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Blue Cash Everyday® Card from American Express vs Chase Freedom Unlimited®

Megan Horner
Last updated:

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Blue Cash Everyday® Card from American Express

Blue Cash Everyday® Card from American Express

Chase Freedom Unlimited®

Chase Freedom Unlimited®
finder.com's rating
finder.com's rating

★★★★★

4.5 / 5.0

★★★★★

4.2 / 5.0
Best for
Best for
  • Cash back on groceries and gas
  • First-year cash back boost and unlimited cash back
Welcome offer
Welcome offer $150 after spending $1,000 in the first 3 months 3% cash back on all purchases in first year up to $20,000 spent, then 1.5% cash back on all purchases
Rewards
Rewards

2% at US gas stations and select US department stores, 3% at US supermarkets on up to $6,000 per year, then 1% after that and on all other purchases

3% cash back on all purchases in first year up to $20,000 spent, then 1.5% cash back on all purchases
Purchase APR (annual percentage rate)
Purchase APR (annual percentage rate)

0% intro APR for 15 months, and then 15.24% to 26.24% variable

0% intro APR for 15 months, and then 17.24% to 25.99% variable

Annual fee
Annual fee $0 $0
Balance transfers
Balance transfers

APR: 0% intro APR for 15 months, then 15.24% to 26.24% variable

Fee: $5 or 3% of the transaction, whichever is greater

APR: 0% intro APR for 15 months, then 17.24% to 25.99% variable

Fee: $5 or 3% of the transaction, whichever is greater

Cash advance
Cash advance

APR: 27.49% variable

Fee: $5 or 3% of the transaction, whichever is greater

APR: 27.24% variable

Fee: $10 or 5% of the transaction, whichever is greater
Foreign transaction fee
Foreign transaction fee 2.7% of each transaction 3% of each transaction
Late payment fee
Late payment fee Up to $38 Up to $38
Additional cardholder fee
Additional cardholder fee $0 $0
Interest-free period
Interest-free period 25 days 21 days
Minimum interest
Minimum interest $0 $0
Minimum credit score
Minimum credit score 680 670
Card type
Card type Credit Credit
Rates and Fees
Rates and Fees Rates & Fees Rates & Fees
Learn more
Learn more

Read review

Which card should you choose?

Blue Cash Everyday® Card from American Express

Blue Cash Everyday® Card from American Express

  • No annual fee
  • Purchases and balance transfers have an intro APR for 15 months
  • Earn 3% at US supermarkets on up to $6,000 per year, then 1%. Earn 2% at US gas stations and US department stores. Earn 1% on all other purchases
  • Earn a $150 bonus statement credit after you spend $1,000 on purchases in the first 3 months

Chase Freedom Unlimited®

Chase Freedom Unlimited®

  • No annual fee
  • 3% cash back offer for first year on up to $20,000, then unlimited 1.5% cash back
  • Zero fraud liability

Compare credit cards

Name Product Filter values Rewards Purchase APR Annual Fee
Blue Cash Everyday® Card from American Express
Blue Cash Everyday® Card from American Express
2% at US gas stations and select US department stores, 3% at US supermarkets on up to $6,000 per year, then 1% after that and on all other purchases
0% intro for the first 15 months (then 15.24% to 26.24% variable)
$0
Apply now
View details
Earn a $150 bonus statement credit after you spend $1,000 on purchases in the first 3 months. Rates & fees
HSBC Cash Rewards Mastercard® credit card
HSBC Cash Rewards Mastercard® credit card
3% cash back on up to $10,000 in the first 12 months, then 1.5% on all purchases
0% intro for the first 12 months (then 15.24%, 19.24% or 25.24% variable)
$0
Apply now
View details
Earn 3% cash back on up to $10,000 in the first 12 months, then 1.5% on all purchases. See Rates and Fees.
American Express Cash Magnet® Card
American Express Cash Magnet® Card
1.5% cash back on all purchases
0% intro for the first 15 months (then 15.24% to 26.24% variable)
$0
Apply now
View details
Earn a $150 statement credit after you spend $1,000 or more in purchases with your new card within the first 3 months of card membership. Rates & fees
Credit One Bank® Visa® Cash Back Rewards
Credit One Bank® Visa® Cash Back Rewards
1% cash back on all purchases or in categories based on Credit One Bank’s discretion
20.24% to 26.24% variable
$0 to $99
Apply now
View details
Earn 1% cash back on all purchases or in categories based on Credit One Bank’s discretion.
Blue Cash Preferred® Card from American Express
Blue Cash Preferred® Card from American Express
6% on select US streaming services, 3% on transit and US gas stations, 6% at US supermarkets on up to $6,000 annually, then 1% after that and on all other purchases
0% intro for the first 12 months (then 15.24% to 26.24% variable)
$95
Apply now
View details
Earn $250 bonus cash back after you spend $1,000 on purchases in the first 3 months. Rates & fees

Compare up to 4 providers

%
Name Product Balance Transfer APR Balance Transfer Fee Recommended Minimum Credit Score Amount Saved Filter values
Blue Cash Everyday® Card from American Express
Blue Cash Everyday® Card from American Express
0% intro for the first 15 months (then 15.24% to 26.24% variable)
$5 or 3% of the transaction, whichever is greater
680
Earn a $150 bonus statement credit after you spend $1,000 on purchases in the first 3 months. Rates & fees
Apply now
View details
HSBC Gold Mastercard® credit card
HSBC Gold Mastercard® credit card
0% intro for the first 18 months (then 13.24%, 17.24% or 21.24% variable)
$10 or 4% of the transaction, whichever is greater
670
An 18 months 0% intro APR period on both purchases and balance transfers, plus zero foreign transaction fees, makes this is a strong well-rounded card. See Rates and Fees
Apply now
View details
American Express Cash Magnet® Card
American Express Cash Magnet® Card
0% intro for the first 15 months (then 15.24% to 26.24% variable)
$5 or 3% of the transaction, whichever is greater
680
Earn a $150 statement credit after you spend $1,000 or more in purchases with your new card within the first 3 months of card membership. Rates & fees
Apply now
View details
HSBC Cash Rewards Mastercard® credit card
HSBC Cash Rewards Mastercard® credit card
0% intro for the first 12 months (then 15.24%, 19.24% or 25.24% variable)
$10 or 4% of the transaction, whichever is greater
670
Earn 3% cash back on up to $10,000 in the first 12 months, then 1.5% on all purchases. See Rates and Fees.
Apply now
View details
Blue Cash Preferred® Card from American Express
Blue Cash Preferred® Card from American Express
0% intro for the first 12 months (then 15.24% to 26.24% variable)
$5 or 3% of the transaction, whichever is greater
680
Earn $250 bonus cash back after you spend $1,000 on purchases in the first 3 months. Rates & fees
Apply now
View details

Compare up to 4 providers

Compare cashback credit cards

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