Best credit cards for Uber and Lyft

Earn rewards on Uber and Lyft rides or get monthly ride credits.

Last updated:

We value our editorial independence, basing our comparison results, content and reviews on objective analysis without bias. But we may receive compensation when you click links on our site. Learn more about how we make money from our partners.

With Uber and Lyft gaining in popularity, some credit cards now offer rideshares and limousines as an accelerated rewards category. Depending on the card, you can earn strong cash back, redeem your points for Uber credits or receive up to $200 annually toward rides with Uber.

Best credit cards for Uber and Lyft

There’s only one cobranded Uber credit card, but you can get Uber and Lyft benefits with other credit cards. If you frequently use these ridesharing services, consider the options listed below.

Best credit card for Uber: The Platinum Card® from American Express

The Platinum Card® from American Express
Apply now
If you’re looking for the ultimate travel card with a high Uber credit value, then the The Platinum Card® from American Express is worth considering. You can save up to $200 in Uber rides annually and earn points on your travel purchases, which you can redeem for Uber gift cards.

Best credit card for Lyft: Chase Sapphire Reserve®

Chase Sapphire Reserve®
See offer
The Chase Sapphire Reserve® is by far the best credit card for Lyft regulars. Not only do you get to earn the highest rewards rate on Lyft rides, but you also get one year complimentary Lyft Pink membership that comes with awesome Lyft perks, including a 15% discount on your Lyft rides.

Best Uber or Lyft credit card for families: Blue Cash Preferred® Card from American Express

Blue Cash Preferred® Card from American Express
Apply now
Families looking for a versatile rewards credit card could find this card useful. Not only will you earn accelerated cash back on transit, including Uber and Lyft rides, but you will also earn one of the highest cashback rates at US supermarkets and US streaming services.

Best no-annual-fee credit card for Uber and Lyft: Wells Fargo Propel American Express® Card

Wells Fargo Propel American Express® Card
If you’re looking for a no-annual-fee card with accelerated rewards on rideshares, the Wells Fargo Propel American Express® Card could be a solid choice. You earn points not only on Uber and Lyft, but also on gas, travel, dining and popular streaming services.

Best credit card for Uber Eats: Uber Visa Card

Uber Visa Card
The Uber Visa Card is an excellent card for earning points on Uber rides and Uber Eats. But where it shines is the accelerated points earned on dining and travel. And if travels take you to another country, you won’t pay foreign transaction fees when using this card.

Best for earning accelerated rewards on Uber and Lyft: U.S. Bank Cash+™ Visa Signature® Card

U.S. Bank Cash+™ Visa Signature® Card
The U.S. Bank Cash+™ Visa Signature® Card lets you earn a solid cashback rate on ground transportation, including Uber and Lyft rides. Choose an additional category each quarter to earn the same cashback rate and get even more out of your everyday spending (see rates & fees).

How we selected our top cards

We looked at a few factors when selecting our top picks, including the presence of Uber or Lyft specific programs, the points earned per dollar spent on ridesharing, statement credits or other bonuses available for rideshares, welcome offer values and other reward earning possibilities a consumer might look at when choosing a rideshare rewards card. The cards we chose stood out among the competition in one or several of these areas, earning a spot on our list.

What’s changed in 2020

Now, your Amex Uber credits aren’t applied automatically — they’re directed to your Uber Cash balance. To use them, select Uber Cash as your payment option for each ride.

Keep an eye out for U.S. Bank’s announcements on cashback categories, which might change quarterly.

What you need to know about the Capital One Uber partnership

In 2015, Capital One introduced to cardholders special benefits and discounts on their Uber rides. But in April 2017, it ended this promotional offer. Today, if you use your Capital One credit card to pay for Uber rides, you won’t earn exclusive extras.

Earn 5% back on Uber rides with an Amazon credit card

With the Amazon Prime Rewards Visa Signature Card credit card, you can purchase Uber gift cards on Amazon and earn 5% back on your purchases.

