Best credit cards for Uber and Lyft | finder.com
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Best credit cards for Uber and Lyft

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Earn rewards on Uber and Lyft rides or get monthly ride credits.

With Uber and Lyft gaining in popularity, some credit cards now offer rideshares and limousines as an accelerated rewards category. Depending on the card, you can earn strong cash back, redeem your points for Uber credits or receive up to $200 annually toward rides with Uber.

Best credit cards for Uber and Lyft

There’s only one cobranded Uber credit card, but you can get Uber and Lyft benefits with other credit cards. If you frequently use these ridesharing services, consider the options listed below.

Best credit card for Uber: The Platinum Card® from American Express

If you’re looking for the ultimate travel card with a high Uber credit value, then the The Platinum Card® from American Express is worth considering. You can save up to $200 in Uber rides annually and earn points on your travel purchases, which you can redeem for Uber gift cards.

Best no-annual-fee credit card for Uber and Lyft: Wells Fargo Propel American Express® Card

If you’re looking for a no-annual-fee card with accelerated rewards on rideshares, the Wells Fargo Propel American Express® Card could be a solid choice. You earn points not only on Uber and Lyft, but also on gas, travel, dining and popular streaming services.

Best credit card for Uber Eats: Uber Visa Card

The Uber Visa Card is a decent card for earning points on Uber rides. But where it shines is the accelerated points earned on dining and travel. And if travels take you to another country, you won’t pay foreign transaction fees when using this card.

Best for earning accelerated rewards on Uber and Lyft: U.S. Bank Cash+™ Visa Signature® Card

The U.S. Bank Cash+™ Visa Signature® Card lets you earn a solid cashback rate on ground transportation, including Uber and Lyft rides. Choose an additional category each quarter to earn the same cashback rate and get even more out of your everyday spending.

How we selected our top cards

We looked at a few factors when selecting our top picks, including the presence of Uber or Lyft specific programs, the points earned per dollar spent on ridesharing, statement credits or other bonuses available for rideshares, welcome offer values and other reward earning possibilities a consumer might look at when choosing a rideshare rewards card. The cards we chose stood out among the competition in one or several of these areas, earning a spot on our list.

What’s changed in 2019

Now, your Amex Uber credits aren’t applied automatically — they’re directed to your Uber Cash balance. To use them, select Uber Cash as your payment option for each ride.

Keep an eye out for U.S. Bank’s announcements on cashback categories, which might change quarterly.

What you need to know about the Capital One Uber partnership

In 2015, Capital One introduced to cardholders special benefits and discounts on their Uber rides. But in April 2017, it ended this promotional offer. Today, if you use your Capital One credit card to pay for Uber rides, you won’t earn exclusive extras.

Compare best cards for Uber or Lyft

Name Product Filter values Rewards Purchase APR Annual Fee
5x points on directly-booked flights or on flights and hotels on Amex Travel. 1x points on all other purchases
N/A
$550
Get 5x Membership Rewards® points on flights booked directly with airlines or with American Express Travel and 5x points on eligible hotels booked on amextravel.com. Rates & fees
5% on up to $2,000 each activated quarter on two categories combined (1% after), 2% on one everyday category and 1% on all other purchases
16.24% to 25.74% variable
$0
When you spend $500 on your card within the first 90 days, you’ll receive a $150 cash back bonus. Rates & Fees
Earn 3x points on popular categories. Earn 1x points on other purchases.
0% intro for the first 12 months (then 16.24% to 27.24% variable)
$0
Earn 30,000 bonus points when you spend $3,000 in purchases in the first 3 months.
2x points on travel and dining and 1x points on all other purchases
18.24% to 25.24% variable
$95
Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months.
3x points on travel and gas, 2x points on dining and entertainment and 1x points on everything else
16.74% to 25.74% variable
$0 intro annual fee for the first year ($95 thereafter)
Earn 60,000 bonus points after making $4,000 in purchases with your card within the first 3 months of account opening.

Compare up to 4 providers

How to compare credit cards for Uber and Lyft

When choosing a card with perks and features for your Uber or Lyft purchases, look for:

  • Accelerated rewards on rideshares. To earn points or cash back on your Uber or Lyft purchases, look for a card that includes rideshares as an accelerated rewards category. Rideshares are sometimes hidden under travel or ground transportation categories. If you can’t find such a category, look for limousines.
  • Uber credits. Only the Platinum Card® from American Express offers Uber credits — a total $200 annually.

Bottom line

If you frequently hail Uber and Lyft, a credit card with accelerated rewards on rideshares can help you earn cash and perks on your rides. Your options include several credit cards that offer points for rideshares and one ultimate travel card with annual Uber credits and Uber gift card redemption options.

However, if you find that none of these cards are appealing enough to your financial situation, check out other credit cards and compare your options.

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