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Blue Cash Everyday® Card from American Express vs Chase Freedom Unlimited®
Earn accelerated cash back on select categories or earn flat cashback rate on all purchases.
Both the Blue Cash Everyday® Card from American Express and the Chase Freedom Unlimited® are cashback cards, but the Amex card comes with accelerated cashback at US supermarkets, US gas stations and at select US department stores, while the Freedom Unlimited comes with an impressive base cashback rate of 1.5% in addition to cashback on dining, Lyft, drugstore purchases and travel through Chase Ultimate Rewards.
Summary of card features
Blue Cash Everyday® Card from American Express
- Intro APR period on purchases. You'll get a 0% intro APR period on purchases for the first 15 months from account opening. After that, your rate reverts to 13.99% to 23.99% variable.
- Earn cash back. Earn 3% cash back on up to $6,000 per year, then 1% after that. You also get to earn 2% cash back at US gas stations and department stores, and 1% cash back on everything else you buy.
- Welcome offer. Get $150 bonus after you spend $1,000 on purchases in the first 3 months following your account opening.
Chase Freedom Unlimited®
- Earn 5% on travel purchased through Chase, 3% on dining at restaurants and drugstores, and an impressive 1.5% on all other purchases.
- Get a signup bonus of $200 after you spend $500 within your first 3 months of account opening.
- You'll also earn 5% cash back at grocery stores on up to $12,000 in the first year (then 1.5%).
- Don't pay an annual fee.
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