BusinessLoans.com Review: Many Loan Options, But High Revenue Requirements
- Min. Amount
- $10,000
- Max. Amount
- $3,000,000
- APR
- Varies by lender and loan type
Our verdict
Access to fast funding on a wide variety of business loans, but some options can be pricey.
Businessloans.com is a business loans marketplace that gives borrowers access to multiple lenders and loan types with a single application and no hard credit check. Loan amounts can reach as high as $3,000,000, with loan terms ranging from three months to five years. It offers access to term loans, business lines of credit (LOCs), equipment financing, merchant cash advances and more. But some options can be more expensive than traditional business loans, it's not a direct lender and it requires at least $100,000 in annual revenue. It also doesn’t disclose rates and fees on its website.
Best for: Borrowers with a range of credit scores looking to explore multiple loan types with a single application.
Pros
-
Multiple loan offers with one application
-
Wide variety of partner lenders and loan types
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No hard credit check to apply
Cons
-
Range of rates not disclosed
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High annual revenue requirement
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Some loan options are expensive
Is BusinessLoans.com legit?
Yes, BusinessLoans.com is a legitimate loan marketplace. As it states on its website, it’s not a direct lender, but it works to match borrowers with its network of partners, including top-rated lenders such as OnDeck, Funding Circle, Bluevine and Fundbox. It also discloses that it receives compensation from companies it partners with.
The company is accredited with the Better Business Bureau (BBB) with an A rating and has 4.8 out of 5 stars on Trustpilot. You can view its terms and conditions and privacy policy on its website.
What makes BusinessLoans.com shine?
One of BusinessLoans.com’s top benefits is giving businesses access to multiple lenders and a variety of loan types that can accommodate borrowers with a range of credit scores. Loan options include term loans, MCAs, lines of credit, equipment financing, invoice factoring and more, with loan amounts up to $3 million.
It also has an easy-to-navigate website and a simplified application form. Unlike some loan marketplaces, it asks minimal information about you and your business, and there’s no hard credit check to prequalify.
Where BusinessLoans.com falls short
Businessloans.com lacks important information on its website. It doesn’t list all its partners, so it’s hard to know how many lenders you’re comparing. It also doesn’t provide any information about the fees or rates its partners charge or if you’re on the hook for a funding fee.
While it’s not possible to know the exact rates you qualify for until you’ve prequalified with a lender, it can be useful to know what the potential rate ranges are. For example, Lendio — a similar loans marketplace — clearly lists the rate ranges for each type of loan it offers, which makes it easier to compare loan options and costs.
It also has a relatively high annual revenue requirement of $200,000 to qualify. Some alternative online lenders often accept revenues of around $100,000, making them more accessible to a wider range of small businesses.
Businessloans.com loan details
| Minimum credit score/credit range | 500–650, depending on the lender |
| APR | Varies by lender and loan type |
| Loan amount | $10,000 to $3M |
| Terms | 3 months to 5 years |
| Approval turnaround | As soon as 24 hours |
| Availability | Available in all states |
| Fees | Varies by lender and loan type |
BusinessLoans.com contact info
| Phone number | 844-585-0656 |
| Customer service hours | Open 24/7, but you can only leave a message |
| support@businessloans.com | |
| X, formerly Twitter | @BusinessLoans |
| @BusinessLoans.com |
How to qualify for BusinessLoans.com
Here are the minimum requirements to qualify for BusinessLoans.com.
- At least 12 months in business
- Annual revenue of $200,000+
- Minimum 500 credit score
- US-based business
- Business bank account
Because BusinessLoans.com is a loan marketplace, the exact requirements for business loans vary by lender and loan type.
How to apply
Applying with BusinessLoans.com is typically fast and easy.
- Fill out the online application.
- Receive multiple loan offers within minutes.
- Review your loan offers. If you decide to proceed with one, you’ll deal directly with the lender and follow the formal application process, which typically requires a hard credit check.
- Access your funding, usually between 24 hours and one week, depending on the lender.
If you prefer, you can call and have a customer service representative walk you through the application process and help you choose the best loan option for your needs.
How Businessloans.com compares to other lenders
Compare other products
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How we picked theseWhat is the Finder Score?
The Finder Score crunches 12+ types of business loans across 35+ lenders. It takes into account the product's interest rate, fees and features, as well as the type of loan eg investor, variable, fixed rate - this gives you a simple score out of 10.
To provide a Score, we compare like-for-like loans. So if you're comparing the best business loans for startups loans, you can see how each business loan stacks up against other business loans with the same borrower type, rate type and repayment type.
Businessloans.com reviews and complaints
| BBB accredited | Yes |
|---|---|
| BBB rating | A+ |
| BBB customer reviews | 1 out of 5 stars, based on 9 customer reviews |
| Trustpilot Score | 4.8 out of 5 stars, based on 625 customer reviews |
| Customer reviews verified as of | 19 August 2025 |
BusinessLoans.com is highly rated on Trustpilot, with 96% of reviewers giving it 5 out of 5 stars. Customers applaud the easy approval process, fast funding and the exceptional customer service that helped them find the best funding for their business.
The company has very few complaints or reviews on the BBB. But the chief complaints on both review sites are high rates or a large number of marketing calls and emails after sharing their information with BusinessLoans.com.
What do people on Reddit say?
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Lacey Finder
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