Complete list of credit card application status phone numbers

It can take anywhere from a few seconds to a few weeks to learn if you’ve been approved or declined for a credit card. Most companies have a dedicated phone line, email address or web form where you can check on your status.

• The age of your credit history — or how long you’ve had your current credit cards.
• How many credit applications you’ve recently submitted.
• Your payment history, including late and on-time payments, collection actions and judgments against you.
• Credit utilization — or the ratio of balances you owe versus your limit on each card.
• How many installment loans, auto loans, credit cards, mortgages and other types of credit you have.

Providers will look at these factors, plus your other outstanding debts, to determine whether you are a good candidate or if you are too risky.

Rejected and not sure why? Many providers’ customer service departments will be honest about why you were not accepted for a new card. Give them a call to find out why, and then work on rebuilding your credit.

Credit card application status numbers

Store card application status numbers

Learn about credit card options

Balance transfer

Pay down debt with a temporary period of low or no interest.

Pre-paid cards

Learn how a pre-paid card can help you rebuild your credit history.

Are you in debt?

Take a look at all your options for getting out of debt, at any level.

Compare credit cards

Sort by:

Name	Product	Filter values	Annual Fee	APR for Purchases (Purchase Rate)	Intro APR for Balance Transfer
Blue Cash Preferred® Card from American Express			$95	14.99% to 25.99% variable	0% for the first 12 months (then 14.99% to 25.99% variable)	Earn $200 bonus cash back after you spend $1,000 on purchases in the first 3 months. Rates & Fees	Go to siteView details	Compare	loading Fetching your data...
Blue Cash Everyday® Card from American Express			$0	14.99% to 25.99% variable	0% for the first 15 months (then 14.99% to 25.99% variable)	Earn a $150 bonus statement credit after you spend $1,000 on purchases in the first 3 months. Rates & Fees	Go to siteView details	Compare	loading Fetching your data...
The Platinum Card® from American Express			$550	None (Charge Card)		Get 5X Membership Rewards® points on flights booked directly with airlines or with American Express Travel and 5X points on eligible hotels booked on amextravel.com. Rates & Fees	Go to siteView details	Compare	loading Fetching your data...
American Express Cash Magnet® Card			$0	14.99% to 25.99% variable	0% for the first 15 months (then 14.99% to 25.99% variable)	Earn up to $250 back. Earn $150 back after you spend $1,000 or more in purchases with your new card within the first 3 months of Card Membership. Plus, earn an additional $100 back after you spend an additional $6,500 in purchases within your first 12 months. You will receive the cash back in the form of a statement credit. Rates & Fees	Go to siteView details	Compare	loading Fetching your data...
Barclaycard Ring® Mastercard®			$0	13.99% variable	0% for the first 12 billing cycles (then 13.99% variable)	A low, variable APR on purchases, balance transfers and cash advances.	Go to siteView details	Compare	loading Fetching your data...
Barclaycard Arrival® Plus World Elite Mastercard®			$0 annual fee for the first year ($89 thereafter)	17.99%, 21.99% or 24.99% variable	0% for the first 12 months (then 17.99%, 21.99% or 24.99% variable)	Enjoy 60,000 bonus miles after spending $5,000 on purchases in the first 90 days.	Go to siteView details	Compare	loading Fetching your data...
HSBC Cash Rewards Mastercard® credit card			$0	14.99%, 18.99% or 24.99% variable	0% for the first 15 months (then 14.99%, 18.99% or 24.99% variable)	Earn unlimited 1.5% cash rewards on purchases. See Rates and Fees.	Go to siteView details	Compare	loading Fetching your data...
HSBC Gold Mastercard® credit card			$0	12.99%, 16.99% or 20.99% variable	0% for the first 18 months (then 12.99%, 16.99% or 20.99% variable)	An 18-month 0% Intro APR period on both purchases and balance transfers, plus zero foreign transaction fees, makes this is a strong well-rounded card. See Rates and Fees	Go to siteView details	Compare	loading Fetching your data...
Charity Charge World Mastercard®			$0	11.99% to 21.99% variable	1.99% for the first 6 monthly billing cycles (then 11.99% to 21.99% variable)	1% cash back to the nonprofits, K-12 schools, colleges and religious organizations of your choice.	Go to siteView details	Compare	loading Fetching your data...
Blue Delta SkyMiles® Credit Card from American Express			$0	17.74% to 26.74% variable		Earn 10,000 Bonus Miles after spending $500 in purchases on your new card in your first 3 months of Card Membership. Rates & Fees	Go to siteView details	Compare	loading Fetching your data...
