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Complete list of credit card application status phone numbers

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It can take anywhere from a few seconds to a few weeks to learn if you’ve been approved or declined for a credit card. Most companies have a dedicated phone line, email address or web form where you can check on your status.

When applying for a new card, providers will determine your eligibility based on your credit history. “Credit history” is intentionally vague there are many components credit card companies will assess, among them:

  • The age of your credit history — or how long you’ve had your current credit cards.
  • How many credit applications you’ve recently submitted.
  • Your payment history, including late and on-time payments, collection actions and judgments against you.
  • Credit utilization — or the ratio of balances you owe versus your limit on each card.
  • How many installment loans, auto loans, credit cards, mortgages and other types of credit you have.

Providers will look at these factors, plus your other outstanding debts, to determine whether you are a good candidate or if you are too risky.

Rejected and not sure why? Many providers’ customer service departments will be honest about why you were not accepted for a new card. Give them a call to find out why, and then work on rebuilding your credit.

Credit card application status numbers

ProviderPhone number
AccountNow877-762-2308
American Express800-567-1085
Bank of America866-695-6598
Barclaycard866-408-4064
BB&T800-476-4228
Blispay877-907-7475
Capital One Bank800-625-7866
Chase Bank888-338-2586
Citibank888-201-4523
Comerica Bank855-451-9201
Credit One Bank800-752-5493
Discover800-347-3085
Fidelity FIA866-598-4971
First Premier Bank800-987-5521
First ProgressCheck on website
Gettington866-688-1091
Indigo® Platinum Mastercard® Credit Card503-268-4711
Milestone® Gold Mastercard®866-453-2636
OpenSky® Secured Visa® Credit CardCheck on website
PNC Bank877-225-5762
Primor VisaCheck on website
READYdebit Prepaid Visa866-295-2460
StateFarm Visa Cards800-324-4946
SunTrust Credit Cards800-786-8787
TD Bank888-561-8861
Total Visa Card888-267-7942
UNITY Visa® Secured Credit CardCheck on website
US Bank877-625-5249
USAA800-531-8722
Voice Credit Card by Huntington800-480-2265
Wells Fargo800-967-9521

Store card application status numbers

ProviderPhone number
Academy Sports Outdoor Card800-947-1444
My Best Buy® Visa® CardCheck on website
Boscov’s Credit CardCheck on website
Fingerhut800-208-2500
GAP800-427-7895
Home Depot866-875-5488
Lowes800-444-1408
Macy’s888-257-6757
Newegg Credit Card888-609-0794
Target REDcard™ Credit Card800-424-6888
Ulta Credit Card866-983-8582
Wayfair Credit Card866-513-5795

Learn about credit card options

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Compare credit cards

Name Product Filter values Rewards Purchase APR Annual fee
1x points on all purchases with 2% point value when you redeem for airfare and 1.5% for cash back
16.74% variable
$495
Receive an annual $100 air travel credit toward flight-related purchases including airline tickets, baggage fees, upgrades and more.
7x points on Hilton Honors purchases, 5x at US restaurants, US supermarkets and US gas stations, 3x on all other purchases
17.49% to 26.49% variable
$0
Earn 75,000 Hilton Honors Bonus Points after you spend $1,000 in purchases on the card within your first 3 months of card membership. Rates & fees
1.5% cash back on all purchases
0% intro for the first 15 months (then 15.74%, 21.74% or 25.74% variable)
$0
Earn unlimited 1.5% cash back on every purchase, every day.
6% on select US streaming services, 3% on transit and US gas stations, 6% at US supermarkets on up to $6,000 annually, then 1% after that and on all other purchases
0% intro for the first 12 months (then 14.74% to 25.74% variable)
$95
Earn $250 bonus cash back after you spend $1,000 on purchases in the first 3 months. Rates & fees
CardMatch™ from creditcards.com
CardMatch™ from creditcards.com
See terms
See issuer's website
See terms
Can't decide on a card? Get personalized credit card offers with CardMatch™.

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2 Responses

  1. Default Gravatar
    EllenFebruary 27, 2019

    How can I check the approval code of my credit card?

    • Avatarfinder Customer Care
      JhezFebruary 28, 2019Staff

      Hello Ellen,

      Thank you for your comment.

      The only way to know your credit card approval code is to ask the issuing bank for a six-digit authorization code for your transaction. You may reach them at the phone number found on the back of your card.

      Regards,
      Jhezelyn

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