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You have two examples of Chase’s travel card offerings: a United cobranded card and a standard travel card. The United℠ Explorer Card is a mid-tier airline credit card with a $0 intro annual fee the first year, then $95, whereas the Chase Sapphire Reserve® is a premium travel credit card with a $550 annual fee. Both come with a generous welcome offer, but the United℠ Explorer Card offers 2x miles at restaurants, hotels, and United Airlines purchases, and the Chase Sapphire Reserve® card offers 3x points on dining and travel.
Compare the perks and features of these cards in the table below.
From a raw value standpoint, the Chase Sapphire Reserve® muscles out the United℠ Explorer Card on most fronts. But this is like comparing David and Goliath because these cards have vastly different annual fees and are aimed at two different types of travelers. The Sapphire cards offers luxury perks over a variety of airlines and hotels, which often makes paying the Reserve’s annual fee worth it. Those who only travel with United will find that the Explorer card doesn’t lag far behind in rewards for that airline and has the United perks to make it worth your attention.
Compare United℠ Explorer Card vs. Chase Sapphire Reserve®
Megan Horner is the credit cards publisher at Finder. She's passionate about helping you find the best credit cards to meet your financial needs — whether that's earning great rewards or improving your credit score. Megan's expertise has been spotlighted on Lifehacker, CreditCards.com, American Banker and featured on news broadcasts across the country.
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