Best credit cards for Uber and Lyft

Earn rewards on Uber and Lyft rides or get monthly ride credits.

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With Uber and Lyft gaining in popularity, some credit cards now offer rideshares and limousines as an accelerated rewards category. Depending on the card, you can earn strong cash back, redeem your points for Uber credits or receive up to $200 annually toward rides with Uber.

Best credit cards for Uber and Lyft

There’s only one cobranded Uber credit card, but you can get Uber and Lyft benefits with other credit cards. If you frequently use these ridesharing services, consider the options listed below.

Best credit card for Uber: The Platinum Card® from American Express

If you’re looking for the ultimate travel card with a high Uber credit value, then the The Platinum Card® from American Express is worth considering. You can save up to $200 in Uber rides annually and earn points on your travel purchases, which you can redeem for Uber gift cards.

Best Uber or Lyft credit card for families: Blue Cash Preferred® Card from American Express

Families looking for a versatile rewards credit card could find this card useful. Not only will you earn accelerated cash back on transit, including Uber and Lyft rides, but you will also earn one of the highest cashback rates at US supermarkets and US streaming services.

Best no-annual-fee credit card for Uber and Lyft: Wells Fargo Propel American Express® Card

If you’re looking for a no-annual-fee card with accelerated rewards on rideshares, the Wells Fargo Propel American Express® Card could be a solid choice. You earn points not only on Uber and Lyft, but also on gas, travel, dining and popular streaming services.

Best credit card for Uber Eats: Uber Visa Card

The Uber Visa Card is a decent card for earning points on Uber rides. But where it shines is the accelerated points earned on dining and travel. And if travels take you to another country, you won’t pay foreign transaction fees when using this card.

Best for earning accelerated rewards on Uber and Lyft: U.S. Bank Cash+™ Visa Signature® Card

The U.S. Bank Cash+™ Visa Signature® Card lets you earn a solid cashback rate on ground transportation, including Uber and Lyft rides. Choose an additional category each quarter to earn the same cashback rate and get even more out of your everyday spending.

How we selected our top cards

We looked at a few factors when selecting our top picks, including the presence of Uber or Lyft specific programs, the points earned per dollar spent on ridesharing, statement credits or other bonuses available for rideshares, welcome offer values and other reward earning possibilities a consumer might look at when choosing a rideshare rewards card. The cards we chose stood out among the competition in one or several of these areas, earning a spot on our list.

What’s changed in 2019

Now, your Amex Uber credits aren’t applied automatically — they’re directed to your Uber Cash balance. To use them, select Uber Cash as your payment option for each ride.

Keep an eye out for U.S. Bank’s announcements on cashback categories, which might change quarterly.

What you need to know about the Capital One Uber partnership

In 2015, Capital One introduced to cardholders special benefits and discounts on their Uber rides. But in April 2017, it ended this promotional offer. Today, if you use your Capital One credit card to pay for Uber rides, you won’t earn exclusive extras.

Our pick for Uber and Lyft

Chase Sapphire Preferred® Card

  • Spend $4,000 within your first 3 months of card membership to earn 60,000 bonus points — worth $750 when redeemed for travel via Chase Ultimate Rewards.
  • Earn 2x points on travel and dining at restaurants worldwide and 1x point on all other purchases.
  • Get 25% more redemption value for airfare, hotels, car rentals and cruises through Chase Ultimate Rewards.
  • Flexible points redemption and 1:1 transfers to travel loyalty programs
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Compare best cards for Uber or Lyft

Name Product Welcome offer Rewards Annual fee Filter values
$150 after spending $500 in the first 90 days
5% on up to $2,000 each activated quarter on two categories combined (1% after), 2% on one everyday category and 1% on all other purchases
$0
When you spend $500 on your card within the first 90 days, you’ll receive a $150 cash back bonus. Rates & Fees
50,000 points after spending $4,000 in the first 3 months
3x points on dining and travel after earning your $300 travel credit and 1x points on all other purchases
$450
Earn 50,000 bonus points after you spend $4,000 on purchases in the first 3 months
60,000 points after spending $4,000 in the first 3 months
2x points on travel and dining and 1x points on all other purchases
$95
Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months.
60,000 points after spending $5,000 in your first 3 months
5x points on directly-booked flights or on flights and hotels on Amex Travel. 1x points on all other purchases
$550
Get 5x Membership Rewards® points on flights booked directly with airlines or with American Express Travel and 5x points on eligible hotels booked on amextravel.com. Rates & fees
$250 after spending $1,000 in the first 3 months
6% on select US streaming services, 3% on transit and US gas stations, 6% at US supermarkets on up to $6,000 annually, then 1% after that and on all other purchases
$95
Earn $250 bonus cash back after you spend $1,000 on purchases in the first 3 months. Rates & fees

Compare up to 4 providers

How to compare credit cards for Uber and Lyft

When choosing a card with perks and features for your Uber or Lyft purchases, look for:

  • Accelerated rewards on rideshares. To earn points or cash back on your Uber or Lyft purchases, look for a card that includes rideshares as an accelerated rewards category. Rideshares are sometimes hidden under travel or ground transportation categories. If you can’t find such a category, look for limousines.
  • Uber credits. Only The Platinum Card® from American Express offers Uber credits — a total $200 annually.
  • Other rewards. Consider cards with perks in addition to points on Uber and Lyft. Several cards on the market offer rewards categories for millennials.

Bottom line

If you frequently hail Uber and Lyft, a credit card with accelerated rewards on rideshares can help you earn cash and perks on your rides. Your options include several credit cards that offer points for rideshares and one ultimate travel card with annual Uber credits and Uber gift card redemption options.

However, if you find that none of these cards are appealing enough to your financial situation, check out other credit cards and compare your options.

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