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Blue Cash Preferred® Card from American Express vs Capital One® Quicksilver® Cash Rewards Credit Card

These are two excellent cashback credit cards that may complement each other.

Updated

Fact checked

The Blue Cash Preferred® Card from American Express has a $95 annual fee, compared to the $0 annual fee of the Capital One® Quicksilver® Cash Rewards Credit Card. However, it’s superior for grocery spending: At US supermarkets, you’ll earn 6% cash back on up to $6,000 annually in purchases, then 1%. Capital One’s card is the better choice if you want simple rewards, as you’ll earn unlimited 1.5% cash back on all purchases.

Blue Cash Preferred® Card from American Express

Blue Cash Preferred® Card from American Express

Rates & Fees

Capital One® Quicksilver® Cash Rewards Credit Card

Capital One® Quicksilver® Cash Rewards Credit Card

Rates & Fees

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finder.com's rating

★★★★★

4.0 / 5.0

★★★★★

4.2 / 5.0
Best for
Best for
  • Industry-leading cash back at US supermarkets
  • Easy-to-earn signup bonus and flat cash back on all purchases
Welcome offer
Welcome offer

$250 after spending $1,000 in the first 3 months

$150 cash back after spending $500 in the first 3 months

Rewards
Rewards

6% on select US streaming services, 3% on transit and US gas stations, 6% at US supermarkets on up to $6,000 annually, then 1% after that and on all other purchases

1.5% cash back on all purchases

Purchase APR
Purchase APR

0% intro APR for 12 months, and then 12.99% to 23.99% variable

0% intro APR for 15 months, and then 15.49%, 21.49% or 25.49% variable

Annual fee
Annual fee $95 $0
Balance transfer APR
Balance transfer APR

0% intro APR for 12 months, then 12.99% to 23.99% variable

15.49% to 25.49% variable

Cash advance
Cash advance

APR: 25.24% variable

Fee: $10 or 5% of the transaction, whichever is greater

APR: 25.49% variable

Fee: $10 or 3% of the transaction, whichever is greater

Foreign transaction fee
Foreign transaction fee 2.7% of each transaction None
Late payment fee
Late payment fee Up to $40 Up to $39
Additional cardholder fee
Additional cardholder fee $0
Interest-free period
Interest-free period 25 days 25 days
Minimum interest
Minimum interest $0
Minimum credit score
Minimum credit score 670 670
Card type
Card type Credit Credit
Learn more
Learn more

Which card should you choose?

Blue Cash Preferred® Card from American Express

Blue Cash Preferred® Card from American Express

  • Earn cash back. Earn 6% cash back at US supermarkets on up to $6,000 per year. After that, you'll earn 1% back. You'll also earn 6% on select US streaming services and 3% on transit purchases. At US gas stations you'll earn 3% back. For everything else you buy, you'll get 1% back.
  • Welcome offer. Get $250 in statement credit after spending $1,000 on purchases in the first three months of card membership.
  • Intro APR period. Enjoy a 0% intro APR period on balance transfers and purchases for the first 12 months of account opening. After that, a variable APR of 12.99% to 23.99% applies.

Capital One® Quicksilver® Cash Rewards Credit Card

Capital One® Quicksilver® Cash Rewards Credit Card

  • No annual fee
  • $150 cash bonus when you spend $500 on purchases in the first 3 months
  • 1.5% cash back on all purchases
  • Long intro APR for purchases

Compare similar credit cards

Name Product Filter values Rewards Purchase APR Annual fee
TD Cash Credit Card
3% on dining, 2% at grocery stores and 1% on all other eligible purchases
0% intro for the first 15 billing cycles (then 12.99%, 17.99% or 22.99% variable)
$0
3% on dining and 2% on groceries make this a valuable card for food purchases. Use it while traveling, too, with no foreign transaction fees. Available in: CT, DC, DE, FL, MA, MD, ME, NC, NH, NJ, NY, PA, RI, SC, VA, VT
CardMatch™ from creditcards.com
See terms
See issuer's website
See terms
Use the CardMatch tool to find cards you're likely to qualify for with your credit score, without a hard pull on your credit.
Credit One Bank® Unsecured Visa® with Cash Back Rewards
1% cash back on all purchases or in categories based on Credit One Bank’s discretion
17.99% to 23.99% variable
$0 to $99
Earn 1% cash back on all purchases or in categories based on Credit One Bank’s discretion.
Credit One Bank® Unsecured Visa® for Rebuilding Credit
1% cash back on all purchases on eligible purchases
17.99% to 23.99% variable
$0 to $99
Earn 1% cash back on all purchases or in categories based on Credit One Bank’s discretion.
Credit One Bank® Visa® with Free Credit Score Access
1% cash back on all purchases or in categories based on Credit One Bank’s discretion
17.99% to 23.99% variable
$0 to $99
Get 1% cash back on all purchases or in categories based on Credit One Bank’s discretion.
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Compare up to 4 providers

Name Product Purchase APR Balance transfer APR Annual fee Filter values
CardMatch™ from creditcards.com
See issuer's website
See issuer's website
See terms
Use the CardMatch tool to find cards you're likely to qualify for with your credit score, without a hard pull on your credit.
TD Cash Credit Card
0% intro for the first 15 billing cycles (then 12.99%, 17.99% or 22.99% variable)
0% intro for the first 15 billing cycles (then 12.99%, 17.99% or 22.99% variable)
$0
3% on dining and 2% on groceries make this a valuable card for food purchases. Use it while traveling, too, with no foreign transaction fees. Available in: CT, DC, DE, FL, MA, MD, ME, NC, NH, NJ, NY, PA, RI, SC, VA, VT
Amalgamated Bank of Chicago Platinum Rewards Mastercard®
0% intro for the first 12 months (then 12.9% to 22.9% variable)
12.9% to 22.9% variable
$0
This 5% rotating cashback card boasts a long intro balance transfer APR of , offering added value if you're looking to make a transfer.
OpenSky® Secured Visa® Credit Card
0% intro for the first 3 months (then 17.39% variable)
N/A
$35
A rare secured card with a 0% intro APR on purchases for the first 3 months, then 17.39% variable.
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Compare up to 4 providers

Compare American Express credit cards

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