Compare platinum business cards

You’ll typically pay for these high-tiered cards, but they often have premium benefits.

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If you want premium perks, a platinum business card might be right for you. This type of product typically comes with a high annual fee but expansive features.

Our pick for a platinum business card

The Business Platinum® Card from American Express

  • Welcome Offer: Earn up to 100,000 Membership Rewards® points.
  • Earn 50,000 Membership Rewards® points after you spend $10,000 and an extra 50,000 points after you spend an additional $15,000 all on qualifying purchases within your first 3 months of card membership.
  • Get 5x Membership Rewards® points on flights and prepaid hotels on
  • Get 50% more Membership Rewards® points. That's 1.5 points per dollar, on each eligible purchase of $5,000 or more. You can get up to 1 million additional points per year.
  • 35% Airline Bonus: Use Membership Rewards® Pay with Points for all or part of a flight with your selected qualifying airline, and you can get 35% of the points back, up to 500,000 bonus points per calendar year.
  • Enroll to get up to $200 in statement credits annually by getting up to $100 semi-annually for U.S. purchases with Dell. Terms apply.
  • Terms apply
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See Rates & Fees

Compare platinum business credit cards

Name Product Filter values Rewards Purchase APR Annual fee
5x points on flights and prepaid hotels through Amex Travel, 1.5x points if you spend $5,000 on a single eligible purchase on up to 1 million additional points per year and 1x points on all other purchases
Earn 50,000 points after spending $10,000 and an extra 50,000 points after spending an additional $15,000 on purchases in the first 3 months from account opening. Rates & fees
0% intro for the first 12 billing cycles (then 11.99% to 19.99% variable)
Enjoy a 0% intro APR on purchases and balance transfers for the first 12 billing cycles, reverting to a variable 11.99% to 19.99% APR. Rates & Fees
2x miles on American Airlines, gas and select business categories and 1x miles on all other purchases
17.24% to 17.24% variable
$0 intro annual fee for the first year ($99 thereafter)
70,000 AAdvantage® miles after making $4,000 in purchases in first 4 months of account opening.
0% intro for the first 7 billing cycles (then 11.99% to 22.99% variable)
Earn $300 after spending $3,000 in the first 90 days.
Choose 1.5% cash back or 1x points on all purchases
0% intro for the first 9 months (then 12.99% to 22.99% variable)
Get a one-time $500 cash back bonus when you enroll in the cash back rewards program and spend $3,000 in the first 3 months

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How to compare platinum business cards

There’s no such thing as a perfect card. Rather, there’s a card that works well specifically for your business. While comparing platinum business cards, consider these factors.

  • Annual fee. Considering how much you’ll pay for a card is a good starting. A platinum card at a high price, for example, The Business Platinum® Card from American Express comes with a $595 annual fee (see rates & fees).
  • Rewards. Think about how the rewards weight against the annual fee. If your business benefits from the card’s rewards, and can make the annual fee worth it, it could be a card to consider.
  • Benefits. Premium benefits might include special hotel perks, fee credits and airport lounge access. Even if a platinum business card won’t bring you many rewards, you might still get it for its benefits.
  • Signup offer. Platinum business credit cards often come with lucrative signup bonuses or welcome offers. Before applying for one, consider whether you can reach its signup bonus spending requirement. You get one chance to fulfill the requirement — if you don’t meet it by the deadline, you won’t get another shot.

Bottom line

Consider a platinum business card if you want top-of-the-line benefits. It won’t be cheap, but you could enjoy perks like travel benefits or cash back you won’t find anywhere else.

If you’re not sure if a platinum business credit card is right for you, you might want to consider a luxury business card or compare other business credit cards.

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