American Express Cash Magnet® Card vs Quicksilver® from Capital One®

16 April 2019

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	American Express Cash Magnet® Card	Quicksilver® from Capital One®
finder.com's rating
finder.com's rating	Not rated yet	★★★★★ 4.2 / 5.0
Best for
Best for	Flat cash back on all purchases	Easy-to-earn signup bonus and flat cash back on all purchases
Welcome offer
Welcome offer	$150 after spending $1,000 in the first 3 months	Earn $150 cash back after spending $500 on purchases in the first 3 months from account opening
Rewards
Rewards	Earn unlimited 1.5% cash back on your purchases	Earn 1.5% cash back on all purchases
Purchase APR (annual percentage rate)
Purchase APR (annual percentage rate)	0% intro APR for 15 months, and then 15.24% to 26.24% variable	0% intro APR for 15 months, and then 16.24%, 22.24% or 26.24% variable
Annual fee
Annual fee	$0	$0
Balance transfers
Balance transfers	APR: 0% intro APR for 15 months, then 15.24% to 26.24% variable Fee: $5 or 3% of the transaction, whichever is greater	APR: 0% intro APR for 15 months, then 16.24% to 26.24% variable Fee: 3% of the transaction
Cash advance
Cash advance	APR: 27.49% variable Fee: $5 or 3% of the transaction, whichever is greater	APR: 26.24% variable Fee: $10 or 3% of the transaction, whichever is greater
Late payment fee
Late payment fee	Up to $38	Up to $38
Additional cardholder fee
Additional cardholder fee
Interest-free period
Interest-free period	25 days	25 days
Minimum credit score
Minimum credit score	680	670
Card type
Card type	Credit	Credit
Rates and Fees
Rates and Fees	Rates & Fees	Rates & Fees
Learn more
Learn more	Read review

Which card should you choose?

American Express Cash Magnet® Card

No annual fee
Unlimited 1.5% cash back
Earn a $150 statement credit after you spend $1,000 or more in purchases with your new card within the first 3 months of card membership

Quicksilver® from Capital One®

No annual fee
$150 signup bonus when you spend $500 on purchases in the first 3 months
1.5% cash back on all purchases
Long intro APR of 15 months on purchases and balance transfers

Name	Rewards	Purchase APR	Annual Fee
Chase Freedom Unlimited®	3% cash back on all purchases in your first year up to $20,000 spent, then unlimited 1.5% cash back on all purchases	17.24% to 25.99% variable	$0	Apply now View details	Earn 3% cash back on all purchases in your first year up to $20,000 spent. After that earn unlimited 1.5% cash back on all purchases.	Compare	loading Fetching your data...
Chase Freedom®	5% back in rotating categories up to $1,500 combined each activated quarter, then 1% after that and on all other purchases	17.24% to 25.99% variable	$0	Apply now View details	0% intro APR for 15 months from account opening on purchases and balance transfers.	Compare	loading Fetching your data...
U.S. Bank Cash+™ Visa Signature® Card	5% on up to $2,000 each activated quarter on two categories combined (1% after), 2% on one everyday category and 1% on all other purchases	16.24% to 25.74% variable	$0	Apply now View details	When you spend $500 on your card within the first 90 days, you’ll receive a $150 cash back bonus.	Compare	loading Fetching your data...
Blue Cash Everyday® Card from American Express	3% at US supermarkets on up to $6,000 per year, then 1%. 2% at US gas stations and select US department stores and 1% on all other purchases	15.24% to 26.24% variable	$0	Apply now View details	Earn a $150 bonus statement credit after you spend $1,000 on purchases in the first 3 months. Rates & Fees	Compare	loading Fetching your data...
Blue Cash Preferred® Card from American Express	6% at US supermarkets on up to $6,000 per year, then 1%. 3% at US gas stations and select US department stores and 1% on all other purchases	15.24% to 26.24% variable	$95	Apply now View details	Earn $200 bonus cash back after you spend $1,000 on purchases in the first 3 months. Rates & Fees	Compare	loading Fetching your data...
American Express Cash Magnet® Card	Earn unlimited 1.5% cash back on your purchases	15.24% to 26.24% variable	$0	Apply now View details	Earn a $150 statement credit after you spend $1,000 or more in purchases with your new card within the first 3 months of card membership. Rates & Fees	Compare	loading Fetching your data...
HSBC Cash Rewards Mastercard® credit card	3% cash back on up to $10,000 in the first 12 months, then 1.5% on all purchases	15.24%, 19.24% or 25.24% variable	$0	Apply now View details	Earn unlimited 1.5% cash rewards on purchases. See Rates and Fees.	Compare	loading Fetching your data...
Deserve® PRO	3% back on travel and entertainment and 2% on dining up to $500 combined each billing cycle, then 1% after that and on all other purchases	18.49% to 25.49% variable	$0	Apply now View details	Earn 3% cash back on travel and entertainment and 2% at restaurants on the first $1,000 spent on purchases each billing cycle (then 1%). Earn 1% on all other purchases.	Compare	loading Fetching your data...
Credit One Bank® Visa® Cash Back Rewards	1% cash back on all purchases or in categories based on Credit One Bank’s discretion	20.24% to 26.24% variable	$0 to $99	Apply now View details	Get 1% cash back rewards on eligible purchases.	Compare	loading Fetching your data...

