Blue Cash Preferred® Card from American Express vs Capital One® Quicksilver® Cash Rewards Credit Card

These are two excellent cashback credit cards that may complement each other.

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The Blue Cash Preferred® Card from American Express has a $95 annual fee, compared to the $0 annual fee of the Capital One® Quicksilver® Cash Rewards Credit Card. However, it’s superior for grocery spending: At US supermarkets, you’ll earn 6% cash back on up to $6,000 annually in purchases, then 1%. Capital One’s card is the better choice if you want simple rewards, as you’ll earn unlimited 1.5% cash back on all purchases.

Blue Cash Preferred® Card from American Express

Blue Cash Preferred® Card from American Express

Capital One® Quicksilver® Cash Rewards Credit Card

Capital One® Quicksilver® Cash Rewards Credit Card

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★★★★★

4.0 / 5.0

★★★★★

4.2 / 5.0
Best for
Best for
  • Industry-leading cash back at US supermarkets
  • Easy-to-earn signup bonus and flat cash back on all purchases
Welcome offer
Welcome offer

$250 after spending $1,000 in the first 3 months

$150 cash back after spending $500 in the first 3 months

Rewards
Rewards

6% on select US streaming services, 3% on transit and US gas stations, 6% at US supermarkets on up to $6,000 annually, then 1% after that and on all other purchases

1.5% cash back on all purchases

Purchase APR (annual percentage rate)
Purchase APR (annual percentage rate)

0% intro APR for 12 months, and then 14.49% to 25.49% variable

0% intro APR for 15 months, and then 15.49%, 21.49% or 25.49% variable

Annual fee
Annual fee $95 $0
Balance transfers
Balance transfers

APR: 0% intro APR for 12 months, then 14.49% to 25.49% variable

Fee: $5 or 3% of the transaction, whichever is greater

APR: 0% intro APR for 15 months, then 15.49% to 25.49% variable

Fee: ​ ​ ​ 3% of the transaction

Cash advance
Cash advance

APR: 26.74% variable

Fee: $10 or 5% of the transaction, whichever is greater

APR: 25.49% variable

Fee: $10 or 3% of the transaction, whichever is greater

Foreign transaction fee
Foreign transaction fee 2.7% of each transaction None
Late payment fee
Late payment fee Up to $39 Up to $39
Additional cardholder fee
Additional cardholder fee $0
Interest-free period
Interest-free period 25 days 25 days
Minimum interest
Minimum interest $0
Minimum credit score
Minimum credit score 670 670
Card type
Card type Credit Credit
Rates and Fees
Rates and Fees Rates & Fees Rates & Fees
Learn more
Learn more

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Which card should you choose?

Blue Cash Preferred® Card from American Express

Blue Cash Preferred® Card from American Express

  • $95 annual fee
  • Purchases and balance transfers have an intro APR for 12 months
  • 6% cash back at US supermarkets (on up to $6,000 annually, then 1%), 6% on select streaming services, 3% on public transit, 3% at US gas stations and 1% on all other purchases
  • Earn $250 bonus cash back after you spend $1,000 on purchases in the first 3 months

Capital One® Quicksilver® Cash Rewards Credit Card

Capital One® Quicksilver® Cash Rewards Credit Card

  • No annual fee
  • $150 cash bonus when you spend $500 on purchases in the first 3 months
  • 1.5% cash back on all purchases
  • Long intro APR for purchases and balance transfers

Compare similar credit cards

Name Product Filter values Rewards Purchase APR Annual fee
Blue Cash Everyday® Card from American Express
2% at US gas stations and select US department stores, 3% at US supermarkets on up to $6,000 per year, then 1% after that and on all other purchases
0% intro for the first 15 months (then 14.49% to 25.49% variable)
$0
Earn a $150 bonus statement credit after you spend $1,000 on purchases in the first 3 months. Rates & fees
Capital One® Quicksilver® Cash Rewards Credit Card
1.5% cash back on all purchases
0% intro for the first 15 months (then 15.49%, 21.49% or 25.49% variable)
$0
Earn unlimited 1.5% cash back on every purchase, every day.
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Blue Cash Preferred® Card from American Express
6% on select US streaming services, 3% on transit and US gas stations, 6% at US supermarkets on up to $6,000 annually, then 1% after that and on all other purchases
0% intro for the first 12 months (then 14.49% to 25.49% variable)
$95
6% cash back at US supermarkets. Rates & fees
Chase Freedom Unlimited®
1.5% cash back on all purchases
0% intro for the first 15 months (then 16.49% to 25.24% variable)
$0
Earn a $150 signup bonus after spending $500 in the first 3 months from account opening.

Compare up to 4 providers

Name Product Purchase APR Balance transfer APR Annual fee Filter values
Citi Simplicity® Card
0% intro for the first 12 months (then 16.24% to 26.24% variable)
0% intro for the first 21 months (then 16.24% to 26.24% variable)
$0
Enjoy one of the longest intro APRs on balance transfers, no late fees, no penalty rate and no annual fee.
Blue Cash Everyday® Card from American Express
0% intro for the first 15 months (then 14.49% to 25.49% variable)
0% intro for the first 15 months (then 14.49% to 25.49% variable)
$0
Earn a $150 bonus statement credit after you spend $1,000 on purchases in the first 3 months. Rates & fees
Citi Rewards+℠ Card
0% intro for the first 15 months (then 14.99% to 24.99% variable)
0% intro for the first 15 months (then 14.99% to 24.99% variable)
$0
Earn rewards and enjoy a long intro APR period on purchases and balance transfers.
Capital One® Quicksilver® Cash Rewards Credit Card
0% intro for the first 15 months (then 15.49%, 21.49% or 25.49% variable)
0% intro for the first 15 months (then 15.49%, 21.49% or 25.49% variable)
$0
Earn unlimited 1.5% cash back on every purchase, every day.
American Express Cash Magnet® Card
0% intro for the first 15 months (then 14.49% to 25.49% variable)
0% intro for the first 15 months (then 14.49% to 25.49% variable)
$0
Unlimited 1.5% cash back. Rates & fees

Compare up to 4 providers

Compare American Express credit cards

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