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Visa, Mastercard and American Express have a handy feature for travelers: emergency cash advance if you lose your credit card. Lost wallet, stolen bag, silly mistakes — there are a thousand reasons why you may need this service.
Your credit card provider should be able to arrange for a temporary replacement card, but, you can still access the money in your account while you wait. Here are three things I learned about the process.
You may get charged for receiving incoming calls when you’re outside of the country. Before you travel, ask Visa for a reverse charge number to call — or if you can collect call — in case of an emergency.
If you’re on the phone with Visa and a representative asks to call you back, say “no”. Tell the representative that you’ll call the reverse charge number after an agreed period of time. This means you’ll probably make one or two calls more than you have to, but it’s better than being charged to receive calls.
In order for everything to flow smoothly, you should have a copy of your information in your email or on hand so you can clearly relay the information to Visa. This will ensure that you’ll be able to get cash emergency assistance or a temporary card as soon as possible.
If you’re having trouble dealing directly with Visa, you can ask a customer service representative at your bank to help.
It’s easier to request an emergency replacement card from Visa or Mastercard than it is to request emergency cash. The replacement service typically only takes a day or two to be delivered.
If you’re with friends and they can spot you for a day or two, you can save valuable vacation time instead of being on the phone waiting to get approved for emergency cash request.
The Visa and Mastercard Emergency Assistance Services will come in handy should anything happen to your card, so make sure to have the relevant emergency contact details in your phone and report the issue as soon as possible.
You can place a toll-free call to Visa from anywhere in the world by calling 1-303-967 1096.
Call 1-800-847-2911 if you’re in the US.
These numbers are free and operators will be available any time of the day or week. A Visa representative will be able to help you with either an emergency cash request or issuing a temporary emergency card.
Calls to toll-free numbers from mobile phones may still attract international call charges.
You can request emergency service from a Visa representative by calling these toll-free numbers from the country you’re located.
Anguilla | 1-800-847-2911 | Kenya | 866-654-0162 |
Antigua | 1-800-847-2911 | Lebanon | 01-426-801 or 866-654-0130 |
Argentina | 0800-666-0171 | Latvia | 8000-02288 |
Aruba | 800-1518 | Liechtenstein | 0800-89-4732 |
Australia | 1-800-125-440 | Luxembourg | 0800-2012 |
Austria | 0 800-200-288 or 800-892-8134 | Macedonia | 0800-94288 or 888-557-4458 |
Bahamas | 1-800-847-2911 | Malaysia | 1800-80-0159 |
Bahrain | 800-006 | Mauritius | 01-120 or 866-654-0165 |
Barbados | 1-800-847-2911 | Mexico | 001-800-847-2911 |
Belgium | 0800-1-8397 | Monaco | 0800-90-1179 |
Belize | 811 or 555 or 800-847-2911 | Montserrat | 1-800-847-2911 |
Bermuda | 1-800-847-2911 | Morocco | 002-11-0011 or 866-654-0163 |
Bolivia | 800-10-0188 | Netherlands | 0800-022-3110 |
Bonaire* | 001-800-847-2911 | Nevis | 1-800-847-2911 |
Brazil | 0800-891-3680 | New Zealand | 0800-44-3019 |
British Virgin Islands | 1-800-847-2911 | Norway | 800-12052 |
Bulgaria | 00-800-0010 or 888-557-4446 | Panama | 001-800-111-0016 |
Cambodia | 1-800-881-001 or 888-710-7783 | Paraguay | 008-11-800 or 800-599-1137 |
Canada | 1-800-847-2911 | Perú | 001-800-890-0623 |
Cayman Islands | 1-800-847-2911 | Philippines | 1-800-1-111-9015 |
Chile | 1230-020-2136 | Poland | 0-0-800-111-1569 |
China (South) | 10-800-110-2911 | Portugal | 800-8-11-824 |
China (North) | 10-800-711-2911 | Puerto Rico | 1-800-847-2911 |
Colombia | 01-800-912-5713 | Romania | 0 808-03-4288 or 888-557-4416 |
Costa Rica | 0-800-011-0030 | Russia | 8 10-800-110-1011 or 866-654-0164 |
Croatia | 0-800-220-111 or 866-654-0125 | Russia (Moscow and St. Petersburg only) | 363-2400 or 866-654-0164 |
Curacao* | 001-800-847-2911 | Russia (Outside Moscow) | 8 495-363-2400 or 866-654-0164 |
Czech Republic | 800-142-121 | Russia (Outside St. Petersburg) | 8 812-363-2400 or 866-654-0164 |
Denmark | 80-010277 | Saba* | 1-800-847-2911 |
Dominica | 1-800-847-2911 | Saint Eustatius* | 1-800-847-2911 |
Dominican Republic | 1-800-847-2911 | Saint Kitts | 1-800-847-2911 |
