Our verdict
The Acorns Checking account combines a traditional checking account with the convenience of investing with Acorns. You can access a checking, investing and optional retirement account. All three accounts sync together to let you make transfers seamlessly and invest spare change from debit card purchases. But this service comes with an unavoidable monthly fee, and we're surprised to see no savings component.Best for: Those who use Acorns' round-ups investing feature and want a checking account for seamless transfers.
- No minimum opening deposit or overdraft fees
- SmartDeposit invests a portion of your paycheck
- Round-ups invest your spare change after every purchase
- Must have an Acorns investment account to open
- Unavoidable fee of up to $9 a month
- No interest-bearing savings or joint accounts
- Less-than-stellar customer service