Complete list of credit card application status phone numbers

It can take anywhere from a few seconds to a few weeks to learn if you’ve been approved or declined for a credit card. Most companies have a dedicated phone line, email address or web form where you can check on your status.

When applying for a new card, providers will determine your eligibility based on your credit history. “Credit history” is intentionally vague — there are many components credit card companies will assess, among them:

• The age of your credit history — or how long you’ve had your current credit cards.
• How many credit applications you’ve recently submitted.
• Your payment history, including late and on-time payments, collection actions and judgments against you.
• Credit utilization — or the ratio of balances you owe versus your limit on each card.
• How many installment loans, auto loans, credit cards, mortgages and other types of credit you have.

Providers will look at these factors, plus your other outstanding debts, to determine whether you are a good candidate or if you are too risky.

Rejected and not sure why? Many providers’ customer service departments will be honest about why you were not accepted for a new card. Give them a call to find out why, and then work on rebuilding your credit.

Credit card application status numbers

Provider	Phone number
AccountNow	877-762-2308
American Express	800-567-1085
Bank of America	866-695-6598
Barclaycard	866-408-4064
BB&T	800-476-4228
Blispay	877-907-7475
Capital One Bank	800-625-7866
Chase Bank	888-338-2586
Citibank	888-201-4523
Comerica Bank	855-451-9201
Credit One Bank	800-752-5493
Discover	800-347-3085
Fidelity FIA	866-598-4971
First Premier Bank	800-987-5521
First Progress	Check on website
Gettington	866-688-1091
Indigo® Platinum Mastercard® Credit Card	503-268-4711
Milestone® Gold Mastercard®	866-453-2636
OpenSky® Secured Visa® Credit Card	Check on website
PNC Bank	877-225-5762
Primor Visa	Check on website
StateFarm Visa Cards	800-324-4946
SunTrust Credit Cards	800-786-8787
TD Bank	888-561-8861
Total Visa Card	888-267-7942
UNITY Visa® Secured Credit Card	Check on website
US Bank	877-625-5249
USAA	800-531-8722
Voice Credit Card by Huntington	800-480-2265
Wells Fargo	800-967-9521

Store card application status numbers

Provider	Phone number
Academy Sports Outdoor Card	800-947-1444
My Best Buy® Visa® Card	Check on website
Boscov’s Credit Card	Check on website
Fingerhut	800-208-2500
GAP	800-427-7895
Home Depot	866-875-5488
Lowes	800-444-1408
Macy’s	888-257-6757
Newegg Credit Card	888-609-0794
Target REDcard™ Credit Card	800-424-6888
Ulta Credit Card	866-983-8582
Wayfair Credit Card	866-513-5795

The information about My Best Buy® Visa® Card has been collected independently by Finder and and has not been reviewed or provided by the issuer.

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Frequently Asked Questions

• Can I be 100% sure I will be approved before applying?

  No, at the end of the day the party making this call is the credit issuer; they decide if they want to lend you money or not. If you want to get even more assurance after reading everything about the card, you can call the credit issuer and they may be able to assess your eligibility.

• If I haven’t heard back from the issuer, was my application denied?

  Not necessarily. Processing the application can take 3 to 14 days, sometimes even 3 weeks. If you are applying online and don’t get accepted right away, it might mean that they need to verify for your information first.

• Can I be denied for a secured credit card?

  While secured credit card providers do approve many applicants with bad or no credit history, there are some consumers who may get denied for a secured credit card. For example, if you’ve had a recent bankruptcy discharge or you don’t have enough income to repay a credit card balance, you can be denied for a secured credit card. If you’re denied, the credit card issuer will send a letter telling you the reasons you were denied. You can use this information to apply for your next credit card.