Finder may earn compensation from partners, but editorial opinions are our own. Advertiser Disclosure

Does Walmart accept American Express?

You can use all major credit cards at Walmart and Walmart.com.

Yes, you can use your American Express credit card at both Walmart and Walmart.com. In fact, Walmart accepts all major credit card providers, along with a range of other payment options. Here are your full list of options when shopping at this super store.

Major credit cards accepted at Walmart

Credit card typeAccepted at Walmart
American ExpressYes
VisaYes
MastercardYes
DiscoverYes

Payment options at Walmart

  • Cash
  • Debit cards
  • Credit cards including the Walmart Credit Card and Walmart Mastercard
  • Walmart gift cards and eGift cards; these aren’t accepted at Walmart Grocery locations
  • Chase Pay and Walmart Pay
  • At select Walmart Grocery locations, you can use EBT
  • Affirm installment financing

Additional payment options at Walmart.com

  • PayPal
  • Pay with Cash; cash, check, Walmart gift card, money order, EBT and accepted credit and debit cards
  • American Express Checkout

Using your American Express card at Walmart

Your American Express card may offer accelerated rewards on groceries. Unfortunately, you might not get this rewards rate when you use the card at standard Walmart stores. This is because stores such as Walmart and Target are labeled as “superstores” under the Amex fine print.

If you’re not sure whether your card provider classifies Walmart purchases as bonus spending, give it a call and ask a representative.

What is the best credit card to use at Walmart?

Walmart offers its own credit card, the Walmart Rewards Mastercard, which you can use for accelerated cash back on Walmart and Walmart.com purchases. If you do most of your shopping at Walmart and plan to reinvest your rewards into Walmart purchases, the Walmart Rewards Mastercard is going to be your best value play as it consistently earns the most back on Walmart purchases compared to other rewards cards.

Other rewards cards can also prove good choices if you prefer redeeming your rewards elsewhere or also spend at other grocery stores from time to time. Compare your reward card options to find one that best suits your shopping preferences.

Bottom line

You can use your American Express card at Walmart and Walmart.com. If you want to earn elevated rewards on your purchases, consider checking with your card provider first.

Rewards credit cards can be particularly good choices at Walmart. Compare different cashback credit cards and you might find a product that works for you.

More guides on Finder

Ask an Expert

You are about to post a question on finder.com:

  • Do not enter personal information (eg. surname, phone number, bank details) as your question will be made public
  • finder.com is a financial comparison and information service, not a bank or product provider
  • We cannot provide you with personal advice or recommendations
  • Your answer might already be waiting – check previous questions below to see if yours has already been asked

Finder.com provides guides and information on a range of products and services. Because our content is not financial advice, we suggest talking with a professional before you make any decision.

By submitting your comment or question, you agree to our Privacy and Cookies Policy and finder.com Terms of Use.

Questions and responses on finder.com are not provided, paid for or otherwise endorsed by any bank or brand. These banks and brands are not responsible for ensuring that comments are answered or accurate.
Go to site