Finder makes money from featured partners, but editorial opinions are our own. Advertiser Disclosure

What is Masterpass and how does it work?

Pay more conveniently at participating online retailers.

Once you’ve finished your online shopping, there’s still the checkout process to deal with. This step can be a bit annoying as you have to input information you’ve likely had to type out countless times — such as your shipping address and payment details.

Masterpass gives you a way around that hassle, letting you pay quickly at participating retailers with just your email or phone number and a password.

What is Masterpass?

Masterpass is a digital wallet from Mastercard that lets you check out faster at eligible online retailers. To use it, you’ll need an account at the Masterpass website with information such as your card details and shipping address. Then, use the account for payments by simply logging in.

Despite its name, Masterpass is compatible with more than simply Mastercard products. You can also add most credit, debit and prepaid cards from Visa, American Express, Discover and Diners Club.

What are the fees to use Masterpass?

While Mastercard has stopped accepting new signups for Masterpass, there was no signup fee. If you currently have the service, there are zero fees associated to use it.

How Masterpass works

Here’s some essential information on Masterpass and how to use it at participating retailers.

How do I sign up for Masterpass?

Signing up for Masterpass is simple. Here’s how it works:

  1. Visit
  2. Fill out the New User form with your personal and credit card info.
  3. Follow the prompts.
  4. Visit participating merchants and select Masterpass at check out.

What sets Masterpass apart?

Masterpass is very similar to Visa Checkout — it lets you add credit and debit cards from a variety of networks. In that sense, it has an advantage over Amex Express Checkout, which lets you use Amex cards only.

How do I use Masterpass online?

Look for the Masterpass logo when checking out at a participating retailer. Then enter the email or mobile number associated with your Masterpass account, along with your password.

You’ll see your credit card information and shipping address. Verify your details are correct, then finalize your transaction.

Masterpass online form

Where can I use Masterpass?

These are the participating retailers featured on the Masterpass website:

  • Ann Taylor
  • Avis
  • Barnes & Noble
  • Bass Pro Shops
  • BJ’s Wholesale Club
  • Brooks Brothers
  • Budget
  • Crate & Barrel
  • Dunkin’ Donuts
  • eBags
  • Expedia
  • Fandango
  • FreshDirect
  • JetBlue
  • Kmart
  • Kohl’s
  • Loft
  • Shop
  • Neiman Marcus
  • Newegg
  • Office Depot/Office Max
  • ParkMobile
  • PGA Tour Superstore
  • Saks Fifth Avenue
  • Sears
  • Shutterfly
  • Subway
  • United Airlines
  • Walgreens
  • Walmart

Bottom line

Masterpass can make online shopping more convenient so you don’t have to input information such as your payment details and shipping address. Add the right credit cards to your account, and you can easily pay for purchases at a variety of retailers.

Frequently asked questions

More guides on Finder

Ask an Expert

You are about to post a question on

  • Do not enter personal information (eg. surname, phone number, bank details) as your question will be made public
  • is a financial comparison and information service, not a bank or product provider
  • We cannot provide you with personal advice or recommendations
  • Your answer might already be waiting – check previous questions below to see if yours has already been asked provides guides and information on a range of products and services. Because our content is not financial advice, we suggest talking with a professional before you make any decision.

By submitting your comment or question, you agree to our Privacy and Cookies Policy and Terms of Use.

Questions and responses on are not provided, paid for or otherwise endorsed by any bank or brand. These banks and brands are not responsible for ensuring that comments are answered or accurate.
Go to site