Woman checks her credit card application status on her phone

Complete list of credit card application status phone numbers

It can take anywhere from a few seconds to a few weeks to learn if you’ve been approved or declined for a credit card. Most companies have a dedicated phone line, email address or web form where you can check on your status.

When applying for a new card, providers will determine your eligibility based on your credit history. “Credit history” is intentionally vague there are many components credit card companies will assess, among them:

  • The age of your credit history — or how long you’ve had your current credit cards.
  • How many credit applications you’ve recently submitted.
  • Your payment history, including late and on-time payments, collection actions and judgments against you.
  • Credit utilization — or the ratio of balances you owe versus your limit on each card.
  • How many installment loans, auto loans, credit cards, mortgages and other types of credit you have.

Providers will look at these factors, plus your other outstanding debts, to determine whether you are a good candidate or if you are too risky.

Rejected and not sure why? Many providers’ customer service departments will be honest about why you were not accepted for a new card. Give them a call to find out why, and then work on rebuilding your credit.

Credit card application status numbers

ProviderPhone number
AccountNow877-762-2308
American Express800-567-1085
Bank of America866-695-6598
Barclaycard866-408-4064
BB&T800-476-4228
Blispay877-907-7475
Capital One Bank800-625-7866
Chase Bank888-338-2586
Citibank888-201-4523
Comerica Bank855-451-9201
Credit One Bank800-752-5493
Discover800-347-3085
Fidelity FIA866-598-4971
First Premier Bank800-987-5521
First ProgressCheck on website
Gettington866-688-1091
Indigo Platinum Mastercard503-268-4711
Milestone Gold Mastercard866-453-2636
Opensky Credit CardCheck on website
PNC Bank877-225-5762
Primor VisaCheck on website
READYdebit Prepaid Visa866-295-2460
StateFarm Visa Cards800-324-4946
SunTrust Credit Cards800-786-8787
TD Bank888-561-8861
Total Visa Card888-267-7942
Unity VisaCheck on website
US Bank877-625-5249
USAA800-531-8722
Voice Credit Card by Huntington800-480-2265
Wells Fargo800-967-9521

Store card application status numbers

ProviderPhone number
Academy Sports Outdoor Card800-947-1444
Best BuyCheck on website
Boscov’s Credit CardCheck on website
Fingerhut800-208-2500
GAP800-427-7895
Home Depot866-875-5488
Lowes800-444-1408
Macy’s888-257-6757
Newegg Credit Card888-609-0794
Target Red800-424-6888
Ulta Credit Card866-983-8582
Walmart877-969-3668
Wayfair Credit Card866-513-5795

Learn about credit card options

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Compare credit cards

Rates last updated January 20th, 2018
Name Product APR for Purchases ( Purchase Rate ) Intro APR for Balance Transfer Annual fee Product Description
Barclaycard Arrival Plus® World Elite Mastercard®
17.24%, 21.24% or 24.24% variable
0% Intro APR for 12 months (with whichever is greater: $5 or 3%% balance transfer fee)
$0 annual fee for the first year ($89 thereafter)
Enjoy 40000
bonus miles after you spend on purchases in the first 90 days — that's enough to redeem for a $400 travel statement credit toward an eligible travel purchase.
Luxury Card Mastercard® Titanium Card™
16.24% variable
0% Intro APR for for the first 15 billing cycles (with whichever is greater: $5 or 3% balance transfer fee)
$195 ($95 for each Authorized User added to the account)
Enjoy unique excursions, privileged access to exclusive events and insider opportunities.
HSBC Gold Mastercard®
12.24%, 16.24% or 20.24% variable
0% Intro APR for first 18 months from account opening (with whichever is greater: $10 or 4% balance transfer fee)
$0
An 18-month 0% Intro APR period on both purchases and balance transfers, plus zero foreign transaction fees, makes this is a strong well-rounded card.
Indigo® Platinum Mastercard®
23.9% variable
$75 annual fee for the first year ($0 to $99 thereafter)
With this card you get a 23.9% variable APR.
Credit One Bank® Platinum Visa®
16.99% to 24.99% variable
$0 to $75 first year annual fee for the first year ($0 to $99 thereafter)
Good credit not necessary. Rebuild and grow your score with this card.
Credit One Bank® Unsecured Visa® for Rebuilding Credit
16.99% to 24.99% variable
$0 to $75 first year annual fee for the first year ($0 to $99 thereafter)
A tool for rebuilding your credit.
First Access Visa Card
29.99% variable
$75.00 for first year. After that, $48.00 annually.
The First Access Card is a true VISA® credit card that does not require perfect credit for approval. Complete our easy online application now and get a response in as little as 60 seconds!
Simmons Bank Visa® Platinum
9.25% variable
$0
The Simmons Bank Visa® Platinum Card offers multiple perks, including one of the lowest available APRs on the market.
Credit One Bank® Cash Back Credit Card
16.99% to 24.99% variable
$0 to $75 first year annual fee for the first year ($0 to $99 thereafter)
Reward spending while boosting your credit score and earn 1% cash back on all eligible purchases.
Simmons Bank Visa® Platinum Rewards
11.25% variable
$0
Excellent Credit Required - Applicants that do not have excellent credit will not be approved

Compare up to 4 providers

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US Credit Card Offers

Important Information*
Luxury Card Mastercard® Gold Card™
Luxury Card Mastercard® Gold Card™

APR

16.24
variable

Annual fee

0 For the first year
More info
First Access Visa Card
First Access Visa Card

APR

29.99
variable

Annual fee

75 For the first year
More info
Indigo® Platinum Mastercard®
Indigo® Platinum Mastercard®

APR

23.9
variable

Annual fee

75 For the first year
More info
Barclaycard Arrival Plus® World Elite Mastercard®
Barclaycard Arrival Plus® World Elite Mastercard®

APR

17.24
TO
24.24

Annual fee

0 For the first year
More info