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Compare TD Bank credit cards
These cards offer a variety of reward options and signup bonuses.
TD Bank offers a smaller pool of credit cards compared to some of its competitors, but this simplicity means business owners or those rebuilding their credit can find a card that offers value without much fuss.
What's in this guide?
Compare TD Bank credit cards
A few TD Bank cards are worth taking a closer look:
For the frequent traveler: TD First Class℠ Visa Signature® Credit Card
Dining out and occasional travel are the primary reward winners with the TD First Class℠ Visa Signature® Credit Card. This card also boasts a low variable APR of 14.99% on purchases and balance transfers.
For cash back: TD Cash Credit Card
TD Cash Credit Card offers strong cash back rates on some of the most common purchasing categories and has no annual fee.
For businesses: TD Business Solutions Credit Card
With reward categories focused on business needs and no annual fee, you’ll find great value on standard business purchases with the TD Business Solutions Credit Card.
For rebuilding credit: TD Cash Secured Credit Card
Few secured cards offer a rewards program, but the TD Cash Secured Credit Card bucks the trend. You’ll earn cash back on some of the more common purchases you’ll make as you rebuild your credit.
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Our pick for a TD Bank credit card
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How to apply for a TD Bank credit card
Visit TD Bank’s website and apply online. You can also visit your local TD Bank branch or call a TD Bank banking specialist at 888-751-9000.
Before you apply, you’ll need to make sure you meet the eligibility criteria:
- You’re a US citizen or permanent resident of the US
- You have a current US street address
- You have a US Social Security number
- You’re at least 18 years of age
TD Bank rewards program
TD Bank offers just one type of reward currency through its program, alternatively referred to as points or miles depending on the card you have.
How can I redeem points/miles?
All points accrued through your TD card are redeemable for merchandise or as statement credits. You can apply these to prior purchases or redeem them by visiting the TD card services webpage or calling 888-561-8861.
How much are the points/miles worth?
Each point is worth no more than 1 cent according to the provider site at the time of writing. This value assumes you’re redeeming them on travel, gift cards or as cash back. Your points may be worth less when redeemed on merchandise or similar purchases.
So assuming you spend $100 on a night dining out with the TD Cash credit card, you can expect 300 points for that purchase. If you maintain that spending each month, you’re looking at earnings of 3,600 points on dining alone at the end of your first year.
Typical card features and benefits of a TD Bank credit card
TD Bank offers a straightforward collection of credit cards with to-the-point rewards and few frills. You’ll find some TD Bank credit cards with no annual fee and others with intro annual fees. With that said, many TD Bank credit cards offer a few common perks:
- Instant credit card replacement. You can visit your nearest TD Bank to receive an immediate replacement card if your card is ever lost or stolen.
- Visa Zero Liability. Most TD Bank credit cards come with Visa Zero Liability protection. You’ll have Visa security on your purchases as well as protection against unauthorized charges on your account.
- Chip protection. All TD Bank cards are equipped with a chip for security and greater accessibility abroad.
- Digital wallet. You can add your TD Bank credit card to your mobile device for easy purchases online and in-store.
Does TD Bank offer credit cards without foreign transaction fees?
How does TD Bank keep my credit card information secure?
TD Bank uses firewalls, encryption and other industrywide security practices to protect your information during the application process. This protection extends to use of the TD Bank website and mobile apps, and TD Bank employs single-use security codes to verify your identity online.
Your credit card is also protected by Visa Zero Liability to better shield you from unauthorized use of your account.
Bottom line
TD Bank offers a small but straightforward collection of credit cards that provide great value for travelers, small-business owners and those looking for decent rewards on their spending.
Compare your other provider options for a better sense of what cards are available to suit your unique needs.
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