Compare custom credit cards

Many credit card companies allow you to personalize the design of your credit card to your liking. Not all providers offer this feature, and in some cases only certain cards are eligible. Here’s a rundown of which providers offer custom credit cards and how to create your own credit card designs.

Which banks offer custom credit cards?

As of February 2021, here are the major banks that allow some level of personalization:

Compare custom credit cards

These credit cards allow you to choose from a variety of card designs during the application process. The American Express® Gold Card currently offers a rose gold option that’s popular for its unique look.

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Name	Product	Filter values	Rewards	Purchase APR	Annual fee
American Express® Gold Card			4x at restaurants including delivery and Uber Eats; 4x at US supermarkets on up to $25,000 annually (then 1x points) and 3x points on directly-booked flights	See Pay Over Time APR	$250	Apply now View details	Earn up to 4x points on select purchases, a bevy of travel perks, and a welcome offer worth up to $600 with this upper-mid tier travel card. Terms apply, see rates & fees	Compare	loading Fetching your data...
Merrick Bank Double Your Line® Secured Visa® Credit Card			N/A	17.45% variable	$36	Apply now View details	Double your credit line to $400 after making at least your minimum payment on time each month for the first 7 months.	Compare	loading Fetching your data...
Merrick Bank Secured Visa® from Merrick Bank			N/A	17.45% variable	$36	Apply now View details	Build or rebuild your credit with a secured credit card.	Compare	loading Fetching your data...

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Personalized credit card alternatives

If you can’t personalize your credit card of choice, prepaid cards are another option for expressing yourself at the checkout counter. These make for great gifts or a safer alternative to credit if you want to teach your kid to manage their finances.

There are also credit card conversion services available that can turn your existing credit card into a sleek, metallic design. Check out our metal card conversion article for a full rundown of how this service works.

How to create a custom credit card

Below are the steps to personalize your credit card.

1. Access your creditor’s card design site

Most banks allow you to personalize your credit card design from the comfort of your own home through a specific card design page. To access these pages, you’ll typically need to first sign into your card account.

2. Pick your card account and choose a design

The level of customization you’re allowed for your credit card will vary depending on your bank. For example, Discover card designs are preselected so you’ll only have so many designs available depending on the card. Others, such as Chase, only provide this service for specific credit cards. In this case, the Disney® Visa® Card.

Others, such as Wells Fargo, allow for complete customization, including photos or other images of your own design. For those, you’ll be asked to upload the image and format the area you wish to show up on your credit card.

Custom credit card design restrictions

There are restrictions on the lengths your designs can go to. For example, you may not use another credit card provider’s logo. You are also not allowed to misrepresent your card in any way, meaning that you may not imply that it is a platinum or gold card when it isn’t. Other restrictions may include:

• Third-party trademarks or copyrighted images
• Telephone numbers, URLs, addresses and other personal information
• Violent or offensive images
• Political or religious imagery or text
• Photos featuring numbers or other images that may confuse or mislead the nature of the card

3. Finalize your design and wait

Once you’ve completed your design, simply make your final confirmation and wait. Once you receive your confirmation email, you can expect to receive your card within five to 12 calendar days.

History of older credit card designs

Earlier credit cards were made up of one or two colors and your credit card number — lacking any distinguishable design. After a little while, banks came to realize the importance of visual branding and began to drive more efforts into making their card designs recognizable. Banks started to use the logo, color, advertising characters and endorsements to increase their brand’s exposure.

Bottom line

Creating a custom credit card is easier than ever, so check with your bank to see what design options are available. And if you’re looking for a new card, compare credit cards to find one that best suits your needs.

Frequently asked questions

• If I request a new card design will my account number stay the same?

  Yes. All aspects of your card, including the account number, will remain the same. However, in some cases your new card may have a new expiration date.

• What should I do with my old card after ordering a new design?

  Your old credit card will remain usable as per usual until the stated expiration date. If you wish to cancel that card, you can call your bank to do so.

• Can I personalize a business credit card?

  Yes. Many credit card issuers allow you to personalize your business credit card in addition to personal cards.