Complete list of credit card application status phone numbers

It can take anywhere from a few seconds to a few weeks to learn if you’ve been approved or declined for a credit card. Most companies have a dedicated phone line, email address or web form where you can check on your status.

• The age of your credit history — or how long you’ve had your current credit cards.
• How many credit applications you’ve recently submitted.
• Your payment history, including late and on-time payments, collection actions and judgments against you.
• Credit utilization — or the ratio of balances you owe versus your limit on each card.
• How many installment loans, auto loans, credit cards, mortgages and other types of credit you have.

Providers will look at these factors, plus your other outstanding debts, to determine whether you are a good candidate or if you are too risky.

Rejected and not sure why? Many providers’ customer service departments will be honest about why you were not accepted for a new card. Give them a call to find out why, and then work on rebuilding your credit.

Credit card application status numbers

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Name	Product	Filter values	Annual Fee	APR for Purchases (Purchase Rate)	Intro APR for Balance Transfer
Chase Freedom®			$0	17.24% to 25.99% variable	0% for the first 15 months (then 17.24% to 25.99% variable)	Apply now View details	0% intro APR for 15 months from account opening on purchases and balance transfers.	Compare	loading Fetching your data...
Blue Cash Everyday® Card from American Express			$0	15.24% to 26.24% variable	0% for the first 15 months (then 15.24% to 26.24% variable)	Apply now View details	Earn a $150 bonus statement credit after you spend $1,000 on purchases in the first 3 months. Rates & Fees	Compare	loading Fetching your data...
Chase Freedom Unlimited®			$0	17.24% to 25.99% variable	0% for the first 15 months (then 17.24% to 25.99% variable)	Apply now View details	0% intro APR for 15 months from account opening on purchases and balance transfers.	Compare	loading Fetching your data...
Chase Sapphire Preferred® Card			$0 annual fee for the first year ($95 thereafter)	17.99% to 24.99% variable	N/A	Apply now View details	Earn 50,000 bonus points after you spend $4,000 on purchases in the first 3 months.	Compare	loading Fetching your data...
Blue Cash Preferred® Card from American Express			$95	15.24% to 26.24% variable	0% for the first 12 months (then 15.24% to 26.24% variable)	Apply now View details	Earn $200 bonus cash back after you spend $1,000 on purchases in the first 3 months. Rates & Fees	Compare	loading Fetching your data...
American Express Cash Magnet™ Card			$0	15.24% to 26.24% variable	0% for the first 15 months (then 15.24% to 26.24% variable)	Apply now View details	Earn a $150 statement credit after you spend $1,000 or more in purchases with your new card within the first 3 months of card membership. Rates & Fees	Compare	loading Fetching your data...
Chase Sapphire Reserve®			$450	17.99% to 24.99% variable	N/A	Apply now View details	Earn 50,000 bonus points after you spend $4,000 on purchases in the first 3 months.	Compare	loading Fetching your data...
The Platinum Card® from American Express			$550	None (Charge Card)	N/A	Apply now View details	Get 5x Membership Rewards® points on flights booked directly with airlines or with American Express Travel and 5x points on eligible hotels booked on amextravel.com. Rates & Fees	Compare	loading Fetching your data...
Barclaycard Ring® Mastercard®			$0	14.24% variable	0% for the first 15 billing cycles (then 14.24% variable)	Apply now View details	A low, variable APR on purchases, balance transfers and cash advances.	Compare	loading Fetching your data...
Barclaycard Arrival® Plus World Elite Mastercard®			$0 annual fee for the first year ($89 thereafter)	18.24%, 22.24% or 25.24% variable	0% for the first 12 billing cycles (then 18.24%, 22.24% or 25.24% variable)	Apply now View details	Enjoy 70,000 bonus miles after spending $5,000 on purchases in the first 90 days.	Compare	loading Fetching your data...
Gold Delta SkyMiles® Credit Card from American Express			$0 annual fee for the first year ($95 thereafter)	17.99% to 26.99% variable	N/A	Apply now View details	30,000 bonus miles after you use your new card to make $1,000 on purchases within the first 3 months. Rates & Fees	Compare	loading Fetching your data...
Blue Delta SkyMiles® Credit Card from American Express			$0	17.99% to 26.99% variable	N/A	Apply now View details	Earn 10,000 bonus miles after spending $500 in purchases on your new card in your first 3 months of card membership. Rates & Fees	Compare	loading Fetching your data...
Hilton Honors American Express Ascend Card			$95	17.99% to 26.99% variable	N/A	Apply now View details	Earn 125,000 Hilton Honors™ Bonus Points after you spend $2,000 or more in purchases with your new card within the first 3 months of card membership. Rates & Fees	Compare	loading Fetching your data...
Hilton Honors American Express Card			$0	17.99% to 26.99% variable	N/A	Apply now View details	Earn 75,000 Hilton Honors™ Bonus Points after you spend $1,000 in purchases on the card within your first 3 months of card membership. Rates & Fees	Compare	loading Fetching your data...
