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How to redeem American Express Membership Rewards points for best value

Double the value of your points by transferring them to travel partners.

The American Express Membership Rewards program offers a bevy of redemption options you’d expect from a robust loyalty program. However, transferring your points to one of their 21 travel partners is the best way to maximize your point value. Here are the eligible travel partners, as well as your other options for redeeming your Membership Rewards points.

6 ways to redeem Membership Rewards points in the Amex portal

There are five ways to redeem your Amex points through the Membership Rewards portal along with one way to redeem them outside of the portal. Access your redemption options at the Membership Rewards site by hitting Use Points.

1. Transfer your points to travel partners

Transferring your Amex Membership Rewards points to travel partners is hands down the most valuable use of Amex points. That’s because the average point values of airline and hotel reward programs are often much greater than a single Amex point. Considering that many — but not all — travel partners accept points at a 1:1 or similar ratio, you could double or triple the value of your points by transferring them!

We covered Amex to partner transfer ratios in our Amex Membership Rewards guide, but here’s the current average point values of each partnered airline according to our most recent research.

Travel partnerAverage point value in cents
Aer Lingus AerClub1
Air France KLM Flying Blue2
Singapore Airlines KrisFlyer2
Virgin Atlantic Flying Club1
JetBlue TrueBlue1.2
Iberia Plus1.6
British Airway Avios1.5
Aeromexico Club Premier1.6
Air Canada Aeroplan1.4
All Nippon Air1.5
Avianca LifeMiles1.6
Delta SkyMiles1.4
El Al Israel Airlines0.3
Etihad Guest1.2
Hawaiian Airlines1.1
Marriott Bonvoy1
Hilton Honors0.4

Data obtained June 2021. Values are subject to change and should be used only as a general guide.

2. Book travel through Amex travel

Booking travel through the Amex travel portal is the second most valuable way to use your Amex points. There are a variety of ways to redeem your points for travel through Amex directly, including booking flights, reserving hotels and taking cruises. Here are the point breakdowns for each travel option so you can best decide how to use your points.

Travel optionPoint values per point
Flights through American Express Travel1 cent
Hotels through American Express Travel0.7 cents
Cruises through American Express Travel0.7 cents
Vacations through American Express Travel0.7 cents
Excise tax offset fee0.5 cents
Hotels and flights on Expedia.com0.7 cents

Data obtained June 2021. Values are subject to change and should be used only as a general guide.

3. Pay with points at checkout

Use your accumulated Membership Rewards points directly at the register when checking out at participating retailers. The value of your points depends on each retailer, so you’ll want to do your research ahead of time rather than simply agreeing to use them. Generally, points used this way are of similar value to several travel options booked through the Amex portal.

PartnerValue per point
Amazon0.7 cents
Amex Express Checkout0.7 cents
Best Buy0.7 cents
Boxed0.7 cents
Expedia0.7 cents
Grubhub0.7 cents
JustGiving0.7 cents
Newegg0.7 cents
NYC Taxi1 cents
Rite Aid0.7 cents
Saks Fifth Avenue0.7 cents
Seamless0.7 cents
Staples0.7 cents
Ticketmaster0.5 cents
Walmart0.7 cents

Data obtained May 2019. Values are subject to change and should be used only as a general guide.

4. Redeem for gift cards

Much like redeeming points on partnered retailers, the value of your points spent on gift cards depends on the retailer you’re purchasing a gift card from. At of the time of writing, your point values will range from 0.5 cents per point to 1 cent per point.

5. Make purchases through the Amex shopping portal

Points redeemed through the Amex shopping portal are worth 0.5 cents per point based on our valuation. Strangely, these points are worth less on average than redeeming at checkout.

6. Redeem for statement credits

Redeem points for a statement credit to pay off charges on your Amex card. This isn’t a great choice for pure value as these redeemed points are only worth 0.6 cents each.

Amex cards that earn Membership Rewards points

If you want a better idea of how each Amex Membership Rewards card performs, select up to 4 cards and click Compare to judge them side by side. Read more about earning Membership Rewards points in our full guide.

1 - 2 of 2
Name Product Welcome Offer Rewards Annual fee Filter values
American Express® Gold Card
60,000 points after spending $4,000 in the first 6 months
4x Membership Rewards® Points at Restaurants, plus takeout and delivery in the U.S.; 4x at US supermarkets on up to $25,000 annually (then 1x points), 3x on flights booked directly with airlines or on

Rose Gold is here to stay. Card Members can choose between a Gold or Rose Gold Card.

Earn up to 4x points on select purchases, a bevy of travel perks, and a welcome offer worth up to $600 based on our valuation with this upper-mid tier travel card. Terms apply, see rates & fees
The Platinum Card® from American Express
100,000 points after spending $6,000 in your first 6 months
5x points on prepaid hotels booked with American Express Travel, 5x points on directly-booked flights on up to $500,000 annually, then 1x points after that and on other eligible purchases
100,000 points after spending $6,000 in your first 6 months. Terms apply, see rates & fees

Compare up to 4 providers

Some Amex cards can’t transfer points to partners, despite being able to earn Membership Rewards points. These cards include:

  • The Platinum Card® from American Express
  • Blue for Students®
  • Some Blue from American Express cards
  • Business Management Account
  • Gold Optima® Card
  • Optima® Credit Card
  • Optima® Platinum Card®
  • The Business Platinum Card® from American Express
  • ZYNC® Card

What is the best redemption value for you?

While transferring points to partnered airlines is often the best way to maximize value, it might not always be the best redemption option for you personally. Here are a few questions to ask when considering your choices.

  • Do you want to do the research? Transferring points to a partnered airline for great value requires a little research. Without doing your homework, you could end up transferring points to an airline with a higher average value per point and receive the same — or worse — value on your points than if you hadn’t transferred.
  • Do you prefer Delta? Amex is partnered with Delta for the purposes of its travel portal. If you prefer Delta flights or live near a Delta hub, it may be easier to book through the Amex travel portal rather than transfer your points.
  • Do you value customer service? American Express travel is well-known for its excellent customer service. No matter what happens during your trip, you’ll be able to connect with an Amex agent to help you find a solution.
  • Are you interested in a cruise? One option that the Amex travel portal offers that point transfers don’t is the ability to book a cruise with your points. While points redeemed this way are only worth 0.7 cents each, it’s an interesting use of points for a type of travel that you can often only purchase with cash.
  • Which Amex credit card do you have? The Platinum Card® from American Express in particular may warrant occasional redemptions through the Fine Hotels & Resorts program. Cardholders receive room upgrades, dining credits and other exclusive hotel perks at eligible Fine Hotels & Resorts properties.

Bottom line

The Amex Membership Rewards program’s wealth of transfer partners offers countless opportunities to make great use of your Amex points. With a little research and smart use of your Amex Membership Rewards credit cards, you can travel the world without emptying your wallet.

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