Earn 3% cash back on Uber and Lyft

Blue Cash Preferred® Card from American Express

  • Earn a $250 statement credit after you spend $1,000 in purchases on your new card within the first 3 months.
  • NEW 6% cash back on select U.S. streaming subscriptions.
  • NEW 3% cash back on transit including taxis/rideshare, parking, tolls, trains, buses and more.
  • 6% Cash Back at U.S. supermarkets on up to $6,000 per year in purchases (then 1%). 3% cash back at U.S. gas stations. 1% cash back on other purchases.
  • Over 3 million more places in the U.S. started accepting American Express® Cards in 2017 and 2018.
  • Low intro APR: 0% for 12 months on purchases and balance transfers, then a variable rate, currently 14.49% to 25.49%
  • $95 annual fee.
  • Terms apply.
Read less
Read more
See Rates & Fees

Compare best cards for Uber or Lyft

Name Product Welcome offer Rewards Annual fee Filter values
Blue Cash Preferred® Card from American Express
$250 after spending $1,000 in the first 3 months
6% on select US streaming services, 3% on transit and US gas stations, 6% at US supermarkets on up to $6,000 annually, then 1% after that and on all other purchases
$95
6% cash back at US supermarkets. Rates & fees
Chase Sapphire Preferred® Card
60,000 points after spending $4,000 in the first 3 months
5x points on Lyft, 2x points on travel and dining and 1x points on all other purchases
$95
Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months.
CardMatch™ from creditcards.com
See terms
See terms
See terms
Can't decide on a card? Get personalized credit card offers with CardMatch™.
The Platinum Card® from American Express
60,000 points after spending $5,000 in your first 3 months
5x points on directly-booked flights or on flights and hotels on Amex Travel. 1x points on all other purchases
$550
Get 5x Membership Rewards® points on flights booked directly with airlines or with American Express Travel and 5x points on eligible hotels booked on amextravel.com. Rates & fees
Chase Sapphire Reserve®
50,000 points after spending $4,000 in the first 3 months
10x points on Lyft rides, 3x points on dining and travel after earning your $300 travel credit and 1x points on all other purchases
$550
Earn 50,000 bonus points after you spend $4,000 on purchases in the first 3 months

Compare up to 4 providers

How to compare credit cards for Uber and Lyft

When choosing a card with perks and features for your Uber or Lyft purchases, look for:

  • Accelerated rewards on rideshares. To earn points or cash back on your Uber or Lyft purchases, look for a card that includes rideshares as an accelerated rewards category. Rideshares are sometimes hidden under travel or ground transportation categories. If you can’t find such a category, look for limousines. Note that while taxis do accept credit cards, they don’t necessarily count as rideshares.
  • Uber credits. Only The Platinum Card® from American Express offers Uber credits — a total $200 annually.
  • Other rewards. Consider cards with perks in addition to points on Uber and Lyft. There are several cards that offer top-of-the-market rewards for millennials.

Bottom line

If you frequently hail Uber and Lyft, a credit card with accelerated rewards on rideshares can help you earn cash and perks on your rides. Your options include several credit cards that offer points for rideshares and one ultimate travel card with annual Uber credits and Uber gift card redemption options.

However, if you find that none of these cards are appealing enough to your financial situation, check out other credit cards and compare your options.

Frequently asked questions

Ask an Expert

You are about to post a question on finder.com:

  • Do not enter personal information (eg. surname, phone number, bank details) as your question will be made public
  • finder.com is a financial comparison and information service, not a bank or product provider
  • We cannot provide you with personal advice or recommendations
  • Your answer might already be waiting – check previous questions below to see if yours has already been asked

Finder.com provides guides and information on a range of products and services. Because our content is not financial advice, we suggest talking with a professional before you make any decision.

By submitting your comment or question, you agree to our Privacy and Cookies Policy and Terms of Use.

Questions and responses on finder.com are not provided, paid for or otherwise endorsed by any bank or brand. These banks and brands are not responsible for ensuring that comments are answered or accurate.
Go to site