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Bank of America® Customized Cash Rewards vs. Blue Cash Everyday® Card from American Express

Two excellent cashback credit cards with no annual fee.

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Megan Horner
Updated
Fact checked

The Bank of America® Customized Cash Rewards offers accelerated cash back on a category you choose, plus at grocery stores and wholesale clubs, while the Blue Cash Everyday® Card from American Express offers accelerated cash back at US supermarkets, US gas stations and select US department stores. Both have a $0 annual fee and a long 0% intro APR period on purchases.

See more differences in the table below.

Bank of America® Customized Cash Rewards

Bank of America® Customized Cash Rewards

Terms apply, see rates & fees

Blue Cash Everyday® Card from American Express

Blue Cash Everyday® Card from American Express

Terms apply, see rates & fees
Finder rating
Finder rating

★★★★★

4.6 / 5.0

★★★★★

4.6 / 5.0
Best for
Best for
  • Best for flexibility of cashback categories
  • Cash back on US groceries and gas
Welcome offer
Welcome offer

$200 after spending $1,000 in the first 90 days

Earn a $200 statement credit after spending $2,000 in the first 6 months
Rewards
Rewards

3% cash back on a chosen category and 2% at grocery stores and wholesale clubs for the first $2,500 each quarter combined, then 1% after that and on everything else

3% at US supermarkets on up to $6,000 per year (then 1%), 2% at US gas stations and select US department stores and 1% on other purchases (redeem as statement credit)
Purchase APR
Purchase APR

0% intro APR for 15 billing cycles, and then 13.99% to 23.99% variable

0% intro APR for 15 months, and then 13.99% to 23.99% variable

Annual fee
Annual fee $0 $0
Balance transfer APR
Balance transfer APR

0% intro APR for 15 statement closing dates, then 13.99% to 23.99% variable

N/A
Cash advance
Cash advance

APR: 16.99% to 26.99% variable

Fee: $10 or 5% of the transaction, whichever is greater

APR: 25.24% variable

Fee: $10 or 5% of the transaction, whichever is greater
Foreign transaction fee
Foreign transaction fee 3% of each transaction 2.7% of each transaction
Late payment fee
Late payment fee Up to $40 Up to $40
Additional cardholder fee
Additional cardholder fee $0 $0
Interest-free period
Interest-free period 25 days 25 days
Minimum interest
Minimum interest $1.50 $0
Minimum credit score
Minimum credit score 670 670
Card type
Card type Credit Credit
Learn more
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