Gold Delta SkyMiles® Credit Card from American Express			$0 annual fee for the first year ($95 thereafter)	17.74% to 26.74% variable		30,000 bonus miles after you use your new card to make $1,000 on purchases within the first 3 months. Rates & Fees	Go to siteView details	Compare	loading Fetching your data...
Starwood Preferred Guest® Credit Card from American Express			$0 annual fee for the first year ($95 thereafter)	17.74% to 26.74% variable		Enjoy a $0 annual fee on the first year and earn up to 2 Starpoints® for every dollar of eligible purchases. Rates & Fees	Go to siteView details	Compare	loading Fetching your data...
Hilton Honors American Express Ascend Card			$95	17.74% to 26.74% variable		Earn 125,000 Hilton Honors™ Bonus Points after you spend $2,000 or more in purchases with your new card within the first 3 months of Card Membership. Rates & Fees	Go to siteView details	Compare	loading Fetching your data...
Hilton Honors American Express Card			$0	17.74% to 26.74% variable		Earn 75,000 Hilton Honors™ Bonus Points after you spend $1,000 in purchases on the card within your first 3 months of Card Membership. Rates & Fees	Go to siteView details	Compare	loading Fetching your data...
Luxury Card Mastercard® Black Card™			$495	16.99% variable	0% for the first 15 billing cycles (then 16.99% variable)	Mastercard Black Card members receive an annual $100 air travel credit toward flight-related purchases including airline tickets, baggage fees, upgrades and more.	Go to siteView details	Compare	loading Fetching your data...
Luxury Card Mastercard® Titanium Card™			$195	16.99% variable	0% for the first 15 billing cycles (then 16.99% variable)	Enjoy unique excursions, privileged access to exclusive events and insider opportunities.	Go to siteView details	Compare	loading Fetching your data...
Luxury Card Mastercard® Gold Card™			$995	16.99% variable	0% for the first 15 billing cycles (then 16.99% variable)	Earn points every time you spend. Luxury Card enhances your purchasing power by providing you with one (1) point for every one dollar ($1) you spend. Every purchase gets you closer to the rewards you want.	Go to siteView details	Compare	loading Fetching your data...
Deserve® Classic Card			$39	24.99% variable		Designed to help build credit history with no deposit required and access to benefits.	Go to siteView details	Compare	loading Fetching your data...
Indigo® Platinum Mastercard® Credit Card			$75 annual fee for the first year ($99 thereafter)	23.9% variable		The Indigo® Platinum Mastercard® Credit Card is specifically designed for those with less than perfect credit.	Go to siteView details	Compare	loading Fetching your data...
First Access Visa® Card			$75 annual fee for the first year ($48 thereafter)	29.99% variable		The First Access Card is a true VISA® credit card that does not require perfect credit for approval.	Go to siteView details	Compare	loading Fetching your data...
Credit One Bank® Visa® with Free Credit Score Tracking			Up to	19.99% to 25.99% variable		Get 1% cash back rewards on eligible purchases including gas, groceries, and services such as mobile phone, internet, cable and satellite TV, terms apply.	Go to siteView details	Compare	loading Fetching your data...
Deserve® Edu Card			$0	20.74% variable		Designed for college students to build credit history and earn rewards.	Go to siteView details	Compare	loading Fetching your data...
OpenSky® Secured Visa® Credit Card			$35	19.14% variable		A secured Visa® credit card that helps you build your credit quickly.	Go to siteView details	Compare	loading Fetching your data...

Compare up to 4 providers

Clear selection

Compare

Frequently Asked Questions

• Can I be 100% sure I will be approved before applying?

  No, at the end of the day the party making this call is the credit issuer; they decide if they want to lend you money or not. If you want to get even more assurance after reading everything about the card, you can call the credit issuer and they may be able to assess your eligibility.

• If I haven’t heard back from the issuer, was my application denied?

  Not necessarily. Processing the application can take 3 to 14 days, sometimes even 3 weeks. If you are applying online and don’t get accepted right away, it might mean that they need to verify for your information first.

• Can I be denied for a secured credit card?

  While secured credit card providers do approve many applicants with bad or no credit history, there are some consumers who may get denied for a secured credit card. For example, if you’ve had a recent bankruptcy discharge or you don’t have enough income to repay a credit card balance, you can be denied for a secured credit card. If you’re denied, the credit card issuer will send a letter telling you the reasons you were denied. You can use this information to apply for your next credit card.