The winner: Chase Freedom UnlimitedĀ®

Up to 5%
Cash back
- Up to 5% cashback and an impressive 1.5% base cashback rate
- 15 months of intro APR on purchases
- No annual fee
The Chase Freedom UnlimitedĀ® earns a flat 1.5% cashback rate on all purchases and 5% back on Lyft rides until March 31, 2022. The Discover itĀ® Cash Back on the hand, earns a 5% cashback rate on up to $1,500 in rotating quarterly categories. It earns 1% back after that and on all other purchases. Another consideration is the welcome offer: Chase offers $200 cash back for spending $500 within your first 3 months of account opening while Discover itĀ® Cash Back will match all cash back you earned at the end of the first year of account opening.
Earn flat rewards on all of your purchases.
A simple secured credit card that helps you build your credit.
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A safety net for interrupted or canceled trips.
Earn accelerated rewards at wineries and enjoy special benefits.
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Earn more rewards on select categories or get an extension of some travel perks.
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