You have two examples of Chase’s travel card offerings: a United cobranded card and a standard travel card. The United℠ Explorer Card is a mid-tier airline credit card with a $0 intro annual fee the first year, then $95, whereas the Chase Sapphire Reserve® is a premium travel credit card with a $550 annual fee. Both come with a generous welcome offer, but the United℠ Explorer Card offers 2x miles at restaurants, hotels, and United Airlines purchases, and the Chase Sapphire Reserve® card offers 3x points on dining and travel.
Compare the perks and features of these cards in the table below.
From a raw value standpoint, the Chase Sapphire Reserve® muscles out the United℠ Explorer Card on most fronts. But this is like comparing David and Goliath because these cards have vastly different annual fees and are aimed at two different types of travelers. The Sapphire cards offers luxury perks over a variety of airlines and hotels, which often makes paying the Reserve’s annual fee worth it. Those who only travel with United will find that the Explorer card doesn’t lag far behind in rewards for that airline and has the United perks to make it worth your attention.
Compare United℠ Explorer Card vs. Chase Sapphire Reserve®
Megan Horner is the credit cards publisher at Finder. She's passionate about helping you find the best credit cards to meet your financial needs — whether that's earning great rewards or improving your credit score. Megan's expertise has been spotlighted on Lifehacker, CreditCards.com, American Banker and featured on news broadcasts across the country.
How likely would you be to recommend finder to a friend or colleague?
Very UnlikelyExtremely Likely
Thank you for your feedback.
Our goal is to create the best possible product, and your thoughts, ideas and suggestions play a major role in helping us identify opportunities to improve.
finder.com is an independent comparison platform and information service that aims to provide you with the tools you need to make better decisions. While we are independent, the offers that appear on this site are from companies from which finder.com receives compensation. We may receive compensation from our partners for placement of their products or services. We may also receive compensation if you click on certain links posted on our site. While compensation arrangements may affect the order, position or placement of product information, it doesn't influence our assessment of those products. Please don't interpret the order in which products appear on our Site as any endorsement or recommendation from us. finder.com compares a wide range of products, providers and services but we don't provide information on all available products, providers or services. Please appreciate that there may be other options available to you than the products, providers or services covered by our service.