and then 13.49% to 24.49% variable |
| $0 | $0 |
|
APR: 0% intro APR for 15 months, then 16.49% to 25.24% variable Fee: $5 or 5% of the transaction, whichever is greater |
APR: 0% intro APR for 14 months, then 13.49% to 24.49% variable Fee: 3% of the transaction |
|
APR: 26.49% variable Fee: $10 or 5% of the transaction, whichever is greater |
APR: 26.49% variable Fee: $10 or 5% of the transaction, whichever is greater |
| 3% of each transaction | None |
| Up to $37 | Up to $39 |
| $0 | $0 |
| 21 days | 25 days |
| $0 | $0.50 |
| 670 | 670 |
| Credit | Credit |
| Rates & Fees | Rates & Fees |
Which card should you choose?
Chase Slate® credit card
- Intro balance transfer fee for the first 60 days, then $5 or 5% of the transfer, whichever is greater
- 0% intro APR on purchases and balance transfers for the first 15 months, then 16.49% to 25.24% variable
- Free FICO credit score
Discover it® Cash Back
- Accelerated cash back in quarterly rotating categories
- First year cashback match
- Free FICO credit score
- Ability to freeze your account
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