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Do taxis take credit cards?

Pay your taxi with plastic in large cities across the country.

Using your credit card to pay for your taxi is convenient and — depending on your card — rewarding. Unfortunately, there could be situations where the cab driver won’t accept your credit card.

Do taxis take credit cards?

This largely depends on local laws and regulations, but most taxi companies in larger cities are required to accept plastic. In most cases, drivers aren’t enthusiastic about it because of the fees they have to pay. Don’t be surprised if the driver claims the payment terminal doesn’t work even if it does work.

Typically, taxis that accept credit cards may only take Visa, Mastercard and Discover. Make sure to ask the driver before you get in if they accept cards and if they do, which card networks.

Popular cities where taxi companies take credit cards:

  • New York
  • Chicago
  • Los Angeles
  • Philadelphia
  • Boston
  • Washington DC

Is it safe to use a credit card to pay for a taxi?

Paying your taxi with a credit card is as safe as when paying anywhere else. But just in case, here’s what to keep an eye on:

  • Pay attention to the taxi meter.
    If the rate jumps because you want to pay with a card ask why. Adding a surcharge to credit card payments is often illegal.
  • Look at the POS terminal.
    If it looks suspicious, don’t swipe your card.
  • Write down the taxi’s medallion number.
    If you feel something’s off regarding your credit card payment, having the driver’s number will make it easier to report it.

Do taxis take credit cards in foreign countries?

It depends on the country and the taxi company. In most countries, taxis don’t take credit cards. In this case, you can either pay with cash or call Uber or Lyft. Before traveling, make sure to research some tips on using your card internationally.

Compare rideshare credit cards

If a taxi company either in the US or abroad doesn’t accept cards, consider using a ridesharing service such as Uber and Lyft. These services will always allow you to pay with your card via the mobile app.

1 - 3 of 7
Name Product Filter values Rewards Purchase APR Annual fee
Chase Freedom Unlimited®
3% on dining at restaurants, including takeout and eligible delivery services, 3% on drugstore purchases, 5% on travel purchased through Chase Ultimate Rewards®, Unlimited 1.5% cash back on all other purchases
0% intro for the first 15 months (then 15.74% to 24.49% variable)
This solid 1.5% cashback card gets even better with the addition of up to 5% back in categories like travel, drug stores and dining.
Chase Freedom Flex℠
5% cash back on up to $1,500 in combined purchases in bonus categories each quarter you activate.
5%cash back on travel purchased through Chase Ultimate Rewards®
3% cash back on drugstore purchases and dining at restaurants, including takeout and eligible delivery service, 1% cash back on all other purchases.
0% intro for the first 15 months (then 15.74% to 24.49% variable)
Get up to 5% cashback in rotating and newly added everyday categories. The refreshed Freedom Flex card has lots of earning potential.
Chase Sapphire Preferred® Card
5x on travel purchased through Chase Ultimate Rewards®, 3x on dining and 2x on all other travel
16.74% to 23.74% variable
Earn 60,000 points after spending $4,000 in the first 3 months. That's worth $750 when you redeem through Chase Ultimate Rewards.

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Bottom line

Most taxi companies in large cities are required to accept credit cards as a payment method. In some cases, the driver may be reluctant to accept your card or simply claim the terminal is broken. However, this may be a violation of local law, depending on where you are.

To be certain you can pay with a credit card, consider other methods of travel like Uber or Lyft. Some of the best credit cards for ridesharing let you earn accelerated rewards, so make sure you compare these options if you often use taxi or rideshares.

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