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How to use American Express points on Amazon

Pay for your purchases with your earned points.


Fact checked is one of the biggest online marketplaces in the world, offering everything from entertainment and technology to housewares, sports gear and groceries. You can even link your Membership Rewards account with your Amazon account to Pay with Points.

How to earn American Express Membership Rewards points for shopping at Amazon

Earning Membership Rewards points for your Amazon purchases is easy. Every time you pay with select American Express credit cards, you automatically earn points for every dollar spent according to your card’s earn rate.

Depending on the card you choose, you can earn accelerated miles on dining at restaurants worldwide, on purchases made at US supermarkets and US gas stations, on flights purchased directly with the airlines or on prepaid hotels booked on

Follow these steps to earn American Express reward points for your Amazon shopping:

  1. Log in to your account.
  2. Enter your American Express credit card details.
  3. Browse items.
  4. Select the items you wish to buy and follow the prompts to the checkout.
  5. Finalize the order.

How to redeem American Express rewards points for Amazon shopping

Before you redeem your points for Amazon purchases, you must log in to your account and link your membership rewards credit card account if you haven’t already. After that:

  1. Browse and select the items you wish to purchase.
  2. Proceed to checkout.
  3. Select membership rewards points as your payment method.

Note: You don’t have to use all your points or pay the purchase entirely with points. You can split the bill and pay part with money, part with points.

Key factors to consider

Before shopping on Amazon with your Amex card, consider these details:

  • Shipping fees.
    Without an Amazon Prime membership, you could pay hefty fees on shipping, depending on your item and its weight and size.
  • Processing times.
    It can take several working days for your order to be processed. This also factors into delivery time if you need your purchase urgently.
  • Interest charges.
    If you’re carrying an outstanding balance on your Amex card, interest will begin accruing from the day of your purchase. This can further contribute to costs outweighing the possible benefits of paying with your card.

Compare American Express Membership Rewards cards

Name Product Welcome offer Rewards Annual fee Filter values
American Express® Gold Card
35,000 points after spending $4,000 in the first 3 months
3x points on directly-booked flights; 4x at restaurants; 4x at US supermarkets on up to $25,000 annually (then 1x points)
Earn up to 4x points on select purchases, a bevy of travel perks, and a welcome offer worth up to $350 with this upper-mid tier travel card. Rates & fees
American Express® Green Card
30,000 points after spending $2,000 in the first 3 months
3x Membership Rewards® points on all eligible travel, 3x points at restaurants and 1x points on all other purchases
Earn 3x Membership Rewards® points on all eligible travel, 3x points at restaurants and 1x points on all other purchases. Rates & fees
The Platinum Card® from American Express
60,000 points after spending $5,000 in your first 3 months
5x points on directly-booked flights or on flights and hotels on Amex Travel. 1x points on all other purchases
One of the most valuable premium travel cards, featuring a welcome offer worth up to $1,200, multiple travel credits and unrivaled lounge access. Rates & fees
The Blue Business® Plus Credit Card from American Express
Up to $300 in statement credits: $100 each at Dell Technologies, DocuSign or FedEx in the first 3 months
2x points on everyday business purchases on up to $50,000 annually, then 1x points
Earn 2x Membership Rewards® points on everyday business purchases on up to $50,000 with no category restrictions. Rates & fees
American Express® Business Gold Card
35,000 points after spending $5,000 in the first 3 months
4x points on two categories on up to $150,000 combined annually, then 1x points after that and on all other purchases
Earn 35,000 points after spending $5,000 in the first 3 months from account opening. Rates & fees

Compare up to 4 providers

Bottom line

Earning rewards points and spending them is a large and fun part of having an American Express credit card with Membership Rewards. To find the right card for your purchases, make sure you compare American Express rewards cards.

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