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There are a few benefits to using a credit card to pay for a tree removal. Here are some of the main reasons why you might consider this payment method.
Paying for a tree removal service over time without interest can be a big draw for using a credit card. Credit cards with a 0% APR period on purchases not only let you pay off the service without interest for a period of time, but these cards often come with additional benefits, such as cashback rewards.
Credit card | Annual fee | Welcome offer | 0% purchase APR period | Benefits |
---|---|---|---|---|
Citi® Diamond Preferred® Card | $0 | None | 18 months |
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Chase Freedom Flexâ„ | $0 | $200 signup bonus when you spend $500 in the first 3 months | 15 months |
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Blue Cash Everyday® Card from American Express | $0 | $100 statement credit when you spend $1,000 in the first 6 months, plus earn 20% back on Amazon.com purchases on up to $200 back within your first 6 months | 15 months |
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Using a credit card with a 0% APR period on purchases can be a great option for financing tree removal if you want to pay over time. Compare more credit cards with 0% APR periods in the table below to find the best card for you. Look out for cards with additional benefits, such as rewards, so the card can be useful long after you finish financing your project.
Yes, but you likely won’t qualify for the best terms. For instance, if you have a low credit score, you’ll generally pay higher interest rates on credit card purchases than individuals with above-average scores. And if you take out a personal loan with bad credit, you’ll usually have to pay the loan off more quickly than better-qualified candidates would be required to.
Using a credit card for a tree removal service may not always be your best option depending on your circumstances. Here are a few reasons you may not want to use a credit card to finance a tree removal.
It’s common for homeowners to pay for tree removal with cash, but there are a few other options as well.
The average tree removal cost in the United States is $650. However, depending on the tree’s size and your property’s geographic features, the removal cost can vary substantially. For instance, removing a tree less than 10 inches in diameter may only cost $150, whereas a tree that’s 24 inches in diameter could cost $2,000. And if you live in an urban area where homes are clustered together, tree removal will usually cost more than if you live in a rural community where the houses are hundreds of feet apart.
If you need to have a tree removed from your property, here’s a general breakdown of what you can expect to pay based on its size.
Tree size | Approximate height | Removal cost |
---|---|---|
Small | Less than 30 feet | $150 to $400 |
Medium | 30 to 60 feet | $450 to $700 |
Large | 60 to 100 feet | $900 to $1,200 |
Very large | More than 100 feet | $1,300 to $2,000 |
Depending on the nature of the tree you wish to have removed, the project’s cost could be much more — or much less — than the prices listed above. Here are a few factors that could affect how much you pay for a tree removal service.
Using a credit card with cashback rewards is an excellent way to save on tree removal costs. For instance, if you use a Citi® Double Cash Card to pay for a $2,000 tree removal, you could automatically save 2% — that’s $40 back in your pocket. Here are a couple of other creative ways to save.
Depending on the size of the tree you’d like removed, you may think about tackling the project yourself. Performing a tree removal on your own could save you hundreds or even thousands of dollars if everything goes smoothly. However, if you don’t have the proper equipment — or the expertise — required for the removal, the project could end up costing you much more than if you’d hired professionals.
Additionally, some municipalities require permits to remove trees that exceed a specific diameter, while other areas have no restrictions at all. If you’re thinking about removing a tree on your own, check local ordinances before breaking out any axes, hatchets or chainsaws. Permits can be costly, and if you undertake tree removal without one, you could end up paying a fine for not abiding by local laws.
While there are a couple ways you could finance removing a tree, a credit card may be your best bet depending on your circumstances. Using a credit card to pay for tree removal financing means you could earn a significant amount of points or miles. It also means you could pay off the purchase over time without paying interest for a period.
Now that you know how to finance tree removal, explore more ways to finance home improvement projects in and around your abode.
Store cards sound appealing, but aren’t often your best choice.
Earn more rewards on select categories or get an extension of some travel perks.
With the removal of these offers, you’ll want to rethink your card picks.
It depends on your situation and what type of rewards you have.
Your Amazon credit card activation process depends on your card issuer. Learn the various ways you can activate your card.
Typically, five — but some cardholders can have more.
Chase has no secured credit cards, but you can compare cards from other providers.
Consider which Capital One cards you really want because you’re limited to two.
Earn rewards on your purchases or rebuild your credit.
Earn cash back, travel rewards or get low interest rates while you build your credit.