Put your high credit score to use with these cards.
With an excellent credit score, your credit card choices are nearly limitless. To find the right one, consider where you spend the most, how much you value welcome offers and whether or not you need an intro APR period.
Our pick for a cashback card for excellent credit
Blue Cash Preferred® Card from American Express
Compare cashback credit cards
Best cashback credit cards for excellent credit
Depending on which card you choose, you could earn accelerated cash back on groceries, gas, travel or dining. And in most cases you won’t pay an annual fee.
When choosing our top picks for cashback cards for excellent credit, we looked at a number of card features across available cards, including welcome offer value, cashback reward categories, cashback per dollar spent, annual fee, intro 0% APRs and other factors a consumer might consider in a cashback card. The cards with exemplary performance in one or several of these areas or that fulfilled a certain niche earned a spot on our highlights.
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Best credit card for families: Blue Cash Preferred® Card from American Express
Blue Cash Preferred® Card from American ExpressRead more
You can also earn a welcome offer — and if you’re looking to consolidate your debt, an intro APR period is available.
Best credit card for unlimited cash back on all purchases: Citi® Double Cash Card
Citi® Double Cash CardRead more
Best credit card for high welcome bonus: Discover it® Cash Back
Discover it® Cash BackRead more
Best for dining and travel: Uber Visa Card
Uber Visa CardRead more
How to compare cashback credit cards for excellent creditTo find the right cashback credit card, consider the following:
- Do you spend a lot on a particular category? For groceries and gas, the Blue Cash Preferred® Card from American Express could be the right choice. The Uber Visa Card might suit you best if you make frequent travel and dining purchases.
- Do you spend fairly evenly across categories? Consider the flat-rate Citi® Double Cash Card.
- Do you value welcome offers more than anything else? The Discover it® Cash Back card offers what’s potentially the highest welcome offer of any no-annual-fee cashback credit card. But the amount you get depends on how much you spend during your first year of card membership.
With excellent credit, the doors to almost any credit card are wide open. Depending on your spending habits and needs, your choices include flat cash back on all purchases, accelerated earning on groceries and gas, a card ideal for travel and dining or a card with rotating categories and a generous welcome offer.
But if you don’t like any of these cards, look at other cashback credit cards to compare your options.