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Luxury Card Mastercard® Black Card™
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The Platinum Card® from American Express
|
|---|---|
| Not rated yet |
★★★★★ 4.4 / 5.0 |
|
|
| None | 60,000 points after spending $5,000 in your first 3 months |
|
1x points on all purchases with 2% point value when you redeem for airfare and 1.5% for cash back |
5x points on flights booked directly or flights and hotels booked through American Express Travel. 1x points on all other purchases |
|
17.24% variable |
None (Charge Card) |
| $495 | $550 |
|
APR: 0% intro APR for 15 billing cycles, then 17.24% variable Fee: $5 or 3% of the transaction, whichever is greater |
Not a feature of a charge card |
|
APR: 27.49% to 0% variable Fee: $10 or 5% of the transaction, whichever is greater |
Not a feature of a charge card |
| Up to $37 | Up to $38 |
| $195 | $175 |
| 23 days | None |
| $0.50 | $0 |
| 700 | 680 |
| Credit | Charge |
| Rates & Fees | Rates & Fees |
Luxury Card Mastercard® Black Card™ vs The Platinum Card® from American Express
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Megan Horner
As the assistant publisher of credit cards at finder.com, Megan is passionate about helping you compare and find the best credit cards for your situation, whether that is earning great rewards or improving your credit score. In her previous position, Megan worked as an assigning editor at Credit Karma, where she focused on editing and publishing educational articles on credit cards. Megan started her career as a writer at a comparison website, so she has a longstanding background in surfacing the best deals and helping people make decisions. In her spare time, Megan likes to hike, camp, surf, and read.
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