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finder.com’s rating: 3.5 / 5.0
★★★★★
Astra is a savings automation app that lets you automatically transfer funds between accounts, create routines to automate your savings and track your progress toward goals. But you can’t use it to automate bills.$0 per month
Fee
N/A
APY
$0
Minimum deposit to open
Review by
Cassidy Horton is a writer for Finder, specializing in banking and kids’ debit cards. She’s been featured on Legal Zoom, MSN, and Consolidated Credit and has a Bachelor of Science in Public Relations and a Master of Business Administration from Georgia Southern University. When not writing, you can find her exploring the Pacific Northwest and watching endless reruns of The Office.
But if you’re looking for a more hands-on approach to your daily cash flow or want greater control over your personal investment accounts, Astra may not be the app for you. Apps like YNAB and Acorns are better options for this. YNAB allows you to track every dollar in your account while Acorns provides a number of investment options.
Get started with Astra in six steps:
Also, set up automations to automate transfers based on predefined rules. For example, one rule could say, “Starting February 1, 2021, transfer all funds over $1,000 from my Chase checking account to my Marcus savings account on the first of every month.”
If the app tries to make a transfer that will bring your balance below $0, it’ll decline the transfer.
Looking for an app with higher transaction limits? Check out our best money savings apps guide to learn more about the apps that make saving easier.
Yes, Astra is safe to use. The app links to your accounts through Plaid, an encrypted software owned by Visa. The app also has integrated fraud protection and SSL encryption.
Use this table to see how Astra stacks up against the competition:
★★★★★ — Excellent
★★★★★ — Good
★★★★★ — Average
★★★★★ — Subpar
★★★★★ — Poor
We analyze top checking accounts and rate them one to five stars based on factors that are most important to you. These factors include: monthly fees, the ease at which monthly fees can be waived, the breadth of ATM access, ATM and overdraft fees, and customer service.
Astra is not currently available on Finder
Have you considered Chime Checking account?
Get rid of monthly fees with this financial app offering consumer-friendly accounts. Chime can also help you save easily and access your paycheck up to 2 days early with direct deposit.