Fifth Third Bank credit cards | finder.com

Compare Fifth Third Bank credit cards

You'll find some surprisingly strong cards in this regional bank.

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Fifth Third Bank is a relatively small bank that offers a selection of solid cards, including a great tiered cashback card that stands among its big-name competitors. Here’s a look at their selection, including a straightforward intro-APR product and a card that supports the Stand Up To Cancer charity.

Compare Fifth Third Bank credit cards

Though you have just a handful of Fifth Third Bank credit cards to choose from, they cover a few credit card staple categories, with two of those cards offering rewards.

Name Product Filter values Rewards Purchase APR Annual fee
3% cash back on dining, 2% on gas and at grocery and drug stores up to $1,500 combined quarterly, then 1% after that and on all other purchases
15.99% to 24.99% variable
$0
Get a $100 cash back bonus by spending $1,000 within 90 days of opening your account.
N/A
0% intro for the first 15 billing cycles (then 13.99% to 24.99% variable)
$0
Low 0% introductory APR for the first 15 billing cycles after your account is opened on purchases and balance transfers. After that, your variable APR will be 13.99%% to 24.99%%.
1x points on all purchases
0% intro for the first 12 billing cycles (then 14.99% to 25.99% variable)
$0
Earn 1x points on all purchases.
25.99% variable
$24
Build or rebuild your credit with each purchase. Reports to the three major credit bureaus.

Compare up to 4 providers

Best for rewards: TRIO® Credit Card

Though its small signup bonus leaves a bit to be desired, the TRIO® Credit Card offers strong rewards for everyday purchases. It’s similar to the Bank of America® Cash Rewards credit card, with a bigger emphasis on dining purchases. This card’s tiered rewards structure cap also offers some flexibility in how you choose to max your bonus points.

Best for intro APR: Truly Simple® Credit Card

This credit card truly lives up to its name – you’ll find no frills or perks attached to this card. Instead, you’ll enjoy the simplicity of no annual fee and a surprisingly strong APR period. Not many cards offer an APR period of this length.

Best for charitable donations: Stand Up To Cancer® Credit Card

Of Fifth Third’s offerings, the Stand Up To Cancer® Credit Card is perhaps the most underwhelming, offering just 1x reward points on all purchases. The card’s main draw? Should you redeem your rewards as a charity donation to Stand Up To Cancer, Fifth Third matches your donation. However, if you’re really counting, you’ll find you could send larger contributions to Stand Up To Cancer in other ways. For example, you could earn better rewards through a cashback card and simply donate the proceeds.

Best for fair or no credit: Fifth Third Secured Card

The Fifth Third Secured Card is generally outclassed by competitors in the field of secured cards. With a slightly above average security deposit requirement, small but notable annual fee and a high APR, the Fifth Third Secured Card doesn’t quite make a great pick if you’re rebuilding your credit, especially considering other secured cards can offer more for less. Though you can earn interest on your security deposit – a rarity among secured cards – it’s not enough to raise the card’s value.

Fifth Third Bank rewards program

Through Fifth Third Bank’s rewards program, Real Life Rewards, you can redeem points for various rewards.

How can you redeem points?

To redeem points, log in to your Fifth Third online account and click Real Life Rewards.

How much are points worth?

According to Fifth Third Bank, Real Life Rewards points are worth $0.01 each. You might also find your Real Life Rewards points worth more or less depending on what you redeem your points on.

What can I redeem my points on?

The following redemption options are currently offered by Fifth Third Bank:

  • Cash back
  • Gift cards
  • Merchandise
  • Loan and mortgage credit
  • Travel
  • Experiences, such as sporting events or spa treatments

Typical card features and benefits of a Fifth Third Bank credit card

  • No annual fee. You’ll pay no annual fees for Fifth Third cards, with the exception of the bank’s secured card.
  • Intro APR. Intro periods range from 12 to 15 months.
  • Wide range of APRs. You may qualify for a relatively low or very high APR. The better your credit score, the lower interest rate you’ll likely receive.
  • Mastercard travel protections. Depending on your credit card and the type of Mastercard you receive, you might be eligible for various Mastercard travel protections, such as baggage delay insurance.

How do I apply for a Fifth Third Bank credit card?

You must be at least 18 years old to apply for a Fifth Third Bank card. You must also be a citizen or permanent resident of the US.

When you’re ready to apply for a Fifth Third Bank card, follow these steps:

  1. Go to the Fifth Third Bank website and visit the appropriate credit card page.
  2. There are three ways to apply: online, at a Fifth Third Bank branch or by phone. Select one of these options on the Fifth Third Bank card page.
  3. To apply online, complete the application with your personal information. This includes your contact details, Social Security number and financial details.

How does Fifth Third Bank keep my credit card information secure?

Fifth Third Bank has an SSL certificate issued by Avast. This certificate verifies the authenticity of the bank’s site. When you see it, you can be sure you’re submitting information to Fifth Third Bank and not another entity.

Fifth Third Bank offers Identity Alert for a monthly fee, protecting you with credit reports, identity theft insurance and Social Security monitoring. To safeguard your information, it uses data encryption. This ensures your data is shielded from unauthorized parties.

Bottom line

The TRIO® Credit Card is a great choice, going toe to toe with the Bank of America® Cash Rewards credit card. Depending on your needs, you might also like the bank’s flagship 0% intro APR card or charitable product.

If you’re not sure Fifth Third Bank is the right provider for you, check out other cashback cards or 0% intro APR products.

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