Best credit cards for Uber and Lyft | finder.com
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Best credit cards for Uber and Lyft

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Earn more rewards on rideshares or get monthly ride credits.

With Uber and Lyft gaining in popularity, some credit cards now offer rideshares and limousines as an accelerated rewards category. Depending on the card, you can earn strong cash back, redeem your points for Uber credits or receive up to $200 annually toward rides with Uber.

Our pick for use with Uber and Lyft

The Platinum Card® from American Express

  • Earn 60,000 Membership Rewards® points after you use your new card to make $5,000 in purchases in your first 3 months.
  • Enjoy Uber VIP status and free rides in the U.S. up to $15 each month, plus a bonus $20 in December. That can be up to $200 in annual Uber savings.
  • 5x Membership Rewards® points on flights booked directly with airlines or with American Express Travel.
  • 5x Membership Rewards points on prepaid hotels booked on amextravel.com.
  • Enjoy access to the Global Lounge Collection, the only credit card airport lounge access program that includes proprietary lounge locations around the world.
  • Receive complimentary benefits with an average total value of $550 with Fine Hotels & Resorts. Learn more.
  • $200 airline fee credit, up to $200 per calendar year in baggage fees and more at one qualifying airline.
  • Get up to $100 in statement credits annually for purchases at Saks Fifth Avenue on your Platinum Card®. Enrollment required.
  • $550 annual fee.
  • Terms apply.
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Compare best cards for Uber or Lyft

Name Product Filter values Annual Fee APR for Purchases (Purchase Rate) Intro APR for Balance Transfer
$550
None (Charge Card)

N/A

Get 5x Membership Rewards® points on flights booked directly with airlines or with American Express Travel and 5x points on eligible hotels booked on amextravel.com. Rates & Fees
$95
18.24% to 25.24% variable

N/A

Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months.
$0
16.24% to 25.74% variable
0% for the first 12 billing cycles (then 16.24% to 25.74% variable)
When you spend $500 on your card within the first 90 days, you’ll receive a $150 cash back bonus.
$0
14.74% to 27.24% variable
0% for the first 12 months (then 14.74% to 27.24% variable)
Earn 30,000 bonus points when you spend $3,000 in purchases in the first 3 months.
$0 intro annual fee for the first year ($95 thereafter)
16.74% to 25.74% variable

N/A

Earn 50,000 bonus points after making $4,000 in purchases with your card within the first 3 months of account opening.

Compare up to 4 providers

Best credit cards for Uber and Lyft

We looked at a few factors among eligible cards when selecting our top picks, including the presence of Uber or Lyft specific programs, the points earned per dollar spent on ridesharing, statement credits or other bonuses available for rideshares, welcome offer values and other reward earning possibilities a consumer might look at when choosing a rideshare rewards card. The cards we chose stood out among the competition in one or several of these areas, earning recognition on our list.

Best credit card for Uber credits: The Platinum Card® from American Express

If you’re looking for the ultimate travel card with a high Uber credit value, then the The Platinum Card® from American Express is worth considering. You can save up to $200 in Uber rides annually and earn points on your travel purchases, which you can redeem for Uber gift cards.

Best rideshares credit card with no annual fee: Wells Fargo Propel American Express® Card

Wells Fargo Propel American Express® Card
If you’re looking for a no-annual-fee card with accelerated rewards on rideshares, the Wells Fargo Propel American Express® Card could be a solid choice. You earn points not only on Uber and Lyft, but also on gas, travel, dining and popular streaming services.

Best Uber credit card for dining: Uber Visa Card

Uber Visa Card
The Uber Visa Card is a decent card for earning points on Uber rides. But where it shines is the accelerated points earned on dining and travel. And if travels take you to another country, you won’t pay foreign transaction fees when using this card.

Best for earning accelerated rewards on rideshares: U.S. Bank Cash+™ Visa Signature® Card

U.S. Bank Cash+™ Visa Signature® Card
The U.S. Bank Cash+™ Visa Signature® Card lets you earn a solid cashback rate on ground transportation, including Uber and Lyft rides. Choose an additional category each quarter to earn the same cashback rate and get even more out of your everyday spending.

What you need to know about the Capital One Uber partnership.

In 2015, Capital One introduced to cardholders special benefits and discounts on their Uber rides. But in April 2017, it ended this promotional offer. Today, if you use your Capital One credit card to pay for Uber rides, you won’t earn exclusive extras.

Earn 5% back on Uber rides with an Amazon credit card

With the Amazon Prime Rewards Visa Signature Card credit card, you can purchase Uber gift cards on Amazon and earn 5% back on your purchases.

How to compare credit cards for Uber and Lyft

When choosing a card with perks and features for your Uber or Lyft purchases, look for:

  • Accelerated rewards on rideshares. To earn points or cash back on your Uber or Lyft purchases, look for a card that includes rideshares as an accelerated rewards category. Rideshares are sometimes hidden under travel or ground transportation categories. If you can’t find such a category, look for limousines.
  • Uber credits. Only the Platinum Card® from American Express offers Uber credits — a total $200 annually.

Bottom line

If you frequently hail Uber and Lyft, a credit card with accelerated rewards on rideshares can help you earn cash and perks on your rides. Your options include several credit cards that offer points for rideshares and one ultimate travel card with annual Uber credits and Uber gift card redemption options.

Frequently asked questions

Kliment Dukovski

Kliment Dukovski is a writer for finder.com, working on credit cards, money transfers, home loans and more. He aims to deliver honest and accurate information to help you make the right financial decisions. Before joining Finder, he ghostwrote guides and articles on foreign exchange, stock market trading and cryptocurrencies. When he's not writing about finance-related subjects, he writes sci-fi.

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