Cash App vs. Venmo

Cash App and Venmo may seem interchangeable at first glance, but they do, in fact, offer quite different services. One of the major differences is the wide array of uses that Cash App boasts, including the ability to buy and sell both stocks and Bitcoin. Venmo focuses entirely on sending and receiving money and does it well, but for users looking for more versatility packaged into one app, Cash App may be the better choice.

Although both Cash App and Venmo can send and receive money from nearly any bank account in the US, both have their individual pros and cons to consider.

If you just want to send money privately to your friends with no flair, Cash App’s transfer service might be the better choice. However, Cash App’s additional features can be a bit distracting compared to Venmo’s simple design. See how these two apps stack up on fees, transfer speeds and more by reading on.

Breakdown of Cash App vs. Venmo

Summing up Cash App vs. Venmo

Overall, the Venmo app is the more straightforward option because it only does one thing and it does it well: it allows you to send and receive money. However, if you don’t want to have to adjust your privacy settings to keep your transfers just to yourself and the person you are paying, then use Cash App.

The added features that Cash App boasts — buying and selling stocks, buying Bitcoin, direct depositing checks and the like — are all great. However, they aren’t necessary if you’re just looking to pay your friend back after ordering some takeout.

Cash App supports limited transfers between the US and the UK, but for any other international transfers, you’ll want to check out our guide on how to send money online to get started.

Compare other services that send money within the US

See how both Cash App and Venmo stack up against other popular money transfer services in the US in the table below. Or, if you’d like a more detailed review, check out our comparison of Venmo vs. PayPal.

Sort by:

Name	Product	Fees	Fastest available transfer speed	Maximum transfer amount (verified)
Zelle		To send: No fees To receive: No fees	Instant	Varies	Supported banks enjoy direct bank-to-bank transfers with the tap of a button.	View details		loading Fetching your data...
Cash App		To send: No fees To receive: 1.5% for instant withdrawal	Instant	$2,500	Split the bill, pay your friends, buy and sell cryptocurrency and even spend money through a connected debit card.	View details		loading Fetching your data...
Google Pay		To send: No fees To receive: No fees	Instant	$10,000	Google’s take on money transfers — use this free service to quickly send and receive funds in a variety of ways.	View details		loading Fetching your data...
PayPal		To send: By bank account: No fee By credit/debit card: 2.9% + fixed fee To receive: 1% for instant withdrawal	Instant	$10,000	Friends and Family is a free way to send and request money in the US, with fee-based options for international transfers.	View details		loading Fetching your data...
Venmo		To send: No fees To receive: 1% for instant withdrawal	Instant	$4,999.99	Pay and request money to both friends and businesses through this peer-to-peer, socially driven payment app.	View details		loading Fetching your data...
Walmart		To send: Starting from $4 To receive: No fees	Instant	$2,500	Send and receive money at any Walmart in the US and Puerto Rico. Transactions can also be sent from the Walmart app.	View details		loading Fetching your data...
Apple Pay		To send: No fees To receive: 1% for instant withdrawal	Instant	$10,000	Pay and get paid directly through iMessage, but you’ll need an iOS device to use this payment service.	View details		loading Fetching your data...
Facebook Messenger		To send: No fees To receive: No fees	Instant	$9,999	Connect a debit card or PayPal account to send money directly to friends through Facebook’s messaging service.	View details		loading Fetching your data...

loading

Compare up to 4 providers

Clear selection

Compare