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Is there a Chase Sapphire business card?

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Explore Chase business cards that have travel perks and benefits similar to the Sapphire products.

The Chase Sapphire cards are among the best personal credit cards when it comes to earning travel rewards. You get to earn points on dining and travel purchases, and you can convert them to miles and points of partner airlines and hotels at a 1:1 ratio. But the best part is that you get between 25% and 50% higher point value when you redeem your rewards through the Chase Ultimate Rewards® program.

Is there a Chase Sapphire business card?

There is no Chase Sapphire business card in the direct sense, but there are similar cards with travel perks and benefits called the Ink cards.

Let’s say you want to earn unlimited 1.5x points on everything you buy for your business, then the no-annual-fee Ink Business Unlimited℠ Credit Card would be the right pick. But if you mostly spend on office supplies up to $25,000 per year and on gas and dining up to the same amount, the Ink Business Cash℠ Credit Card would be the way to go.

However, if you travel often and you want to get the highest value out of your business card, the Ink Business Preferred℠ Credit Card may be the right choice.

Benefits of the Ink Business Preferred℠ Credit Card for small businesses

  • Signup bonus. Get 80,000 bonus points when you spend $5,000 in the first 3 months of card membership. That’s up to $1,000 worth of travel rewards when you redeem them through the Chase Ultimate Rewards® program. This is 30,000 more bonus points than the Sapphire cards — or $375 more in travel rewards value.
  • Earn points. With every dollar spent on travel; shipping; Internet, cable and phone services; and advertising with social media sites and search engines, you’ll earn 3x points on up to $150,000 per year in combined purchases. After that, and for everything else, you’ll earn 1x points.
  • Free employee cards. Get free cards for your employees and earn more points with every dollar they spend.
  • Transfer points. One of the main benefits you get with this card is the ability to transfer points with partner airlines and hotels at a 1:1 ratio.

Downfalls of the Ink Business Preferred℠ Credit Card for small businesses

Unlike the Chase Sapphire cards, the Ink Business Preferred℠ Credit Card doesn’t offer a points boost on dining. And if your financial history isn’t up to par, you’ll get a minimum credit line of $5,000 — whereas the minimum credit line you can get for the Chase Sapphire Reserve® is $10,000.

Another point where the Sapphire cards excel is the amount of money you get for trip cancellation and interruption due to sickness, weather conditions and other situations covered by your card agreement. With the Ink cards you can be reimbursed up to $5,000, and for the Sapphire cards up to $10,000. The amount covers your prepaid non-refundable travel expenses, such as passenger fares, tours and hotels.

Compare top Chase business credit cards

Consider a business card from another brand

SimplyCash® Plus Business Credit Card from American Express

  • Special offer: save on interest with a 0% intro APR on purchases for 15 months; after that your APR will be a variable rate, currently 14.49% - 21.49%
  • No annual fee
  • Reinvest in your business with automatic cash back in the form of a monthly statement credit. Plus take control by choosing the 3% category that best fits your business
  • Earn 5% cash back on the first $50,000 spent at wireless telephone services purchased directly from U.S. service providers and U.S. office supply stores.
  • Earn 3% cash back on the first $50,000 spent in the category of your choice from a list of eight and 1% cash back on other purchases
  • With Expanded Buying Power you can spend beyond your credit limit* to make bigger purchases for your business plus earn cash back on those purchases too
  • *The amount you can spend above your credit limit is not unlimited. It adjusts with your use of the card, your payment history, credit record, financial resources known to us, and other factors
  • Terms apply
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Compare business credit cards

