Woman checks her credit card application status on her phone

Complete list of credit card application status phone numbers

It can take anywhere from a few seconds to a few weeks to learn if you’ve been approved or declined for a credit card. Most companies have a dedicated phone line, email address or web form so you can check up on your status.

Barclaycard Ring™ Mastercard®

Our Pick: Barclaycard Ring™ MasterCard

Low interest rate on purchases, balance transfer and cash advances.

  • $0
  • 13.99% APR on purchases
  • Cash Advance Rate of 13.99% APR
  • Up to 23 days interest free

When applying for a new card, providers will determine your eligibility based on your credit history. “Credit history” is intentionally vague – there are lots of components credit card companies will assess, among them:

  • The age of credit history — or how long you’ve had your current credit cards.
  • How many credit applications you’ve recently submitted.
  • Your payment history, including late and on-time payments, collection actions and judgments against you.
  • Credit utilization — or the ratio of balances you owe versus your limit on each card.
  • How many installment loans, auto loans, credit cards, mortgages and other types of credit you have.

Providers are looking at these factors, plus your other outstanding debts, to determine whether or not you are a good candidate or too risky to take on a new card.

Rejected and not sure why? Many providers’ customer service departments will be honest about why you were not accepted for a new card. Give them a call to find out why, and then work on rebuilding your credit.

 

Credit card application status numbers

ProviderPhone number
AccountNow877-762-2308
American Express800-567-1085
Bank of America866-695-6598
Barclaycard866-408-4064
BB&T800-476-4228
Blispay877-907-7475
Capital One Bank800-625-7866
Chase Bank888-338-2586
Citibank888-201-4523
Comerica Bank855-451-9201
Credit One Bank800-752-5493
Discover Bank800-347-3085
Fidelity FIA866-598-4971
First Premier Bank800-987-5521
First ProgressCheck on website
Gettington866-688-1091
Indigo Platinum Mastercard503-268-4711
Milestone Gold Mastercard1-866-453-2636
Opensky Credit CardCheck on website
PNC Bank877-225-5762
Primor VisaCheck on website
READYdebit Prepaid Visa866-295-2460
Statefarm Visa cards800-324-4946
Suntrust Credit cards800-786-8787
TD Bank888-561-8861
Total Visa Card888-267-7942
Unity VisaCheck on website
US Bank877-625-5249
USAA800-531-8722
Voice Credit Card by Huntington800-480-2265
Wells Fargo800-967-9521

Store card application status numbers

ProviderPhone number
Academy Sports Outdoor card800-947-1444
Best BuyCheck on website
Boscov’s Credit CardCheck on website
Fingerhut800-208-2500
GAP800-427-7895
Home Depot866-875-5488
Lowes800-444-1408
Macy’s888-257-6757
Newegg Credit Card888-609-0794
Target Red800-424-6888
Ultimate Rewards Credit Card866-983-8582
Walmart877-969-3668
Wayfair Credit Card866-513-5795

Learn about credit card options

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Compare credit cards

Rates last updated August 23rd, 2017
Name Product APR for Purchases ( Purchase Rate ) Intro APR for Balance Transfer Annual fee Product Description
Barclaycard Arrival Plus World Elite Mastercard
16.99%–23.99% variable
0% Intro APR for 12 months (with whichever is greater: $5 or 3%% balance transfer fee)
$0 annual fee for the first year ($89 thereafter)
Earn 50000 bonus miles after spending $3,000 on purchases in the first 90 days.
Barclaycard Ring™ Mastercard®
13.99% variable
0% Intro APR for 15 months
$0
Low intro APR on purchases and balance transfers.
HSBC Platinum Mastercard® with Rewards credit card
HSBC Platinum Mastercard® with Rewards credit card
13.99%, 17.99% or 23.99%
0% Intro APR for first 12 months from account opening (with Whichever is greater: $10 or 4% balance transfer fee)
$0
$100 Cash Back for new HSBC Platinum Mastercard® with Rewards credit card customers who spend $500 or more in new, net card purchases during the first 3 months from credit card Account opening.
HSBC Platinum Mastercard® credit card
HSBC Platinum Mastercard® credit card
13.99%, 17.99% or 23.99%
0% Intro APR for first 18 months from account opening (with Whichever is greater: $10 or 4% balance transfer fee)
$0
A competitive 0% introductory APR for the first 18 months from account opening.
Luxury Card MasterCard® Titanium Card™
15.99%
0% Intro APR for for the first 15 billing cycles (with 3% (minimum $5) of the amount of each transfer% balance transfer fee)
$195 ($95 for each Authorized User added to the account)
Enjoy unique excursions, privileged access to exclusive events and insider opportunities.
Indigo® Platinum MasterCard®
23.9% variable
$75 annual fee for the first year ($0 to $99 thereafter)
With this card you get a 23.9% variable APR.
Credit One Bank® Platinum Visa®
16.74% - 24.74% variable
$0 to $75 first year annual fee for the first year ($0 to $99 thereafter)
Good credit not necessary. Rebuild and grow your score with this card.
Credit One Bank® Unsecured Visa® for Rebuilding Credit
16.74% - 24.74% variable
$0 - $99
A tool for rebuilding your credit.
First Access Visa Card
29.99% variable
$75.00 for first year. After that, $48.00 annually.
The First Access Visa requires no cash collateral, and a reasonable credit limit lets you get used to the payments while the credit bureaus get to know all the good you’re up to.
Simmons Bank Visa® Platinum
8.25% variable
$0
The Simmons Bank Visa® Platinum Card offers multiple perks, including one of the lowest available APRs on the market.
Credit One Bank® Cash Back Credit Card
16.74% - 24.74% variable
$0 to $75 first year annual fee for the first year ($0 - $99 thereafter)
Reward spending while boosting your credit score and earn 1% cash back on all eligible purchases.
Simmons Bank Visa® Platinum Rewards
10.25% variable
$0
Excellent Credit Required - Applicants that do not have excellent credit will not be approved

Compare up to 4 providers

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Frequently Asked Questions

No, at the end of the day the party making this call is the credit issuer; they decide if they want to lend you money or not. If you want to get even more assurance after reading everything about the card, you can call the credit issuer and they may be able to assess your eligibility.
Not necessarily. Processing the application can take 3 to 14 days, sometimes even 3 weeks. if you are applying online and don’t get accepted right away, it might mean that they need to verify for your information first.

While secured credit cards do approve many applicants with bad or no credit history, there are some consumers who may get denied for a secured credit card. For example, if you’ve had a recent bankruptcy discharge or you don’t have enough income to repay a credit card balance, you can be denied for a secured credit card.If you’re denied, the credit card issuer will send a letter telling you the reasons you were denied. You can use this information to apply for your next credit card.

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US Credit Card Offers

Learn about our information service
Luxury Card MasterCard® Gold Card™
Luxury Card MasterCard® Gold Card™

APR

15.99

Annual fee

0 For the first year
More info
First Access Visa Card
First Access Visa Card

APR

29.99
variable

Annual fee

75 For the first year
More info
Indigo® Platinum MasterCard®
Indigo® Platinum MasterCard®

APR

23.9
variable

Annual fee

75 For the first year
More info
Barclaycard Ring™ Mastercard®
Barclaycard Ring™ Mastercard®

APR

13.99
variable

Annual fee

0 For the first year
More info
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