Brex for Ecommerce review | finder.com

Brex for Ecommerce review

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Brex for Ecommerce Learn more Apply now

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What happens when I click Apply now?
  • Clicking Apply now will take you to your online application on the bank's website. You do not need to be an existing customer of this bank to apply.
  • Your application will typically take you no more than 10-15 minutes to complete
  • Once approved, you will typically receive your credit card within 1-2 weeks
Click here to start your application >>

Get interest-free financing for your e-commerce business.

  • Get this card if you run an e-commerce business and you want interest-free financing.
  • Pick something else if you want a standard small business credit card.
  • Apply with a minimum monthly sales of $50,000 and at least one year in business.
Product NameBrex for Ecommerce
Card TypeMastercard
Annual Fee$0
Purchase APRNone (Charge Card)
Intro Purchase APR

N/A

Intro Balance Transfer APR

N/A

Foreign Transaction FeeNone
Interest Free PeriodUp to 60 days
Minimum Age18 years of age
RewardsN/A

The basics

The Brex for Ecommerce could be a good fit for e-commerce business owners who want long-term financing without paying interest. You can apply for the card without a personal guarantee and get started with a virtual card as soon as you’re approved.

You can also get a generous credit line and build your business credit.

The perks

  • Interest-free financing.

    Use this credit card to get special financing without interest or fees for 60 days.

  • Long repayment window.

    You have 60 days to pay your balance without interest. The amount due must be repaid in full by the end of this period.

  • Signup bonus.

    Enjoy discounts for business services such as Google Ads, Zendesk, Salesforce and Postscript with a combined value of up to $25,000.

  • Quick application process.

    Apply and get your virtual card within minutes. You can start making purchases online while you wait for your physical card to arrive.

You’ll also like

  • High credit line.

    You can get a credit line between 50% and 100% of your future monthly sales, up to $5 million.

  • Fraud protection.

    You won’t be held liable for unauthorized purchases. Also, Brex monitors your account 24/7.

  • No personal guarantee.

    Get your Brex for Ecommerce card without a personal guarantee. This protects your personal credit score if your application is denied or if you fail to pay off your balance.

  • Build business credit.

    Brex reports your credit activities to Dun & Bradstreet and Experian. Use your card responsibly to build your business credit.

  • Add new cards.

    You can easily add employee credit cards, set spending limits and track their spending.

  • World Elite Mastercard® benefits.

    Enjoy global assistance and insurance for travel purchases made with your card, zero liability for unauthorized purchases and advanced ID theft protection.

What to watch out for

  • Credit card eligibility.

    Your company must be active for at least a year with minimum monthly sales of $50,000. If your company is a sole proprietorship it won’t be eligible.

  • Can’t carry a balance.

    You must pay your balance within 60 days.

Compare business credit cards

Updated May 27th, 2019
Name Product Rewards Purchase APR Annual Fee
N/A
12.24% to 20.24% variable
$0
Enjoy a market-leading 0% intro APR on purchases and balance transfers for the first 20 billing cycles, reverting to a variable 12.24% to 20.24% APR. Rates & Fees
3x on travel, shipping, Internet, cable, phone and online ads up to $150,000 combined annually; then 1x after and on all other purchases
18.24% to 23.24% variable
$95
80,000 bonus points after you spend $5,000 on purchases in the first 3 months after account opening. That's $1,000 toward travel rewards when you redeem through Chase Ultimate Rewards®
5% back at US office supply stores and on US wireless telephone services on up to $50,000 annually (then 1%). 3% on a chosen category on up to $50,000 annually, then 1% after and on everything else
14.49%, 19.49% or 21.49% variable
$0
Save on interest with a 0% intro APR on purchases for 15 months. After that your APR will be 14.49%, 19.49% or 21.49% variable. Rates & fees
2x points on everyday business purchases on up to $50,000 annually, then 1x points
15.49%, 18.49% or 21.49% variable
$0
Earn 2x Membership Rewards® points on everyday business purchases on up to $50,000 with no category restrictions. Rates & fees
5% on office supplies, Internet, cable and phone up to $25,000 combined annually; 2% on gas and dining up to $25,000 combined annually; 1% on all other purchases
15.49% to 21.49% variable
$0
$500 bonus cash back after you spend $3,000 in the first 3 months

Compare up to 4 providers

Bottom line

The Brex for Ecommerce could be a good fit for an e-commerce company that needs interest-free financing, a high credit line and no personal guarantee. You can pay your balance in 60 days without interest. If you’re looking for rewards, you may want to consider the Brex for Startups.

However, if you think a small business credit card could be better suited for you, compare your options.

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