Ecuador | 1-999-119 or 1-800-225-528 or 800-847-2911 | Saint Lucia | 800-238-5517 |
Egypt (Cairo only) | 2510-0200 or 866-654-0128 | Saint Maarten* | 1-800-847-2911 |
Egypt (outside Cairo) | 02-2510-0200 or 866-654-0128 | San Marino | 800-819-014 |
El Salvador | 800-6921 | Saudi Arabia | 1-800-10 or 866-654-0129 |
Estonia | 800-12001 or 800-406-9982 | Senegal | 800-103-072 or 888-557-4451 |
Finland | 0800-11-0057 | Singapore | 800-110-0344 |
France | 0800-90-1179 | Slovakia | 0 800-000-101 or 800-406-9970 |
Germany | 0800-811-8440 | South Africa | 0800-990-475 |
Gibraltar | 8800-877-3745966 | South Korea | 00798-11-908-8212 |
Greece | 00-800-11-638-0304 | Spain | 900-99-1124 |
Grenada | 1-800-847-2911 | Sweden | 020-795-675 |
Guam | 1-800-847-2911 | Switzerland | 0800-89-4732 |
Guatemala | 1-800-999-0115 | Taiwan | 00801-10-3008 |
Guyana | 159 or 1-855-477-1390 | Thailand | 001-800-11-535-0660 |
Honduras | 800-0123 or 800-847-2911 | Trinidad and Tobago | 1-800-847-2911 |
Hong Kong | 800-96-7025 | Turkey | 00-800-13-535-0900 |
Hungary | 06-800-17682 | Turks and Caicos | 0-1-800-847-2911 |
India | 000-800-100-1219 | Ukraine | 800-502-886 or 888-557-4445 |
Indonesia | 001-803-1-933-6294 | United Arab Emirates | 8000-021 or 866-654-0112 |
Ireland, Republic of | 1-800-55-8002 | United Kingdom | 0800-89-1725 |
Israel | 1-80-941-1605 | United States | 1-800-847-2911 |
Italy | 800-819-014 | Uruguay | 00-0411-940-7915 |
Jamaica | 0-800-847-2911 | U.S. Virgin Islands | 1-800-847-2911 |
Japan | 00531-11-1555 | Venezuela | 0800-1-002167 |
Jordan | 1-880-0000 or 888-557-4442 | Vietnam | 1 201-0288 or 888-710-7781 |
Kazakhstan | 8 800-121-4321 or 888-557-4447 |
You can call Mastercard from overseas at 1-636-722-7111 and they can direct your call. You can also reach Mastercard via your bank if you’re calling them first to report your card as lost or stolen.
Call 1-800-627-8372 if you’re in the US.
These numbers are toll free if calling from the country and available to call anytime. The country code needs to be included.
American Samoa | 1800-120-113 | Japan | 00531-11-3886 |
Anguilla | 1-800-307-7309 | Korea, Republic of | 0079-811-887-0823 |
Antigua and Barbuda | 1-800-307-7309 | Liechtenstein | 0800-89-7092 |
Argentina | 0800-555-0507 | Luxembourg | 800-2-4533 |
Australia | 1800-120-113 | Malaysia | 1-800-804594 |
Austria | 0800-07-06-138 | Mexico | 001-800-307-7309 |
Bahamas | 1-800-307-7309 | Monaco | 0-800-90-1387 |
Bahrain | 8000-0087 | Montserrat | 1-800-307-7309 |
Barbados | 1-800-307-7309 | Netherlands | 0800-022-5821 |
Belgium | 0800-1-5096 | New Zealand | 0800-44-9140 |
Bermuda | 1-800-307-7309 | Norway | 800-12697 |
Bolivia | 800-10-0172 | Panama | 001-800-307-7309 |
Bonaire | 001-800-307-7309 | Peru | 0-800-307-7309 |
Brazil | 0800-891-3294 | Philippines | 1-800-1-111-0061 |
Cambodia | 800-881-001 then 877-288-3891* | Poland | 0-0800-111-1211 |
Canada | 1-800-307-7309 | Portugal | 800-8-11-272 |
Cayman Islands | 1-800-307-7309 | Puerto Rico | 1-800-307-7309 |
Chile | 1230-020-2012 | Russia | 8-800-555-02-69 |
China | 10-800-110-7309** | Saba | 1-800-307-7309 |
China 2 | 10-800-711-7309*** | St. Eustatius | 1-800-307-7309 |
Colombia | 01-800-912-1303 | St. Maarten | 1-800-307-7309 |
Costa Rica | 0-800-011-0184 | St. Kitts-Nevis | 1-800-307-7309 |
Curacao | 001-800-307-7309 | Saipan (N. Marianas) | 1-800-307-7309 |
Cyprus | 080-90569 | San Marino | 800-870-866 |
Czech Republic | 800-142-494 | Saudi Arabia | 800-844-9457 |
Denmark | 8001-6098 | Singapore | 800-1100-113 |
Dominica | 1-800-307-7309 | South Africa | 0800-990418 |
Dominican Republic | 1-800-307-7309 | Spain | 900-97-1231 |
Finland | 08001-156234 | Sweden | 020-791-324 |
France | 0-800-90-1387 | Switzerland | 0800-897-092 |
Germany | 0800-819-1040 | Taiwan | 00801-10-3400 |
Greece | 00-800-11-887-0303 | Thailand | 001-800-11-887-0663 |
Grenada | 1-800-307-7309 | Trinidad and Tobago | 1-800-307-7309 |
Guam | 1-800-307-7309 | Turkey | 00-800-13-887-0903 |
Guatemala | 1-800 – 999-1480 | Turks and Caicos | 01-800-307-7309 |
Hong Kong | 800-966677 | United Arab Emirates | 800-0444-3895 |
Hungary | 06800-12517 | United Kingdom | 0800-96-4767 |
India | 000-800-100-1087 | United States | 1-800-307-7309 |
Indonesia | 001803-1-887-0623 | Vatican City State | 800-870-866 |
Ireland | 1-800-55-7378 | Venezuela | 0800-1-002902 |
Israel | 180-941-8873 | Vietnam | 120-11576 |
Italy | 800-870-866 | Virgin Islands | 1-800-307-7309 |
Jamaica | 0800-307-7309 | Virgin Islands, U.S. | 1-800-307-7309 |
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