For many, a metal credit card represents prestige. While these cards may seem elite or out of your price range, it’s actually possible for anyone to get one. You can even customize your metal credit card completely — you can use your own photograph, your company logo, your family coat of arms or you can use it as a fashion accessory to go with your new BMW or with your style.
However, unless you’re using your card provider’s design tools, these services aren’t free and you’re giving up your card to third parties.
Which metal credit cards can I custom design?
If you own a Wells Fargo Propel American Express® Card, you can likely customize it with the Wells Fargo Design Studio service. If you own another credit card where you can’t directly work on its design, you can use a conversion service such as Lion Credit Card.
This may not be worth the trouble if you already own a metal credit card. But you might want to consider such services if you own a plastic credit card and want to convert it into a metal one with a custom design.
What are metal credit card conversion services?
If you’re not happy with the look of your plastic credit card, you can convert it into a metal one and choose a design. You can create a head-turner card to look like gold, silver, black, chrome, camo or carbon fiber.
How much do metal credit card conversion services cost?
The conversion costs depend on the service you decide to go with. Here’s a break down of the three more popular options:
Lion Credit Card
Metal Credit Card
Your own logo $15 Borders $10 Remove branding $10 EMV chip transplant $29 Card insurance $99 Full color $75
Black, silver gold, carbon fiber, camo, chrome
Black, gold, rose gold
Black, stainless steel, gold, red, pink
Compare metal credit cards
Before you can customize your credit card, you must first either have a card already or apply for one. You can get a metal card or a plastic card and if the card provider doesn’t offer a customization option, you can consider purchasing a metal card conversion service.
How to get a custom metal card
Once you have your credit card, here’s what to do:
Visit the website of a metal card conversion service.
Choose a card design or provide your own.
Follow the steps and purchase your card conversion.
There is only one metal card that you can probably customize directly from the bank’s internal service and that’s Wells Fargo Propel American Express card. Your other option is to apply for any credit card you want, metal or plastic, and use a metal conversion service where you can choose one of the designs or you can customize the card with your own logo.
If you haven’t chosen your card yet, make sure to compare your credit card options until you find the right card for your wallet.
Frequently asked questions
Most of the cards are converted into stainless steel cards, which are made to look like gold, silver or any other color.
It depends on the ATM. The card conversion services don’t recommend using an ATM where the entire card is inserted as the card might get stuck.
Yes. The metal card conversion services claim you will have no issues in using your magnetic stripe as they transfer the data during the conversion process.
Kliment Dukovski is a credit cards and investments writer. He's written over 600 articles to help readers find and compare the best credit cards. Kliment has also written on money transfers, home loans and more. Previously, he ghostwrote guides and articles on foreign exchange, stock market trading and cryptocurrencies.
How likely would you be to recommend finder to a friend or colleague?
Very UnlikelyExtremely Likely
Thank you for your feedback.
Our goal is to create the best possible product, and your thoughts, ideas and suggestions play a major role in helping us identify opportunities to improve.
finder.com is an independent comparison platform and information service that aims to provide you with the tools you need to make better decisions. While we are independent, the offers that appear on this site are from companies from which finder.com receives compensation. We may receive compensation from our partners for placement of their products or services. We may also receive compensation if you click on certain links posted on our site. While compensation arrangements may affect the order, position or placement of product information, it doesn't influence our assessment of those products. Please don't interpret the order in which products appear on our Site as any endorsement or recommendation from us. finder.com compares a wide range of products, providers and services but we don't provide information on all available products, providers or services. Please appreciate that there may be other options available to you than the products, providers or services covered by our service.