Finder is committed to editorial independence. While we receive compensation when you click links to partners, they do not influence our opinions or reviews. Learn how we make money.
How to use American Express points on Amazon
Pay for your Amazon.com purchases with your earned points.
Amazon.com is one of the biggest online marketplaces in the world, offering everything from entertainment and technology to housewares, sports gear and groceries. You can even link your Membership Rewards account with your Amazon account to Pay with Points.
How to earn American Express Membership Rewards points for shopping at Amazon
Earning Membership Rewards points for your Amazon purchases is easy. Every time you pay with select American Express credit cards, you automatically earn points for every dollar spent according to your card’s earn rate.
Depending on the card you choose, you can earn accelerated miles on dining at restaurants worldwide, on purchases made at US supermarkets and US gas stations, on flights purchased directly with the airlines or on prepaid hotels booked on amextravel.com.
Follow these steps to earn American Express reward points for your Amazon shopping:
- Log in to your Amazon.com account.
- Enter your American Express credit card details.
- Browse items.
- Select the items you wish to buy and follow the prompts to the checkout.
- Finalize the order.
How to redeem American Express rewards points for Amazon shopping
Before you redeem your points for Amazon purchases, you must log in to your Amazon.com account and link your membership rewards credit card account if you haven’t already. After that:
- Browse Amazon.com and select the items you wish to purchase.
- Proceed to checkout.
- Select membership rewards points as your payment method.
Note: You don’t have to use all your points or pay the purchase entirely with points. You can split the bill and pay part with money, part with points.
Key factors to consider
Before shopping on Amazon with your Amex card, consider these details:
- Shipping fees.
Without an Amazon Prime membership, you could pay hefty fees on shipping, depending on your item and its weight and size.
- Processing times.
It can take several working days for your order to be processed. This also factors into delivery time if you need your purchase urgently.
- Interest charges.
If you’re carrying an outstanding balance on your Amex card, interest will begin accruing from the day of your purchase. This can further contribute to costs outweighing the possible benefits of paying with your card.
Compare American Express Membership Rewards cards
Earning rewards points and spending them is a large and fun part of having an American Express credit card with Membership Rewards. To find the right card for your Amazon.com purchases, make sure you compare American Express rewards cards.
You might also be interested in:
Ask an Expert