HSBC Cash Rewards Mastercard® credit card			$0	15.24%, 19.24% or 25.24% variable	0% for the first 15 months (then 15.24%, 19.24% or 25.24% variable)	Apply now View details	Earn unlimited 1.5% cash rewards on purchases. See Rates and Fees.	Compare	loading Fetching your data...
HSBC Gold Mastercard® credit card			$0	13.24%, 17.24% or 21.24% variable	0% for the first 18 months (then 13.24%, 17.24% or 21.24% variable)	Apply now View details	A 18 months 0%% intro APR period on both purchases and balance transfers, plus zero foreign transaction fees, makes this is a strong well-rounded card. See Rates and Fees	Compare	loading Fetching your data...
Charity Charge World Mastercard® Credit Card			$0	16.24% to 22.24% variable	1.99% for the first 6 monthly billing cycles (then 16.24% to 22.24% variable)	Apply now View details	1% cash back to the nonprofits, K-12 schools, colleges and religious organizations of your choice.	Compare	loading Fetching your data...
Starwood Preferred Guest® Credit Card from American Express			$0 annual fee for the first year ($95 thereafter)	17.99% to 26.99% variable	N/A	Apply now View details	75,000 bonus points after you use your new card to make $3,000 in purchases within the first 3 months from account opening. Rates & Fees	Compare	loading Fetching your data...
Luxury Card Mastercard® Black Card™			$495	17.24% variable	0% for the first 15 billing cycles (then 17.24% variable)	Apply now View details	Receive an annual $100 air travel credit toward flight-related purchases including airline tickets, baggage fees, upgrades and more.	Compare	loading Fetching your data...
Luxury Card Mastercard® Titanium Card™			$195	17.24% variable	0% for the first 15 billing cycles (then 17.24% variable)	Apply now View details	Enjoy unique excursions, privileged access to exclusive events and insider opportunities.	Compare	loading Fetching your data...
Luxury Card Mastercard® Gold Card™			$995	17.24% variable	0% for the first 15 billing cycles (then 17.24% variable)	Apply now View details	Earn 1x points when redeemed for airfare through the Luxury rewards program.	Compare	loading Fetching your data...
First Access Visa® Credit Card			$75 annual fee for the first year ($48 thereafter)	See terms*	N/A	Apply now View details	The First Access Card is a true Visa® credit card that does not require perfect credit for approval.	Compare	loading Fetching your data...
Credit One Bank® Visa® Cash Back Rewards			$0 to $99	19.99% to 25.99% variable	N/A	Apply now View details	Get 1% cash back rewards on eligible purchases.	Compare	loading Fetching your data...
Credit One Bank® Visa® with Free Credit Score Tracking			Up to	19.99% to 25.99% variable	N/A	Apply now View details	Get 1% cash back rewards on eligible purchases including gas, groceries, and services such as mobile phone, internet, cable and satellite TV.	Compare	loading Fetching your data...
Official NASCAR® Credit Card from Credit One Bank®			$0 to $99	19.99% to 25.99% variable	N/A	Apply now View details	Get 2x cash back rewards at the NASCAR.com Superstore.	Compare	loading Fetching your data...
Indigo® Platinum Mastercard® Credit Card			$0 to $99	23.9% fixed	N/A	Apply now View details	The Indigo® Platinum Mastercard® Credit Card is specifically designed for those with less than perfect credit.	Compare	loading Fetching your data...
Applied Bank® Secured Visa® Gold Preferred® Credit Card			$48	9.99% fixed	N/A	Apply now View details	This secured card can help you rebuild your credit with an initial deposit of $200 to $1,000.	Compare	loading Fetching your data...
OpenSky® Secured Visa® Credit Card			$35	19.14% variable	N/A	Apply now View details	A secured Visa® credit card that helps you build your credit quickly.	Compare	loading Fetching your data...
First Progress Platinum Select MasterCard® Secured Credit Card			$39	14.49% variable	N/A	Apply now View details	No minimum credit score and no credit history required.	Compare	loading Fetching your data...
First Progress Platinum Prestige MasterCard® Secured Credit Card			$49	10.49% variable	N/A	Apply now View details	Build or rebuild your credit with this secured card.	Compare	loading Fetching your data...

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Frequently Asked Questions

• Can I be 100% sure I will be approved before applying?

  No, at the end of the day the party making this call is the credit issuer; they decide if they want to lend you money or not. If you want to get even more assurance after reading everything about the card, you can call the credit issuer and they may be able to assess your eligibility.

• If I haven’t heard back from the issuer, was my application denied?

  Not necessarily. Processing the application can take 3 to 14 days, sometimes even 3 weeks. If you are applying online and don’t get accepted right away, it might mean that they need to verify for your information first.

• Can I be denied for a secured credit card?

  While secured credit card providers do approve many applicants with bad or no credit history, there are some consumers who may get denied for a secured credit card. For example, if you’ve had a recent bankruptcy discharge or you don’t have enough income to repay a credit card balance, you can be denied for a secured credit card. If you’re denied, the credit card issuer will send a letter telling you the reasons you were denied. You can use this information to apply for your next credit card.