Flexshopper review February 2019: lease-to-own today | finder.com
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Shop and lease-to-own the products you want with FlexShopper | February 2019 review

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Break down the purchase price of electronics, furniture, appliances and more with affordable payments.

Similar to your local rent-a-center, FlexShopper is an online service that allows you to lease a range of items that tend to be on the pricier side — like TVs, computers, refrigerators, mattresses, lawn mowers and more. With FlexShopper, you can own them later without having to pay for them up front all at once.

Even if FlexShopper doesn’t offer the item you’re looking for, its personal shoppers can help you find it — and potentially offer a great rent-to-own deal.

February 2019 FlexShopper offers & promo codes

FlexShopper FlexShopper

Bad credit? No problem.

Shop your favorite products with low weekly payments.

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Popular FlexShopper coupon codes

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30 Mar 2018 Bad credit? No problem. ********
How do I use my FlexShopper promo code?

What can I buy at FlexShopper?

  • Electronics. Find your favorite brands and systems from Apple, Android, Microsoft, HP, Xbox, Playstation and more.
  • Furniture. From sofas to patio sets to infant gear, you’re sure to find what you need.
  • Appliances. Browse hundreds of washers, dryers, refrigerators, air-conditioning units and vacuums.
  • Health, fitness and sports equipment. Get the home gym equipment you’ve always dreamed of.
  • Home and garden. Snag a new lawn mower, grill or home security system.
  • Wheels and tires. Need new tires? Take a look at the selection of name brands.

Shipping, payment and returns

Shipping and delivery

FlexShopper offers free delivery on large-ticket items that include major appliances, furniture, treadmills and home gyms, and you may pay more for extensive labor or installation. Shipping speeds vary by your location and the contents of your order.

Payment

FlexShopper defaults to weekly payments due every Friday. But you can switch to biweekly or monthly payments by providing a debit or credit card and a pay stub showing that you receive biweekly or monthly paychecks. Simply call FlexShopper at 855-353-9289 with your debit or credit card handy and email your pay stub to billing@flexshopper.com.

Returns

During your initial one-year lease period, you’re not able to return any of your items. However, once you’ve made all of your payments, effectively ending your lease, you will have the option to return your items if they are in good condition.

Pros and cons

Pros

  • Buy now, pay later. If you don’t have the funds to buy the items you want, you can pay over the course of a year to eventually own them.
  • Bad credit isn’t an issue. Although not everyone is automatically approved, FlexShopper works to help out even those with poor credit.
  • Flexible repayments. Choose to pay for your items weekly, twice a month or monthly.

Cons

  • More expensive in the long run. Because you’re making smaller payments for your items over time, you will pay more than an outright purchase. It’s how FlexShopper makes its money — by providing an affordable alternative when you don’t have immediate cash.

What sets FlexShopper apart?

As the largest online rent-to-own company out there, FlexShopper gives consumers the unique opportunity to affordably lease or purchase items that might otherwise be too expensive to buy. Unlike others in the rent-a-center realm, FlexShopper is highly trusted online, with many users offering word of mouth to their friends.

Bottom line

If you’re in the market for a new appliance, computer, TV, lounge chair or other high-cost item but can’t buy it outright, FlexShopper is definitely worth a browse.

Common questions about FlexShopper

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30 Responses

  1. Default Gravatar
    WilliamFebruary 11, 2019

    Does Flexshopper ship the item to the store if you want to do in store pick up or is the item already at the store for pick up

    • finder Customer Care
      johnbasanesFebruary 12, 2019Staff

      Hi William,

      Thank you for reaching out to finder.

      Since Flexshopper is an online company, orders requested by customers will come from their warehouse for delivery to your doorstep. They do not have physical stores where you would be able to do a store pick-up. Hope this helps!

      Cheers,
      Reggie

  2. Default Gravatar
    AngelJanuary 30, 2019

    Why my flex shopper available spend is 00? Explain better to please ?

    • finder Customer Care
      ValJanuary 30, 2019Staff

      Hi Angel,

      Thank you for leaving a question.