Updated June 16th, 2019
Name Product Rewards Purchase APR Annual Fee
N/A
0% for the first 20 billing cycles (then 12.24% to 20.24% variable)
$0
Enjoy a market-leading 0% intro APR on purchases and balance transfers for the first 20 billing cycles, reverting to a variable 12.24% to 20.24% APR. Rates & Fees
5% back at US office supply stores and on US wireless telephone services on up to $50,000 annually (then 1%). 3% on a chosen category on up to $50,000 annually, then 1% after and on everything else
0% for the first 15 months (then 14.49% to 21.49% variable)
$0
Save on interest with a 0% intro APR on purchases for 15 months. After that your APR will be variable. Rates & fees
2x points on everyday business purchases on up to $50,000 annually, then 1x points
0% for the first 12 months (then 15.49% to 21.49% variable)
$0
Earn 2x Membership Rewards® points on everyday business purchases on up to $50,000 with no category restrictions. Rates & fees
12x points at Hilton, 6x points on select business and travel and 3x points on all other purchases
17.99% to 26.99% variable
$95
Earn 125,000 Hilton Honors Bonus Points after you spend $3,000 in eligible purchases within the first 3 months of card membership. Rates & fees
2x miles on Delta purchases and 1x miles on all other purchases
0% for the first 6 months (then 17.99% to 26.99% variable)
$0 intro annual fee for the first year ($95 thereafter)
Earn 70,000 bonus miles after you make $4,000 in purchases on your new card within your first 3 months. Plus earn $50 after you make your first Delta purchase in the same timeframe. Rates & fees
4x points on two categories on up to $150,000 combined annually, then 1x points after that and on all other purchases
16.49% to 24.49% variable
$295
Earn 35,000 Membership Rewards® points after you spend $5,000 on eligible purchases with the Business Gold Card within the first 3 months of card membership. Rates & fees
5x points on flights and prepaid hotels through Amex Travel, 1.5x points if you spend $5,000 on a single eligible purchase on up to 1 million additional points per year and 1x points on all other purchases
N/A
$595
Earn 50,000 points after spending $10,000 and an extra 25,000 points after spending an additional $10,000 on purchases in the first 3 months from account opening. Rates & fees
2x points on purchases through Amex Travel and x points on all other purchases
N/A
$0 intro annual fee for the first year ($95 thereafter)
Earn 5,000 Membership Rewards® points after your first purchase on the card within the first year of card membership. Rates & fees
1.5% discount when you pay early
N/A
$0 intro annual fee for the first year ($250 thereafter)
Get a 1.5% discount when you pay early, with no cap on what you can earn back. Rates & fees
6x points at Marriott Bonvoy, 4x points at US restaurants, US gas stations and on US wireless telephone and shipping services, 2x points on all other purchases
17.99% to 26.99% variable
$125
Earn 75,000 bonus points after you use your new card to make $3,000 in purchases within the first 3 months of card membership. Rates & fees
2x miles on direct Delta purchases and 1x miles on all other purchases
0% for the first 6 months (then 17.99% to 26.99% variable)
$450
Earn 80,000 bonus miles and 5,000 Medallion Qualification Miles (MQMs) after you spend $6,000 in purchases on your new card in your first 3 months. Rates & fees
2x miles on direct Delta purchases and 1x miles on all other purchases
0% for the first 6 months (then 17.99% to 26.99% variable)
$195
"Earn 5,000 Medallion Qualification Miles (MQMs) plus 80,000 bonus miles after spending $6,000 in the first 3 months. In addition, earn a $100 statement credit after you make a Delta purchase with your new Card within your first 3 months. Rates & fees"
7x points on rideshares, 4x on Brex Travel, 3x at restaurants, 2x on software subscriptions and 1x points on all other purchases
N/A
$0
The first corporate card for startups. No personal liability or security deposit needed, meaning your personal credit score won't be affected.
N/A
N/A
$0
60-day interest-free financing for e-commerce businesses.
3x on travel, shipping, Internet, cable, phone and online ads up to $150,000 combined annually; then 1x after and on all other purchases
18.24% to 23.24% variable
$95
80,000 bonus points after you spend $5,000 on purchases in the first 3 months after account opening. That's $1,000 toward travel rewards when you redeem through Chase Ultimate Rewards®
5% on office supplies, Internet, cable and phone up to $25,000 combined annually; 2% on gas and dining up to $25,000 combined annually; 1% on all other purchases
0% for the first 12 months (then 15.49% to 21.49% variable)
$0
$500 bonus cash back after you spend $3,000 in the first 3 months

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Compare Chase Ink business cards

Bottom line

You don’t have to be torn between a Sapphire card and an Ink business card. With the Chase Ultimate Rewards® program, you can combine the points you earn with your personal and business cards and redeem them for travel rewards for the highest value.

The only drawback of the Ink Business Preferred℠ Credit Card is that you won’t earn any points on dining. But that may not be too big of a big deal when you take into consideration that you get to earn a decent number of points on specific business purchases. Plus, you can always consider getting a personal Chase Sapphire card to compensate for that.

If you still aren’t sure which one to pick, check out our comprehensive guide to business credit cards to help you choose the right one.
Compare Ink Business Preferred℠ Credit Card and Ink Business Cash℠ Credit Card

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