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Bank of America® Cash Rewards Credit Card vs. Blue Cash Everyday® Card from American Express

Two excellent cashback credit cards with no annual fee.

The winner: Blue Cash Everyday® Card from American Express

Blue Cash Everyday® Card from American Express logo

Up to 3%

Cash back

  • Everyday cashback: 3% at US supermarkets on up to $6,000 per year, then 1%
  • 2% at US gas stations and select US department stores
  • No annual fee
Apply now
Terms apply, see rates & fees
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Megan Horner
Updated
Fact checked

The Bank of America® Cash Rewards Credit Card offers accelerated cash back on a category you choose, plus at grocery stores and wholesale clubs, while the Blue Cash Everyday® Card from American Express offers accelerated cash back at US supermarkets, US gas stations and select US department stores. Both have a $0 annual fee and a long 0% intro APR period on purchases.

See more differences in the table below.

Bank of America® Cash Rewards Credit Card

Bank of America® Cash Rewards Credit Card

Terms apply, see rates & fees

Blue Cash Everyday® Card from American Express

Blue Cash Everyday® Card from American Express

Terms apply, see rates & fees
Finder rating
Finder rating

★★★★★

4.6 / 5.0

★★★★★

4.6 / 5.0
Best for
Best for
  • Best for flexibility of cashback categories
  • Cash back on groceries and gas
Welcome offer
Welcome offer

$200 after spending $1,000 in the first 90 days

Up to $250: 20% back on Amazon.com purchases in the first 6 months for up to $150 back, plus $100 statement credit after spending $2,000 within the first 6 months

Rewards
Rewards

3% cash back on a chosen category and 2% at grocery stores and wholesale clubs for the first $2,500 each quarter combined, then 1% after that and on everything else

3% at US supermarkets on up to $6,000 per year (then 1%), 2% at US gas stations and select US department stores and 1% on all other purchases (redeem as statement credit)
Purchase APR
Purchase APR

0% intro APR for 15 billing cycles, and then 13.99% to 23.99% variable

0% intro APR for 15 months, and then 13.99% to 23.99% variable

Annual fee
Annual fee $0 $0
Balance transfer APR
Balance transfer APR

0% intro APR for 15 statement closing dates, then 13.99% to 23.99% variable

N/A
Cash advance
Cash advance

APR: 16.99% to 26.99% variable

Fee: $10 or 5% of the transaction, whichever is greater

APR: 25.24% variable

Fee: $10 or 5% of the transaction, whichever is greater
Foreign transaction fee
Foreign transaction fee 3% of each transaction 2.7% of each transaction
Late payment fee
Late payment fee Up to $40 Up to $40
Additional cardholder fee
Additional cardholder fee $0 $0
Interest-free period
Interest-free period 25 days 25 days
Minimum interest
Minimum interest $1.50 $0
Minimum credit score
Minimum credit score 720 670
Card type
Card type Credit Credit
Learn more
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Compare Bank of America® Cash Rewards Credit Card vs. Blue Cash Everyday® Card from American Express

Data updated regularly
Name Product Welcome offer Rewards Annual fee Filter values
Bank of America® Cash Rewards Credit Card
Bank of America® Cash Rewards Credit Card
$200 after spending $1,000 in the first 90 days
3% cash back on a chosen category and 2% at grocery stores and wholesale clubs for the first $2,500 each quarter combined, then 1% after that and on everything else
$0
Earn $200 after spending $1,000 in the first 90 days form account opening.
View details
Blue Cash Everyday® Card from American Express
Blue Cash Everyday® Card from American Express
Up to $250: 20% back on Amazon.com purchases in the first 6 months for up to $150 back, plus $100 statement credit after spending $2,000 within the first 6 months
3% at US supermarkets on up to $6,000 per year (then 1%), 2% at US gas stations and select US department stores and 1% on all other purchases (redeem as statement credit)
$0
Earn up to $250. You'll get 20% back on Amazon.com purchases in the first six months for up to $150 back, and $100 after you spend $2,000 in the first six months. This is a higher-than-average welcome offer for a card with no annual fee. Terms apply, see rates & fees
Apply now
View details
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