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Do taxis take credit cards?

Pay your taxi with plastic in large cities across the country.

Using your credit card to pay for your taxi is convenient and — depending on your card — rewarding. Unfortunately, there could be situations where the cab driver won’t accept your credit card.

Do taxis take credit cards?

This largely depends on local laws and regulations, but most taxi companies in larger cities are required to accept plastic. In most cases, drivers aren’t enthusiastic about it because of the fees they have to pay. Don’t be surprised if the driver claims the payment terminal doesn’t work even if it does work.

Typically, taxis that accept credit cards may only take Visa, Mastercard and Discover. Make sure to ask the driver before you get in if they accept cards and if they do, which card networks.

Popular cities where taxi companies take credit cards:

  • New York
  • Chicago
  • Los Angeles
  • Philadelphia
  • Boston
  • Washington DC

Is it safe to use a credit card to pay for a taxi?

Paying your taxi with a credit card is as safe as when paying anywhere else. But just in case, here’s what to keep an eye on:

  • Pay attention to the taxi meter.
    If the rate jumps because you want to pay with a card ask why. Adding a surcharge to credit card payments is often illegal.
  • Look at the POS terminal.
    If it looks suspicious, don’t swipe your card.
  • Write down the taxi’s medallion number.
    If you feel something’s off regarding your credit card payment, having the driver’s number will make it easier to report it.

Do taxis take credit cards in foreign countries?

It depends on the country and the taxi company. In most countries, taxis don’t take credit cards. In this case, you can either pay with cash or call Uber or Lyft. Before traveling, make sure to research some tips on using your card internationally.

Compare rideshare credit cards

If a taxi company either in the US or abroad doesn’t accept cards, consider using a ridesharing service such as Uber and Lyft. These services will always allow you to pay with your card via the mobile app.

Name Product Filter values Rewards Purchase APR Annual fee
The Platinum Card® from American Express
10x points at restaurants worldwide and when you Shop Small in the US on up to $25,000 combined in the first 6 months, 5x points on prepaid hotels booked with American Express Travel, 5x points on directly-booked flights on up to $500,000 annually, then 1x points after that and on other eligible purchases
See Pay Over Time APR
$695

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One of the most valuable premium travel cards, featuring two welcome offers worth up to $7,000 based on Finder's valuation, multiple travel credits and unrivaled lounge access. Terms apply, see rates & fees
Chase Freedom Flex℠
5% cash back on up to $1,500 combined in quarterly categories you activate, 5% on Chase travel purchased through Ultimate Rewards®, 3% on dining and drugstores, and 1% on all other purchases
0% intro for the first 15 months (then 14.99% to 23.74% variable)
$0
Get up to 5% cashback in rotating and newly added everyday categories. The refreshed Freedom Flex card has lots of earning potential.
Blue Cash Preferred® Card from American Express
6% on select US streaming services, 3% on transit and US gas stations, 6% at US supermarkets on up to $6,000 annually, then 1% after that and on other purchases (redeem as statement credit)
0% intro for the first 12 months (then 13.99% to 23.99% variable)
$0 intro annual fee for the first year ($95 thereafter)
Earn a $300 statement credit after you spend $3,000 in purchases on your new card within the first 6 months. Having 6 months to earn a welcome offer is a rare benefit as most cards give you only 3. Terms apply, see rates & fees
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Bottom line

Most taxi companies in large cities are required to accept credit cards as a payment method. In some cases, the driver may be reluctant to accept your card or simply claim the terminal is broken. However, this may be a violation of local law, depending on where you are.

To be certain you can pay with a credit card, consider other methods of travel like Uber or Lyft. Some of the best credit cards for ridesharing let you earn accelerated rewards, so make sure you compare these options if you often use taxi or rideshares.

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