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Blue Sky® Credit Card from American Express review

Last updated:  

Please note: This card has been discontinued, and it is not available on our site.

Compare similar credit cards and find the best option for you.

How to apply for the card

  1. Locate the Blue Sky® Credit Card on the American Express website and click Apply Now.
    step1 Blue Sky® Card from American Express
  2. Complete the application and click Continue.

    step2 Blue Sky® Card from American Express

  3. Agree to the terms by clicking Agree & Submit Application.

How long will it take to be approved?

Because conditional credit approval is automated on the website, you may get a decision on your application within 60 seconds.

The Perks

This no-fee card is a smart choice for frequent travelers who want a simple travel rewards structure.

  • No annual fee. You’ll pay $0 each year, which can be rare for a rewards card.
  • Simple travel rewards. Get 2.7% point for every dollar spent anywhere.
  • Payment flexibility. Carry a balance with interest or pay in full each month.

You’ll also like …

  • Travel protection. The card comes with car rental loss and damage insurance, a global assist hotline and travel accident insurance.

What to watch out for

You may be able to find more generous travel perks with other cards, especially if you’re willing to pay an annual fee.

  • Limited travel rewards. Other travel cards can offer stronger rewards than 1 point per dollar.
  • High redemption minimum. You’ll need to spend $7,500 to get a mere $100 in travel credit.
  • High foreign transaction fee. For a travel card, the 2.7% on overseas use is steep.
  • It hurts to pay late. Making late or returned payments could saddle you with a penalty APR as high as 26.99%. You could also pay late and returned-payment fees as high as $38.

What should I know before I apply?

To apply for Blue Sky® Credit Card from American Express, you must be:

  • At least 18 years old.
  • A citizen or legal resident of the U.S.
  • You’ll need to submit personal and financial information that includes:
  • Your full name and personal contact information.
  • Proof of stable employment.
  • Your date of birth and Social Security number.

What credit score do I need?

You’ll have a better chance of being approved for the Blue Sky® Credit Card by American Express if you apply with a good to excellent credit score of 705 or higher.

I got the card — now what?

  • Making payments. Register your online account with American Express to pay your balance online.
  • Setting up automatic payments. Never miss another payment again by enrolling in autopay.
  • Avoiding interest payments. At the close of each billing cycle, you have a grace period of 25 days to pay your balance. If you do, you won’t pay interest on your purchases.
  • Avoiding fees. Late and returned payments come with hefty fees of up to $38. Balance transfers and cash advances also come with fees.
  • Customer service. According to J.D. Power, cardholders give American Express high marks in customer service. Call or email for assistance.

Compare other cards with travel rewards

Data indicated here is updated regularly
Name Product Welcome offer Rewards Annual fee Filter values
American Express® Gold Card
60,000 points after spending $4,000 in the first 3 months
3x points on directly-booked flights; 4x at restaurants; 4x at US supermarkets on up to $25,000 annually (then 1x points)
$250
Earn up to 4x points on select purchases, a bevy of travel perks, and a welcome offer worth up to $600 with this upper-mid tier travel card. Rates & fees
Chase Sapphire Preferred® Card
60,000 points after spending $4,000 in the first 3 months, a value of up to $750 through Chase Ultimate Rewards
5x points on Lyft, 2x points on travel and dining and 1x points on all other purchases
$95
Earn a signup bonus worth $750 with this popular travel card. Combine with other Chase Ultimate Rewards cards for even greater value.
The Platinum Card® from American Express
75,000 points after spending $5,000 in your first 6 months, plus 10x points at US gas stations and US supermarkets on up to $15,000 in combined purchases in the same timeframe
10x points at US gas stations and US supermarkets on up to $15,000 combined in the first 6 months, 5x points on directly-booked flights or on flights and hotels on Amex Travel. 1x points on all other purchases. Starting January 1, 2021, your 5x points on flights will be capped on up to $500,000 annually (then 1x points).
$550
One of the most valuable premium travel cards, featuring two welcome offers worth up to $4,500, multiple travel credits and unrivaled lounge access. Rates & fees
Chase Sapphire Reserve®
50,000 points after spending $4,000 in the first 3 months
10x points on Lyft rides, 3x points on dining and travel after earning your $300 travel credit and 1x points on all other purchases
$550
Get a generous $300 in annual travel credits, 3x points on travel and dining, and a 50% bonus on point redemptions with Chase's premier card.
Marriott Bonvoy Brilliant™ American Express® Card
100,000 points after spending $5,000 in the first 3 months, plus earn 25,000 after the first anniversary of card membership (offer expires 1/13/2021)
6x points at Marriott Bonvoy hotels, 3x at US restaurants and on flights booked directly with airlines and 2x for all other purchases
$450
Earn 100,000 bonus points when you spend $5,000 or more within your first 3 months, plus earn 25,000 after the first anniversary of card membership (offer expires 1/13/2021). Rates & fees
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Bottom line

The Blue Sky® Credit Card from American Express offers users simple travel rewards and payment flexibility for no annual fee.

But if you don’t travel a lot or want more robust rewards for your hard-spent travel, you may want to look into cards that could better suit your needs.

Common questions about the Blue Sky® Credit Card

Expert review

Julia Cameron

Review by


Julia Cameron is a writer and editor who has experience in finance, mergers and acquisitions, content marketing and immigration law. She has a passion for interior design and an affinity for Old Florida, where she lives with her family.

Expert review

If you’re a frequent traveler who’s looking for a simple rewards card to reflect that, American Express may have designed Blue Sky for you.

Every dollar you spend on Blue Sky accrues 1 point that can be used toward travel purchases. 7,500 points equals about $100 in credit for travel purchases.

The card also comes with the option of carrying balances for longer than a month, although you’ll pay interest on the amount you carry.

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