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$25
Welcome offer
Up to 3%
Cash back
$0
Annual fee
16.49% for account type 1, or 21.49% for account type 2 or 26.49% for account type 3
Purchase APR (variable)
Product Name | Marvel Mastercard® |
---|---|
Card type | Mastercard |
Annual fee | $0 |
Purchase APR | 16.49% for account type 1, or 21.49% for account type 2 or 26.49% for account type 3 variable |
Balance transfer APR | N/A |
Cash advance rate | 29.99% fixed |
Cash advance fee | $10 or 5% of the cash advance amount, whichever is greater |
Cash advance fee description | Either $10 or 5% of the amount of each cash advance, whichever is greater. |
Foreign transaction fee | 3% of the transaction value |
Interest free period | Up to 23 days |
Late payment fee | Up to $37 |
Late payment fee conditions | Up to $37. |
Rates & fees | rates & fees |
Review by
Kliment Dukovski is a credit cards writer. He's written over 600 articles to help readers find and compare the best credit cards. Kliment has also written on money transfers, home loans and more. Previously, he ghostwrote guides and articles on foreign exchange, stock market trading and cryptocurrencies.
If you’re a fan of the Marvel Universe, the Marvel Mastercard® may be fun to have in your wallet. You’ll get to choose your card design — whether it be Captain America’s shield or a superhero like Iron Man or Black Panther — and you’ll get solid discounts and cash back on your Marvel purchases.
In addition, you’ll get high cash back on dining and entertainment — including games and software, movie tickets, concert and theater tickets, amusement park purchases, digital entertainment and more. And you won’t pay an annual fee to own the card.
You may get an instant decision. In some cases, it could take up to 10 days to get a decision.
Once approved, you’ll get your card and any welcome materials within seven to 10 business days.
Where you spend: | The amount you spend: | Cash back earned: |
---|---|---|
Dining | $2,000 | $60 |
Select entertainment | $2,000 | $60 |
Marvel.com and Marvel booths | $1,500 | $45 |
Everything else | $7,000 | $70 |
Total | $12,500 | $235 |
If your annual spending looks similar to the example above, you would earn $235 in cash back for per year. Add the $25 bonus and you would earn $260 the first year.
You must be at least 18 years old and a US citizen to apply for this card. You also need to provide:
In your application, you can choose one of six available designs for your new card. You can also add an authorized user, or purchase optional card security offered by Synchrony Bank.
Apply with a good to excellent credit score of 670 or higher to increase your chances of approval.
Comic fans love the card, especially the discounts they get on Marvel purchases and the cashback rates on dining. The only thing some of the users didn’t like was the low credit line they received, but this wasn’t the case with everyone.
As of October 2020, Synchrony Bank, the issuer of the Marvel Mastercard®, is rated A+ by the Better Business Bureau and it’s been accredited since 2006.
Your cashback rewards will be automatically issued as a statement credit to your account within two billing cycles of earning it.
To get the reward, your account must be in good standing or your cash back will be delayed. If you close your account before you get the statement credit, you’ll lose your rewards.
Marvel fans who love to have their superheroes on their cards, will certainly enjoy this card. Not only will you get discounts and cash back on Marvel purchases, but you’ll get cash back on dining and entertainment as well. And the great thing is — you won’t pay an annual fee.
However, if you need more time to make up your mind, make sure you check out other credit cards to compare your options until you can find the best card for your needs.