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Blue Cash Preferred® Card from American Express vs Capital One Quicksilver Cash Rewards Credit Card

These are two excellent cashback credit cards that may complement each other.

The Blue Cash Preferred® Card from American Express has a $95 annual fee (see Terms apply, see rates & fees) starting the second year, compared to the $0 annual fee of the Capital One Quicksilver Cash Rewards Credit Card. Despite the annual fee, the Blue Cash Preferred® Card from American Express is superior for grocery spending: At US supermarkets, you’ll earn 6% cash back on up to $6,000 annually in purchases, then 1%. Capital One’s card is the better choice if you want simple rewards, as you’ll earn unlimited 1.5% cash back on all purchases.

Blue Cash Preferred® Card from American Express

Blue Cash Preferred® Card from American Express

Terms apply, see rates & fees

Capital One Quicksilver Cash Rewards Credit Card

Capital One Quicksilver Cash Rewards Credit Card

Terms apply, see rates & fees

Finder rating
Finder rating

★★★★★

4.3 / 5.0

★★★★★

4.2 / 5.0
Best for
Best for
  • Industry-leading cash back at US supermarkets
  • Easy-to-earn signup bonus and flat cash back on all purchases
Welcome offer
Welcome offer

$300 statement credit after spending $3,000 in the first 6 months

One-time $200 cash bonus after you spend $500 on purchases within 3 months from account opening

Rewards
Rewards

6% on select US streaming services, 3% on transit and US gas stations, 6% at US supermarkets on up to $6,000 annually, then 1% after that and on other purchases (redeem as statement credit)

Earn unlimited 1.5% cash back on every purchase, every day

Purchase APR
Purchase APR

0% intro APR for 12 months, and then 13.99% to 23.99% variable

0% intro APR for 15 months, and then 14.99% to 24.99% variable

Annual fee
Annual fee $0 intro annual fee the first year, then $95 $0
Balance transfer APR
Balance transfer APR

N/A

14.99% to 24.99% variable
Cash advance
Cash advance

APR: 25.24% variable

Fee: $10 or 5% of the transaction, whichever is greater

APR: 24.99% variable

Fee: $10 or 3% of the transaction, whichever is greater

Foreign transaction fee
Foreign transaction fee 2.7% of each transaction None
Late payment fee
Late payment fee Up to $40 Up to $40
Additional cardholder fee
Additional cardholder fee $0
Interest-free period
Interest-free period 25 days 25 days
Minimum interest
Minimum interest $0
Minimum credit score
Minimum credit score 670 670
Card type
Card type Credit Credit
Learn more
Learn more

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