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Chase Freedom® vs. Capital One® Quicksilver® Cash Rewards Credit Card
Choose between rotating-bonus and flat-rate cash back.
Which card should you choose?
- Easy-to-earn cash signup bonus and first-year cash back bonus
- Accelerated cash back in quarterly rotating categories and flat cash back on all other purchases
- Intro APR on purchases
Capital One® Quicksilver® Cash Rewards Credit Card
- No annual fee
- $150 cash bonus when you spend $500 on purchases in the first 3 months
- 1.5% cash back on all purchases
- Long intro APR for purchases
If you like to keep things fresh with rotating rewards categories, the Chase Freedom® could be the right pick. You’ll earn 5% cash back on up to $1,500 in combined purchases in quarterly rotating categories for each quarter you activate, then 1%. These categories might include gas, grocery stores and Internet services. On all other purchases, you’ll earn 1% cash back. Go with the Capital One® Quicksilver® Cash Rewards Credit Card if you don’t want to worry about rotating rewards categories. You’ll earn 1.5% cash back on all purchases — a simple and effective rewards rate.
These products are formidable contenders, and one isn’t necessarily outright better than the other. One of the best ways to choose between them is to consider whether you want to put in the extra effort to maximize your rewards in rotating categories or simply enjoy flat cash back at a lower rate.
If neither product works for you, check out a few excellent cashback alternatives below.
Compare cash back credit cards
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