finder.com

Finder is committed to editorial independence. While we receive compensation when you click links to partners, they do not influence our content.

Blue Cash Everyday® Card from American Express vs Chase Freedom Unlimited®

Earn accelerated cash back on select categories or earn flat cashback rate on all purchases.

The winner: Blue Cash Everyday® Card from American Express

Blue Cash Everyday® Card from American Express logo

Up to 3%

Cash back

  • Everyday cashback: 3% at US supermarkets on up to $6,000 per year, then 1%
  • 2% at US gas stations and select US department stores
  • No annual fee
Apply now
Terms apply, see rates & fees
Avatar
Megan Horner
Updated . What changed?
Fact checked
Both the Blue Cash Everyday® Card from American Express and the Chase Freedom Unlimited® are cashback cards, but the Amex card comes with accelerated cashback as statement credit at US supermarkets, US gas stations and at select US department stores, while the Freedom Unlimited comes with an impressive base cashback rate of 1.5% in addition to cashback on dining, Lyft, drugstore purchases and travel through Chase Ultimate Rewards.

Blue Cash Everyday® Card from American Express

Blue Cash Everyday® Card from American Express

Terms apply, see rates & fees

Chase Freedom Unlimited®

Chase Freedom Unlimited®

Terms apply, see rates & fees
Finder rating
Finder rating

★★★★★

4.6 / 5.0

★★★★★

4.7 / 5.0
Best for
Best for
  • Cash back on groceries and gas
  • Unlimited 1.5% cash back on every purchase
Welcome offer
Welcome offer

$200 statement credit after spending $1,000 in the first 3 months

$200 after spending $500 in the first 3 months
Rewards
Rewards

2% at US gas stations and select US department stores, 3% at US supermarkets on up to $6,000 per year, then 1% after that and on all other purchases (redeem as statement credit)

5% cash back on travel purchased through Chase, 5% on Lyft, 3% on dining and drugstores and 1.5% on all other purchases
Purchase APR
Purchase APR

0% intro APR for 15 months, and then 13.99% to 23.99% variable

0% intro APR for 15 months, and then 14.99% to 23.74% variable

Annual fee
Annual fee $0 $0
Balance transfer APR
Balance transfer APR

N/A

 14.99% to 23.74% variable
Cash advance
Cash advance

APR: 25.24% variable

Fee: $10 or 5% of the transaction, whichever is greater

APR: 24.99% variable

Fee: $10 or 5% of the transaction, whichever is greater
Foreign transaction fee
Foreign transaction fee 2.7% of each transaction 3% of each transaction
Late payment fee
Late payment fee Up to $40 Up to $39
Additional cardholder fee
Additional cardholder fee $0 $0
Interest-free period
Interest-free period 25 days 21 days
Minimum interest
Minimum interest $0 $0
Minimum credit score
Minimum credit score 670 670
Card type
Card type Credit Credit
Learn more
Learn more

Read review

Read review

Compare Blue Cash Everyday® Card from American Express vs. Chase Freedom Unlimited®

Data updated regularly
Name Product Welcome offer Rewards Annual fee Filter values
Blue Cash Everyday® Card from American Express
Blue Cash Everyday® Card from American Express
$200 statement credit after spending $1,000 in the first 3 months
2% at US gas stations and select US department stores, 3% at US supermarkets on up to $6,000 per year, then 1% after that and on all other purchases (redeem as statement credit)
$0
This everyday cashback card offers a higher than average welcome offer for no annual fee, letting you earn $200 after you spend $1,000 in the first 3 months. Terms apply, see rates & fees
Apply now
View details
Chase Freedom Unlimited®
Chase Freedom Unlimited®
$200 after spending $500 in the first 3 months
5% cash back on travel purchased through Chase, 5% on Lyft, 3% on dining and drugstores and 1.5% on all other purchases
$0
This solid 1.5% cashback card gets even better with the addition of up to 5% back in categories like travel, drug stores and dining.
Apply now
View details
loading

Compare up to 4 providers

More guides on Finder

Ask an Expert

You are about to post a question on finder.com:

  • Do not enter personal information (eg. surname, phone number, bank details) as your question will be made public
  • finder.com is a financial comparison and information service, not a bank or product provider
  • We cannot provide you with personal advice or recommendations
  • Your answer might already be waiting – check previous questions below to see if yours has already been asked

Finder.com provides guides and information on a range of products and services. Because our content is not financial advice, we suggest talking with a professional before you make any decision.

By submitting your comment or question, you agree to our Privacy and Cookies Policy and finder.com Terms of Use.

Questions and responses on finder.com are not provided, paid for or otherwise endorsed by any bank or brand. These banks and brands are not responsible for ensuring that comments are answered or accurate.
Go to site