Compare platinum business cards | finder.com
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Compare platinum business cards

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You’ll typically pay for these high-tiered cards, but they often have premium benefits.

If you want the best perks, a platinum business card might be right for you. This type of product typically comes with a high annual fee but expansive features.

Our pick for a platinum business card

The Business Platinum® Card from American Express

  • Welcome offer: Earn up to 75,000 Membership Rewards® points.
  • Earn 50,000 Membership Rewards® points after you spend $10,000 and an extra 25,000 points after you spend an additional $10,000 all on qualifying purchases within your first 3 months of card membership.
  • Get 5x Membership Rewards® points on flights and prepaid hotels on amextravel.com.
  • Get 50% more Membership Rewards® points. That's 1.5 points per dollar, on each eligible purchase of $5,000 or more.
  • You can get up to 1 million additional points per year.
  • 35% airline bonus: Use Membership Rewards® Pay with Points for all or part of a flight with your selected qualifying airline, and you can get 35% of the points back, up to 500,000 bonus points per calendar year.
  • Enroll to get up to $200 in statement credits annually by getting up to $100 semi-annually for U.S. purchases with Dell. Terms apply.
  • Get one year of Platinum Global Access from WeWork. With this membership, you can access 300+ premium, inspiring workspaces in 75+ cities. To get this exclusive offer, enroll between 2/15/2019 and 12/31/2019.
  • Terms apply
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Compare platinum business credit cards

Name Product Filter values Rewards Purchase APR Annual Fee
5x points on flights and prepaid hotels through Amex Travel, 1.5x points if you spend $5,000 on a single eligible purchase on up to 1 million additional points per year and 1x points on all other purchases
None (Charge Card)
$595
Earn 50,000 points after spending $10,000 and an extra 25,000 points after spending an additional $10,000 on purchases in the first 3 months from account opening.
N/A
12.24% to 20.24% variable
$0
Enjoy a market-leading 0% intro APR on purchases and balance transfers for the first 20 billing cycles, reverting to a variable 12.24% to 20.24% APR.
2x miles on gas and select categories, 2x miles on American Airlines purchases and 1x miles on all other purchases
17.99% to 25.99% variable
$0 intro annual fee for the first year ($99 thereafter)
70,000 AAdvantage® miles after making $4,000 in purchases in first 4 months of account opening.
N/A
11.49% to 22.49% variable
$0
0% intro APR on purchases for the first 7 billing cycles from account opening. No annual fee.
You have the flexibility to earn either 1.5% cash back or 1 points for every dollar spent, with no limits or spending categories.
13.49% to 23.49% variable
$0
Get a one-time $500 cash back bonus when you enroll in the cash back rewards program and spend $3,000 in the first 3 months.

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How to compare platinum business cards

There’s no such thing as a perfect card. Rather, there’s a card that works well specifically for your business. While comparing platinum business cards, consider these factors.

  • Annual fee. Considering how much you’ll pay for a card is a good starting. A platinum card at a high price, for example, The Business Platinum® Card from American Express comes with a $595 annual fee (see Rates & Fees ).
  • Rewards. Think about how the rewards weight against the annual fee. If your business benefits from the card’s rewards, and can make the annual fee worth it, it could be a card to consider.
  • Benefits. Premium benefits might include special hotel perks, fee credits and airport lounge access. Even if a platinum business card won’t bring you many rewards, you might still get it for its benefits.
  • Signup offer. Platinum business credit cards often come with lucrative signup bonuses or welcome offers. Before applying for one, consider whether you can reach its signup bonus spending requirement. You get one chance to fulfill the requirement — if you don’t meet it by the deadline, you won’t get another shot.

Bottom line

Consider a platinum business card if you want top-of-the-line benefits. It won’t be cheap, but you could enjoy perks like travel benefits or cash back you won’t find anywhere else.

If you’re not sure if a platinum business credit card is right for you, compare other business credit cards.

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