Finder is committed to editorial independence. While we receive compensation when you click links to partners, they do not influence our opinions or reviews. Learn how we make money.
Chase Freedom Flex℠ vs. Capital One® Quicksilver® Cash Rewards Credit Card
Choose between rotating-bonus and flat-rate cash back.
Summary of card features
Chase Freedom Flex℠
- Huge potential signup bonus worth up to $800
- 5% back in rotating categories on up to $1,500 quarterly, then 1%
- 5% on travel purchased through Chase
- 3% on dining and drugstores
- 1% on all other purchases
- Intro APR on purchases
Capital One® Quicksilver® Cash Rewards Credit Card
- No annual fee
- $200 cash bonus when you spend $500 on purchases in the first 3 months
- 1.5% cash back on all purchases
- Long intro APR for purchases
If you like to keep things fresh with rotating rewards categories, the Chase Freedom Flex℠ could be the right pick. You’ll earn 5% cash back on up to $1,500 in combined purchases in quarterly rotating categories for each quarter you activate, then 1%. These categories might include gas, grocery stores and Internet services. On all other purchases, you’ll earn 3% cash back. Go with the Capital One® Quicksilver® Cash Rewards Credit Card if you don’t want to worry about rotating rewards categories. You’ll earn 1.5% cash back on all purchases — a simple and effective rewards rate.
These products are formidable contenders, and one isn’t necessarily outright better than the other. One of the best ways to choose between them is to consider whether you want to put in the extra effort to maximize your rewards in rotating categories or simply enjoy flat cash back at a lower rate.
If neither product works for you, check out a few excellent cashback alternatives below.
Compare cash back credit cards
More guides on Finder
Bellwether Smart Cash Card review
Earn flat 1.5% cashback on all purchases or save money with balance transfers.
Tree removal financing with credit cards
If you need to remove a tree from your property, consider paying with plastic.
Wyndham Rewards® Earner℠ Plus Card review
Earn rewards on your Wyndham purchases and get complimentary elite status.
Best credit cards for young professionals
Earn rewards on travel, dining, public transportation and other categories you spend the most in.
Bellwether Smart Rewards Card review
Earn flat 1.5x points on everything you buy or save money with a balance transfer.
Petal 1 "No Annual Fee" Visa® Credit Card Review
Rebuild your credit for no annual fee.
Bank of America® Cash Rewards Secured review
Earn cash back on your purchases and build your credit.
X1 Card review
This metal card adjusts your limit based on your income.
Which credit cards have gotten better during COVID-19?
Earn more rewards on select categories or get an extension of some travel perks.
Chase credit cards with no foreign transaction fee
Find out which Chase credit cards have no foreign transaction fee.
Ask an Expert