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Updated
When applying for a new card, providers will determine your eligibility based on your credit history. “Credit history” is intentionally vague — there are many components credit card companies will assess, among them:
Providers will look at these factors, plus your other outstanding debts, to determine whether you are a good candidate or if you are too risky.
Rejected and not sure why? Many providers’ customer service departments will be honest about why you were not accepted for a new card. Give them a call to find out why, and then work on rebuilding your credit.
Provider | Phone number |
---|---|
AccountNow | 877-762-2308 |
American Express | 800-567-1085 |
Bank of America | 866-695-6598 |
Barclaycard | 866-408-4064 |
BB&T | 800-476-4228 |
Blispay | 877-907-7475 |
Capital One Bank | 800-625-7866 |
Chase Bank | 888-338-2586 |
Citibank | 888-201-4523 |
Comerica Bank | 855-451-9201 |
Credit One Bank | 800-752-5493 |
Discover | 800-347-3085 |
Fidelity FIA | 866-598-4971 |
First Premier Bank | 800-987-5521 |
First Progress | Check on website |
Gettington | 866-688-1091 |
Indigo® Platinum Mastercard® Credit Card | 503-268-4711 |
Milestone® Gold Mastercard® | 866-453-2636 |
OpenSky® Secured Visa® Credit Card | Check on website |
PNC Bank | 877-225-5762 |
Primor Visa | Check on website |
StateFarm Visa Cards | 800-324-4946 |
SunTrust Credit Cards | 800-786-8787 |
TD Bank | 888-561-8861 |
Total Visa Card | 888-267-7942 |
UNITY Visa® Secured Credit Card | Check on website |
US Bank | 877-625-5249 |
USAA | 800-531-8722 |
Voice Credit Card by Huntington | 800-480-2265 |
Wells Fargo | 800-967-9521 |
Provider | Phone number |
---|---|
Academy Sports Outdoor Card | 800-947-1444 |
My Best Buy® Visa® Card | Check on website |
Boscov’s Credit Card | Check on website |
Fingerhut | 800-208-2500 |
GAP | 800-427-7895 |
Home Depot | 866-875-5488 |
Lowes | 800-444-1408 |
Macy’s | 888-257-6757 |
Newegg Credit Card | 888-609-0794 |
Target REDcard™ Credit Card | 800-424-6888 |
Ulta Credit Card | 866-983-8582 |
Wayfair Credit Card | 866-513-5795 |
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How can I check the approval code of my credit card?
Hello Ellen,
Thank you for your comment.
The only way to know your credit card approval code is to ask the issuing bank for a six-digit authorization code for your transaction. You may reach them at the phone number found on the back of your card.
Regards,
Jhezelyn