Complete list of credit card application status phone numbers

It can take anywhere from a few seconds to a few weeks to learn if you’ve been approved or declined for a credit card. Most companies have a dedicated phone line, email address or web form where you can check on your status.

When applying for a new card, providers will determine your eligibility based on your credit history. “Credit history” is intentionally vague — there are many components credit card companies will assess, among them:

• The age of your credit history — or how long you’ve had your current credit cards.
• How many credit applications you’ve recently submitted.
• Your payment history, including late and on-time payments, collection actions and judgments against you.
• Credit utilization — or the ratio of balances you owe versus your limit on each card.
• How many installment loans, auto loans, credit cards, mortgages and other types of credit you have.

Providers will look at these factors, plus your other outstanding debts, to determine whether you are a good candidate or if you are too risky.

Rejected and not sure why? Many providers’ customer service departments will be honest about why you were not accepted for a new card. Give them a call to find out why, and then work on rebuilding your credit.

Credit card application status numbers

Store card application status numbers

Learn about credit card options

Balance transfer

Pay down debt with a temporary period of low or no interest.

Pre-paid cards

Learn how a pre-paid card can help you rebuild your credit history.

Are you in debt?

Take a look at all your options for getting out of debt, at any level.

Compare credit cards

Sort by:

Name	Product	APR for Purchases ( Purchase Rate )	Intro APR for Balance Transfer	Annual fee	Product Description
Deserve® Classic Card		24.24% variable		$39	Designed to help build credit history with no deposit required and access to benefits.	Go to site	Compare	loading Fetching your data...
Luxury Card Mastercard® Titanium Card™		16.49% variable	0% Intro APR for for the first 15 billing cycles (with whichever is greater: $5 or 3% balance transfer fee)	$195	Enjoy unique excursions, privileged access to exclusive events and insider opportunities.	Go to site More info	Compare	loading Fetching your data...
Indigo® Platinum Mastercard® Credit Card		23.9% variable		$75 annual fee for the first year ($0 to $99 thereafter)	With this card you get a 23.9% variable APR.	Go to site More info	Compare	loading Fetching your data...
Barclaycard Ring™ Mastercard®		10.49% variable		$0	A low, variable APR on purchases, balance transfers and cash advances.	More info	Compare	loading Fetching your data...
Barclaycard Arrival Plus® World Elite Mastercard®		17.24%, 21.24% or 24.24% variable	0% Intro APR for 12 months (with whichever is greater: $5 or 3% balance transfer fee)	$0 annual fee for the first year ($89 thereafter)	Enjoy 40000 bonus miles after you spend on purchases in the first 90 days — that's enough to redeem for a $400 travel statement credit toward an eligible travel purchase.	More info	Compare	loading Fetching your data...
Credit One Bank® Visa® with Free Credit Score Tracking		19.15% - 25.24% Variable		$0 to $75 first year annual fee for the first year ($0 to $99 thereafter)	Get 1% cash back rewards on eligible purchases including gas, groceries, and services such as mobile phone, internet, cable and satellite TV, terms apply.	Go to site More info	Compare	loading Fetching your data...
Credit One Bank® Unsecured Platinum Visa®		19.15% - 25.24% variable		$0 to $75 first year annual fee for the first year ($0 to $99 thereafter)	Give your credit a boost with credit line increase opportunities, a fee may apply.	Go to site More info	Compare	loading Fetching your data...
The First Access VISA® Credit Card		29.99% variable		$75.00 for first year. After that, $48.00 annually.	Access credit even if you have poor or limited credit history.	Go to site More info	Compare	loading Fetching your data...
Simmons Bank Visa® Platinum		9.50% variable		$0	The Simmons Bank Visa® Platinum Card offers multiple perks, including one of the lowest available APRs on the market.	Go to site More info	Compare	loading Fetching your data...
Credit One Bank® Unsecured Visa® with Free Credit Score Tracking		19.15% - 25.24% variable		$0 to $75 first year annual fee for the first year ($0 to $99 thereafter)	Get 1% cash back rewards on eligible purchase, terms apply.	Go to site More info	Compare	loading Fetching your data...
Simmons Bank Visa® Platinum Rewards		11.50% variable		$0	Excellent Credit Required - Applicants that do not have excellent credit will not be approved	Go to site More info	Compare	loading Fetching your data...

Compare up to 4 providers

Clear selection

Compare

Frequently Asked Questions

• Can I be 100% sure I will be approved before applying?

  No, at the end of the day the party making this call is the credit issuer; they decide if they want to lend you money or not. If you want to get even more assurance after reading everything about the card, you can call the credit issuer and they may be able to assess your eligibility.

• If I haven’t heard back from the issuer, was my application denied?

  Not necessarily. Processing the application can take 3 to 14 days, sometimes even 3 weeks. If you are applying online and don’t get accepted right away, it might mean that they need to verify for your information first.

• Can I be denied for a secured credit card?

  While secured credit card providers do approve many applicants with bad or no credit history, there are some consumers who may get denied for a secured credit card. For example, if you’ve had a recent bankruptcy discharge or you don’t have enough income to repay a credit card balance, you can be denied for a secured credit card. If you’re denied, the credit card issuer will send a letter telling you the reasons you were denied. You can use this information to apply for your next credit card.