Compare the best platinum business cards |
businessman paying hotel with platinum business credit card

Compare the best platinum business cards – February 2019

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You’ll typically pay for these high-tiered cards, but they often have premium benefits.

If you want the best perks, a platinum business card might be right for you. This type of product typically comes with a high annual fee but expansive features.

Compare platinum business credit cards

Name Product Filter values Annual Fee APR for Purchases (Purchase Rate) Intro APR for Balance Transfer
$0 annual fee for the first year ($99 thereafter)
17.99% to 25.99% variable


70,000 AAdvantage® miles after making $4,000 in purchases in first 4 months of account opening
None (Charge Card)


Earn 50,000 points after spending $10,000 in the first 3 months. Plus earn 25,000 bonus points after spending an additional $10,000 in the same timeframe.
11.49% to 22.49% variable


0% intro APR on purchases for the first 7 billing cycles from account opening. No annual fee.
13.49% to 23.49% variable
0% for the first 9 months (then 13.49% to 23.49% variable)
Get a one-time $500 cash back bonus when you enroll in the cash back rewards program and spend $3,000 in the first 3 months.
12.24% to 20.24% variable
0% for the first 12 billing cycles (then 12.24% to 20.24% variable)
Cover your business needs with a 0% intro APR on purchases and balance transfers for the first 12 billing cycles, reverting to a variable APR.

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How to compare platinum business cards

There’s no such thing as a perfect card. Rather, there’s a card that works well specifically for your business. While comparing platinum business cards, consider these factors.

  • Annual fee. Considering how much you’ll pay for a card is a good starting. A platinum card at a high price, for example, the Business Platinum Card® from American Express comes with a $595 annual fee.
  • Rewards. Think about how the rewards weight against the annual fee. If your business benefits from the card’s rewards, and can make the annual fee worth it, it could be a card to consider.
  • Benefits. Premium benefits might include special hotel perks, fee credits and airport lounge access. Even if a platinum business card won’t bring you many rewards, you might still get it for its benefits.
  • Signup offer. Platinum business credit cards often come with lucrative signup bonuses or welcome offers. Before applying for one, consider whether you can reach its signup bonus spending requirement. You get one chance to fulfill the requirement — if you don’t meet it by the deadline, you won’t get another shot.

Our pick for a business credit card

Ink Business Preferred℠ Credit Card

  • Earn 80,000 bonus points after you spend $5,000 on purchases in the first 3 months from account opening. That's $1,000 toward travel when you redeem through Chase Ultimate Rewards®
  • Earn 3 points per $1 on the first $150,000 spent on travel and select business categories each account anniversary year
  • Earn 1 point per $1 on all other purchases - with no limit to the amount you can earn
  • Points are worth 25% more when you redeem for travel through Chase Ultimate Rewards
  • Redeem points for travel, cash back, gift cards and more - your points don't expire as long as your account is open
  • No foreign transaction fees
  • Employee cards at no additional cost
  • $95 annual fee
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Bottom line

Consider a platinum business card if you want top-of-the-line benefits. It won’t be cheap, but you could enjoy perks like travel benefits or cash back you won’t find anywhere else.

If you’re not sure if a platinum business credit card is right for you, compare other business credit cards.

Frequently asked questions

Kevin Joey Chen

Kevin Chen is a world-travelin', copy-writin', Game of Thrones-watchin' credit cards writer for When he's not crunching the numbers on bonus points and comparing APRs, you can find him flying around the world in search of the perfect beer.

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