Blue Sky Card from American Express review | finder.com

Blue Sky® Credit Card from American Express review

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Please note: This card has been discontinued, and it is not available on our site.

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Updated January 19th, 2019
Name Product Welcome Offer Reward Value per Dollar APR (Annual Percentage Rate) for Purchases Annual Fee
Earn 50,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $625 toward travel when you redeem through Chase Ultimate Rewards®
1x points
17.99% to 24.99% variable
$0 annual fee for the first year ($95 thereafter)
Earn 50,000 bonus points after you spend $4,000 on purchases in the first 3 months.
Earn 50,000 bonus points after spending $4,000 on purchases in the first 3 months from account opening - that's $750 toward travel when you redeem through Chase Ultimate Rewards®.
1x points
17.99% to 24.99% variable
$450
Earn 50,000 bonus points after you spend $4,000 on purchases in the first 3 months.
30,000 bonus miles after spending $1,000 in purchases on your new card in your first 3 months and a $50 statement credit after you make a Delta purchase with your new card within your first 3 months.
1x miles
17.99% to 26.99% variable
$0 annual fee for the first year ($95 thereafter)
30,000 bonus miles after you use your new card to make $1,000 on purchases within the first 3 months. Rates & Fees
75,000 Hilton Honors Bonus Points with the Hilton Honors American Express Card after you use your new card to make $1,000 in eligible purchases within the first 3 months of card membership.
3x points
17.99% to 26.99% variable
$0
Earn 75,000 Hilton Honors™ Bonus Points after you spend $1,000 in purchases on the card within your first 3 months of card membership. Rates & Fees
35,000 Membership Rewards® Points after you spend $2,000 on eligible purchases with your new card within the first 3 months.
1x points
See Rates & Fees
$250
35,000 bonus Membership Rewards® Points when you spend $2,000 in the first 3 months Rates & Fees
Enjoy 70,000 bonus miles after spending $5,000 on purchases in the first 90 days
2x miles
18.24%, 22.24% or 25.24% variable
$0 annual fee for the first year ($89 thereafter)
Enjoy 70,000 bonus miles after spending $5,000 on purchases in the first 90 days.
60,000 Membership Rewards® points after you use your new card to make $5,000 in purchases in your first 3 months.
1x points
None (Charge Card)
$550
Get 5x Membership Rewards® points on flights booked directly with airlines or with American Express Travel and 5x points on eligible hotels booked on amextravel.com. Rates & Fees
125,000 Hilton Honors Bonus Points with the Hilton Honors American Express Ascend Card after you use your new card to make $2,000 in eligible purchases within the first 3 months of card membership.
3x points
17.99% to 26.99% variable
$95
Earn 125,000 Hilton Honors™ Bonus Points after you spend $2,000 or more in purchases with your new card within the first 3 months of card membership. Rates & Fees
10,000 bonus miles after spending $500 in purchases on your new card in your first 3 months.
1x miles
17.99% to 26.99% variable
$0
Earn 10,000 bonus miles after spending $500 in purchases on your new card in your first 3 months of card membership. Rates & Fees
75,000 bonus points after you use your new card to make $3,000 in purchases within the first 3 months.
2x points
17.99% to 26.99% variable
$0 annual fee for the first year ($95 thereafter)
75,000 bonus points after you use your new card to make $3,000 in purchases within the first 3 months from account opening. Rates & Fees
1x points
16.99% variable
$195
Enjoy unique excursions, privileged access to exclusive events and insider opportunities.
1x points
16.99% variable
$495
Receive an annual $100 air travel credit toward flight-related purchases including airline tickets, baggage fees, upgrades and more.
2x points
16.99% variable
$995
Earn 2x points when redeemed for airfare through the Luxury rewards program.

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The Basics

If you’re a frequent traveler who’s looking for a simple rewards card to reflect that, American Express may have designed Blue Sky for you.

Every dollar you spend on Blue Sky accrues 1 point that can be used toward travel purchases. 7,500 points equals about $100 in credit for travel purchases.

The card also comes with the option of carrying balances for longer than a month, although you’ll pay interest on the amount you carry.

The Perks

This no-fee card is a smart choice for frequent travelers who want a simple travel rewards structure.

  • No annual fee. You’ll pay $0 each year, which can be rare for a rewards card.
  • Simple travel rewards. Get 2.7% point for every dollar spent anywhere.
  • Payment flexibility. Carry a balance with interest or pay in full each month.

You’ll also like …

  • Travel protection. The card comes with car rental loss and damage insurance, a global assist hotline and travel accident insurance.

What to watch out for

You may be able to find more generous travel perks with other cards, especially if you’re willing to pay an annual fee.

  • Limited travel rewards. Other travel cards can offer stronger rewards than 1 point per dollar.
  • High redemption minimum. You’ll need to spend $7,500 to get a mere $100 in travel credit.
  • High foreign transaction fee. For a travel card, the 2.7% on overseas use is steep.
  • It hurts to pay late. Making late or returned payments could saddle you with a penalty APR as high as 26.99%. You could also pay late and returned-payment fees as high as $38.

What should I know before I apply?

To apply for Blue Sky® Credit Card from American Express, you must be:

  • At least 18 years old.
  • A citizen or legal resident of the U.S.
  • You’ll need to submit personal and financial information that includes:
  • Your full name and personal contact information.
  • Proof of stable employment.
  • Your date of birth and Social Security number.

What credit score do I need?

You’ll have a better chance of being approved for the Blue Sky® Credit Card by American Express if you apply with a good to excellent credit score of 705 or higher.

How to apply for the card

1. Locate the Blue Sky® Credit Card on the American Express website and click Apply Now.

step1 Blue Sky® Card from American Express
2. Complete the application and click Continue.

step2 Blue Sky® Card from American Express
3. Agree to the terms by clicking Agree & Submit Application.

How long will it take to be approved?

Because conditional credit approval is automated on the website, you may get a decision on your application within 60 seconds.

I got the card — now what?

  • Making payments. Register your online account with American Express to pay your balance online.
  • Setting up automatic payments. Never miss another payment again by enrolling in autopay.
  • Avoiding interest payments. At the close of each billing cycle, you have a grace period of 25 days to pay your balance. If you do, you won’t pay interest on your purchases.
  • Avoiding fees. Late and returned payments come with hefty fees of up to $38. Balance transfers and cash advances also come with fees.
  • Customer service. According to J.D. Power, cardholders give American Express high marks in customer service. Call or email for assistance.

Bottom line

The Blue Sky® Credit Card from American Express offers users simple travel rewards and payment flexibility for no annual fee.

But if you don’t travel a lot or want more robust rewards for your hard-spent travel, you may want to look into cards that could better suit your needs.

Common questions about the Blue Sky® Credit Card

Adrienne Fuller

Adrienne Fuller leads the publishing team at finder.com. She has one goal: to deliver the accurate and transparent information she wishes she had when she made some of life's important financial decisions. When she's not helping folks save money, she's hiking with her two Catahoulas around her home in San Diego.

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