We value our editorial independence, basing our comparison results, content and reviews on objective analysis without bias. But we may receive compensation when you click links on our site. Learn more about how we make money from our partners.
Does TD Bank have no-annual-fee credit cards?
Get a no-annual-fee card that also comes with accelerated cash back.
Unlike other card issuers that usually offer several no-annual-fee credit card options, TD Bank has only one: the TD Cash Credit Card. This card comes with accelerated cash back on dining and groceries, and it has a generous signup bonus that is easy to claim.
TD Bank's only no-annual-fee card
TD Cash Credit CardRead more
Compare similar credit cards with no annual fee
How to compare similar credit cards
When considering whether the no-annual-fee TD Cash Credit Card could be a better choice than its competitors, ask yourself:
- Is the signup bonus important for you?
The TD Cash Credit Card comes with a generous signup bonus of $200 when you spend $500 in the first 90 days of card membership. Wells Fargo Propel American Express® Card is the only card that offers a higher signup bonus. You can earn $300 if you spend $3,000 within your first 3 months of card membership.
- Do you want other cash back categories?
You can earn 2% cash back at grocery stores with the TD Cash Credit Card and with the Capital One® SavorOne® Cash Rewards Credit Card. The Wells Fargo Propel American Express® Card does not offer rewards on groceries but offers 3x points — equal to 3% cash back — on a variety of categories such as gas, rideshares, transit, travel purchases and on popular streaming services.
- Do you want a 0% intro APR on balance transfers?
The Capital One® SavorOne® Cash Rewards Credit Card card offers the longest intro APR period on balance transfers, while the Marvel Mastercard® doesn’t offer any intro APR period.
- Do you want a 0% intro APR on purchases?
The Capital One® SavorOne® Cash Rewards Credit Card also has the longest intro APR period on purchases, while the TD Cash Credit Card, the U.S. Bank Cash+™ Visa Signature® Card and the Marvel Mastercard® have no intro APR period on purchases.
Will I earn more rewards if I pay an annual fee?
TD Bank offers two cards with an annual fee:
- TD Cash Secured Credit Card
- TD First Class℠ Visa Signature® Credit Card
The secured card is similar to the no-annual-fee cashback card as it earns the same rewards on dining and groceries. The TD First Class℠ Visa Signature® Credit Card offers a higher signup bonus and an additional 3x points on travel purchases.
TD Bank offers only one no-annual-fee credit card that lets you earn accelerated cash back on dining and groceries. It also offers a generous signup bonus and a long intro APR period on balance transfers.
However, if you don’t find this card appealing, look for other credit cards to compare your options.
Frequently asked questions
Ask an Expert