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Capital One Spark 1.5X Miles Select vs. Ink Business Preferred® Credit Card

Two solid credit cards for the frequent business traveler.

The Capital One Spark 1.5X Miles Select is an entry-level travel card with a $0 annual fee, a 0% intro APR period on purchases and massive 5x miles on hotel and car rental bookings through Capital One Travel. On the other hand, the Ink Business Preferred® Credit Card is a mid-tier card with a $95 annual fee, a massive signup bonus and 3x points on travel and select business categories for the first $150,000 annually.

Check out the other perks and features in the table below.

Capital One Spark 1.5X Miles Select

Capital One Spark 1.5X Miles Select

Terms apply, see rates & fees

Ink Business Preferred® Credit Card

Ink Business Preferred® Credit Card

Terms apply, see rates & fees

Finder rating
Finder rating

★★★★★

4.6 / 5.0

★★★★★

4.4 / 5.0
Best for
Best for
  • Unlimited miles on all business purchases
  • Strong rewards on business spending categories
Welcome offer
Welcome offer

20,000 miles after spending $3,000 in the first 3 months

100,000 points after spending $15,000 in the first 3 months

Rewards
Rewards

5x miles on hotel and rental car bookings through Capital One Travel℠ and 1.5x miles on all other purchases

3x points on the first $150,000 on travel and select business categories annually, then 1x after and on all other purchases

Purchase APR
Purchase APR

0% intro APR for 9 months, and then 13.99%, 19.99% or 23.99% variable

15.99% to 20.99% variable

Annual fee
Annual fee $0 $95
Balance transfer APR
Balance transfer APR 13.99% to 23.99% variable 15.99% to 20.99% variable
Cash advance
Cash advance

APR: 26.99% variable

Fee: $10 or 3% of the transaction, whichever is greater

APR: 24.99% variable

Fee: $15 or 5% of the transaction, whichever is greater

Foreign transaction fee
Foreign transaction fee None None
Late payment fee
Late payment fee Up to $39 $40
Additional cardholder fee
Additional cardholder fee $0 $0
Interest-free period
Interest-free period 25 days 20 days
Minimum interest
Minimum interest $0 $0
Minimum credit score
Minimum credit score 670 670
Card type
Card type Credit Credit
Learn more
Learn more

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