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Does Walmart accept American Express?

You can use all major credit cards at Walmart and Walmart.com.

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Kevin Joey Chen
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Yes, you can use your American Express credit card at both Walmart and Walmart.com. In fact, Walmart accepts all major credit card providers, along with a range of other payment options. Here are your full list of options when shopping at this super store.

Major credit cards accepted at Walmart

Credit card typeAccepted at Walmart
American ExpressYes
VisaYes
MastercardYes
DiscoverYes

Payment options at Walmart

  • Cash
  • Debit cards
  • Credit cards including the Walmart Credit Card and Walmart Mastercard
  • Walmart gift cards and eGift cards; these aren’t accepted at Walmart Grocery locations
  • Chase Pay and Walmart Pay
  • At select Walmart Grocery locations, you can use EBT
  • Affirm installment financing

Additional payment options at Walmart.com

  • PayPal
  • Pay with Cash; cash, check, Walmart gift card, money order, EBT and accepted credit and debit cards
  • American Express Checkout

Using your American Express card at Walmart

Your American Express card may offer accelerated rewards on groceries. Unfortunately, you might not get this rewards rate when you use the card at standard Walmart stores. This is because stores such as Walmart and Target are labeled as “superstores” under the Amex fine print.

If you’re not sure whether your card provider classifies Walmart purchases as bonus spending, give it a call and ask a representative.

What is the best credit card to use at Walmart?

Walmart offers its own credit card, the Walmart Rewards Mastercard, which you can use for accelerated cash back on Walmart and Walmart.com purchases. If you do most of your shopping at Walmart and plan to reinvest your rewards into Walmart purchases, the Walmart Rewards Mastercard is going to be your best value play as it consistently earns the most back on Walmart purchases compared to other rewards cards.

Other rewards cards can also prove good choices if you prefer redeeming your rewards elsewhere or also spend at other grocery stores from time to time. Compare your reward card options to find one that best suits your shopping preferences.

Bottom line

You can use your American Express card at Walmart and Walmart.com. If you want to earn elevated rewards on your purchases, consider checking with your card provider first.

Rewards credit cards can be particularly good choices at Walmart. Compare different cashback credit cards and you might find a product that works for you.

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