Compare up to 4 providers

Name	Intro Balance Transfer APR	Balance Transfer Fee	Recommended Minimum Credit Score
Chase Freedom Unlimited®	0% for the first 15 months (then 17.24% to 25.99% variable)	$5 or 3% of the transaction, whichever is greater	670	Earn 3% cash back on all purchases in your first year up to $20,000 spent. After that earn unlimited 1.5% cash back on all purchases.	Apply now View details	Compare	loading Fetching your data...
Chase Freedom®	0% for the first 15 months (then 17.24% to 25.99% variable)	$5 or 3% of the transaction, whichever is greater	670	0% intro APR for 15 months from account opening on purchases and balance transfers.	Apply now View details	Compare	loading Fetching your data...
Blue Cash Everyday® Card from American Express	0% for the first 15 months (then 15.24% to 26.24% variable)	$5 or 3% of the transaction, whichever is greater	680	Earn a $150 bonus statement credit after you spend $1,000 on purchases in the first 3 months. Rates & Fees	Apply now View details	Compare	loading Fetching your data...
American Express Cash Magnet® Card	0% for the first 15 months (then 15.24% to 26.24% variable)	$5 or 3% of the transaction, whichever is greater	680	Earn a $150 statement credit after you spend $1,000 or more in purchases with your new card within the first 3 months of card membership. Rates & Fees	Apply now View details	Compare	loading Fetching your data...
U.S. Bank Cash+™ Visa Signature® Card	0% for the first 12 billing cycles (then 16.24% to 25.74% variable)	$5 or 3% of the transaction, whichever is greater	670	When you spend $500 on your card within the first 90 days, you’ll receive a $150 cash back bonus.	Apply now View details	Compare	loading Fetching your data...
Hilton Honors American Express Card	N/A	$5 or 3% of the transaction, whichever is greater	680	Earn 75,000 Hilton Honors™ Bonus Points after you spend $1,000 in purchases on the card within your first 3 months of card membership. Rates & Fees	Apply now View details	Compare	loading Fetching your data...
Blue Delta SkyMiles® Credit Card from American Express	N/A	$5 or 3% of the transaction, whichever is greater	680	Earn 10,000 bonus miles after spending $500 in purchases on your new card in your first 3 months of card membership. Rates & Fees	Apply now View details	Compare	loading Fetching your data...
Barclaycard Ring® Mastercard®	0% for the first 15 months (then 14.24% variable)	See issuer terms	670	Enjoy a 0% intro APR on balance transfers for the first 15 months, then a low ongoing APR of 14.24% variable.	Apply now View details	Compare	loading Fetching your data...
ABOC Platinum Rewards Credit Card	0% for the first 12 months (then 15.15% to 25.15% variable)	$5 or 3% of the transaction, whichever is greater	580	Earn $150 in statement credit after you spend $1,200 on purchases within the first 90 days from account opening.	Apply now View details	Compare	loading Fetching your data...
HSBC Cash Rewards Mastercard® credit card	0% for the first 12 months (then 15.24%, 19.24% or 25.24% variable)	$10 or 4% of the transaction, whichever is greater	670	Earn unlimited 1.5% cash rewards on purchases. See Rates and Fees.	Apply now View details	Compare	loading Fetching your data...
Petal Visa Credit Card	N/A	None	670	Build your credit with no fees: Apply if you're new to credit or have a fair to good score.	Apply now View details	Compare	loading Fetching your data...
Charity Charge World Mastercard® Credit Card	1.99% for the first 6 monthly billing cycles (then 16.24% to 22.24% variable)	$10 or 5% of the transaction, whichever is greater	670	1% cash back to the nonprofits, K-12 schools, colleges and religious organizations of your choice.	Apply now View details	Compare	loading Fetching your data...
Deserve® PRO	N/A		670	Earn 3% cash back on travel and entertainment and 2% at restaurants on the first $1,000 spent on purchases each billing cycle (then 1%). Earn 1% on all other purchases.	Apply now View details	Compare	loading Fetching your data...
PenFed Promise Visa® Card	4.99% for the first 12 months (then 11.99% to 17.99% variable)	None	670	Earn a $100 bonus after spending $1,500 on purchases in the first 90 days from account opening.	View details	Compare	loading Fetching your data...
PenFed Power Cash Rewards Visa Signature® Card	0% for the first 12 months (then 11.99% to 17.99% variable)	3%	670	2% cash back for all PenFed Honors Advantage members and 1.5% cash back on all purchases made with your card.	View details	Compare	loading Fetching your data...
PenFed Gold Visa® Card	0% for the first 12 months (then 9.24% to 17.99% variable)	3%	670	Low APR on all purchases including cash advances.	View details	Compare	loading Fetching your data...
PenFed Platinum Rewards Visa Signature® Card	0% for the first 12 months (then 11.99% to 17.99% variable)	3%	670	Earn 5x points on gas at the pump and 3x points on groceries. Earn 1x points on all other purchases.	View details	Compare	loading Fetching your data...

Compare up to 4 providers

Compare American Express credit cards

Megan Horner

As the assistant publisher of credit cards at finder.com, Megan is passionate about helping you compare and find the best credit cards for your situation, whether that is earning great rewards or improving your credit score. In her previous position, Megan worked as an assigning editor at Credit Karma, where she focused on editing and publishing educational articles on credit cards. Megan started her career as a writer at a comparison website, so she has a longstanding background in surfacing the best deals and helping people make decisions. In her spare time, Megan likes to hike, camp, surf, and read.

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