      FlexShopper offers spending limits up to $2,500, although the amount you’re offered will depend on your credit history. We may recommend you to contact them directly to get more information about this.

      Regards,
      Val

  3. Default Gravatar
    OlaJanuary 7, 2019

    I’m from Canada. Can I also make use of FlexShopper?

    • finder Customer Care
      JhezelynJanuary 8, 2019Staff

      Hello Ola,

      Thank you for your comment.

      As long as you meet the eligibility criteria and requirements set by FlexShopper, you can use them. Please note that FlexShopper isn’t available to use in Canada as of yet.

      Should you wish to have real-time answers to your questions, try our chat box on the lower right corner of our page.

      Regards,
      Jhezelyn

  4. Default Gravatar
    LarryDecember 24, 2018

    I was wondering if I have access to this in Nigeria country.

    • finder Customer Care
      JeniDecember 24, 2018Staff

      Hi Larry,

      Thank you for getting in touch with finder.

      You wouldn’t be able access FlexShopper outside the US due to its geoblocking system.

      I hope this helps.

      Please feel free to reach out to us if you have any other enquiries.

      Thank you and have a wonderful day!

      Cheers,
      Jeni

  5. Default Gravatar
    FrankDecember 9, 2018

    How do i pay afta purshasing my goods

    • finder Customer Care
      nikkiangcoDecember 12, 2018Staff

      Hi Frank,

      Thanks for getting in touch! As it says on our page, FlexShopper defaults to weekly payments due every Friday. But you can switch to biweekly or monthly payments by providing a debit or credit card and a pay stub showing that you receive biweekly or monthly paychecks. Simply call FlexShopper with your debit or credit card handy and email your pay stub to billing@flexshopper.com. Hope this was helpful. Don’t hesitate to message us back if you have more questions.

      Best,
      Nikki

  6. Default Gravatar
    LilzizDecember 1, 2018

    How long doesn’t take for your items to be shipped?

    • finder Customer Care
      nikkiangcoDecember 4, 2018Staff

      Hi Lilziz,

      Thanks for getting in touch! Shipping speeds vary by your location and the contents of your order. Hope this clarifies!

      Best,
      Nikki

  7. Default Gravatar
    MkDecember 1, 2018

    I open an account with them but I don’t know why they didn’t give me any spending limit, they said my spending limit is 0.00

    • finder Customer Care
      nikkiangcoDecember 4, 2018Staff

      Hi MK,

      Thanks for getting in touch! FlexShopper offers spending limits up to $2,500, although the amount you’re offered will depend on your credit history.I suggest getting in touch with them to confirm on your credit limit. Hope this helps!

      Best,
      Nikki

  8. Default Gravatar
    MaryJuly 23, 2018

    Open account

    • finder Customer Care
      nikkiangcoJuly 24, 2018Staff

      Hi Mary!

      Thanks for leaving a question on our page.

      To apply/open an account with Flexshopper, simply create an online account with FlexShopper and get approved for instant spending up to $2,500. Minimum application requirements are that you earn at least $1,000 per month and have had a bank account for at least 90 days.

      Hope this helps!

      Nikki

  9. Default Gravatar
    ChrisMay 29, 2018

    Will tracking be emailed to me with every item purchased?

    • Default Gravatar
      joelmarceloMay 30, 2018

      Hi Chris,

      Thanks for leaving a question on finder.

      Everytime you lease from Flexshopper, you will be sent an order confirmation followed by the tracking number. You can also track your order via their website.

      Cheers,
      Joel

  10. Default Gravatar
    JoanieFebruary 24, 2018

    I get Social Security. Can I still apply?

    • finder Customer Care
      RenchMarch 13, 2018Staff

      Hi Joanie,

      Thanks for your inquiry.

      The minimum application requirements for FlexShopper are that you should earn at least $1,000 per month and have had a bank account for at least 90 days.

      You may contact FlexShopper directly or visit their official site to further inquire about their requirements and if they consider Social Security.

      Best regards,
      Rench

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