Complete list of credit card application status phone numbers

It can take anywhere from a few seconds to a few weeks to learn if you’ve been approved or declined for a credit card. Most companies have a dedicated phone line, email address or web form where you can check on your status.

• The age of your credit history — or how long you’ve had your current credit cards.
• How many credit applications you’ve recently submitted.
• Your payment history, including late and on-time payments, collection actions and judgments against you.
• Credit utilization — or the ratio of balances you owe versus your limit on each card.
• How many installment loans, auto loans, credit cards, mortgages and other types of credit you have.

Providers will look at these factors, plus your other outstanding debts, to determine whether you are a good candidate or if you are too risky.

Rejected and not sure why? Many providers’ customer service departments will be honest about why you were not accepted for a new card. Give them a call to find out why, and then work on rebuilding your credit.

Credit card application status numbers

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Name	Product	Annual Fee	APR for Purchases (Purchase Rate)	Intro APR for Balance Transfer
HSBC Cash Rewards Mastercard® credit card		$0	14.74%, 18.74% or 24.74% variable	0% for the first 15 months (then 14.74%, 18.74% or 24.74% variable)	Earn unlimited 1.5% cash rewards on purchases. See Rates and Fees	Go to siteView details	Compare	loading Fetching your data...
HSBC Gold Mastercard® credit card		$0	12.74%, 16.74% or 20.74% variable	0% for the first 18 months (then 12.74%, 16.74% or 20.74% variable)	An 18-month 0% Intro APR period on both purchases and balance transfers, plus zero foreign transaction fees, makes this is a strong well-rounded card. See Rates and Fees	Go to siteView details	Compare	loading Fetching your data...
Luxury Card Mastercard® Black Card™		$495	16.74% variable	0% for the first 15 billing cycles (then to variable)	Mastercard Black Card members receive an annual $100 air travel credit toward flight-related purchases including airline tickets, baggage fees, upgrades and more.	Go to siteView details	Compare	loading Fetching your data...
Luxury Card Mastercard® Titanium Card™		$195	16.74% variable	0% for the first 15 billing cycles (then to variable)	Enjoy unique excursions, privileged access to exclusive events and insider opportunities.	Go to siteView details	Compare	loading Fetching your data...
Luxury Card Mastercard® Gold Card™		$995	16.74% variable	0% for the first 15 billing cycles (then 16.74% variable)	Earn points every time you spend. Luxury Card enhances your purchasing power by providing you with one (1) point for every one dollar ($1) you spend. Every purchase gets you closer to the rewards you want.	Go to siteView details	Compare	loading Fetching your data...
Deserve® Classic Card		$39	24.74% variable		Designed to help build credit history with no deposit required and access to benefits.	Go to siteView details	Compare	loading Fetching your data...
Indigo® Platinum Mastercard® Credit Card		$75 annual fee for the first year ($99 thereafter)	23.9% variable		With this card you get a 23.9% Variable APR.	Go to siteView details	Compare	loading Fetching your data...
First Access Visa® Card					Go to siteView details	Compare	loading Fetching your data...
Credit One Bank® Visa® with Free Credit Score Tracking		Up to	19.74% to 25.74% variable		Get 1% cash back rewards on eligible purchases including gas, groceries, and services such as mobile phone, internet, cable and satellite TV, terms apply.	Go to siteView details	Compare	loading Fetching your data...
Amex EveryDay® Credit Card		$0	14.74% to 25.74% variable	0% for the first 15 months (then 14.74% to 25.74% variable)	Earn 10,000 Membership Rewards® Points after you use your new Card to make $1,000 in purchases in your first 3 months.	View details	Compare	loading Fetching your data...
Bank of America® Cash Rewards credit card		$0	14.99% to 24.99% variable	0% for the first 12 statement closing dates (then 14.99% to 24.99% variable)	Earn more cash back for the things you buy most.	View details	Compare	loading Fetching your data...
Blue Cash Everyday® Card from American Express		$0	14.74% to 25.74% variable	0% for the first 15 months (then 14.74% to 25.74% variable)	Snag a $150 bonus statement credit after you spend $1,000 in the first 3 months	View details	Compare	loading Fetching your data...
Chase Sapphire Preferred® credit card		$0 annual fee for the first year ($95 thereafter)	17.74% to 24.74% variable		Earn 50,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $625 toward travel when you redeem through Chase Ultimate Rewards®	View details	Compare	loading Fetching your data...
Chase Sapphire Reserve®		$450	17.74% to 24.74% variable		Earn 50,000 BONUS POINTS after spending $4,000 on purchases in the first 3 months from account opening* — that's $750 toward travel when you redeem through Chase Ultimate Rewards®.	View details	Compare	loading Fetching your data...
Amex EveryDay® Preferred Credit Card		$95	14.74% to 24.74% variable	0% for the first 12 months (then 14.74% to 24.74% variable)	15,000 Membership Rewards points after you spend $1,000 in the first 3 months of opening your account	View details	Compare	loading Fetching your data...
Chase Freedom Unlimited® credit card		$0	16.74% to 25.49% variable	0% for the first 15 months (then 16.74% to 25.49% variable)	Earn unlimited 1.5% cash back on every purchase - it's automatic. No minimum to redeem for cash back.	View details	Compare	loading Fetching your data...
Bank of America® Premium Rewards® credit card		$95	17.74% to 24.74% variable		Earn unlimited 2 points for every $1 spent on travel and dining purchases and 1.5 points for every $1 spent on all other purchases.	View details	Compare	loading Fetching your data...
Quicksilver® from Capital One®		$0	14.74%, 20.74% or 24.74% variable	0% for the first 15 months (then 14.74%, 20.74% or 24.74% variable)	Earn unlimited 1.5% cash back on every purchase, every day	View details	Compare	loading Fetching your data...
Chase Freedom® credit card		$0	16.74% to 25.49% variable	0% for the first 15 months (then 16.74% to 25.49% variable)	Earn 5% Cash back in bonus categories up to $1,500 every quarter. Earn 1% Cash back on all other purchases.	View details	Compare	loading Fetching your data...
Bank of America® Travel Rewards credit card		$0	16.74% to 24.74% variable	for the first 12 months (then 16.74% to 24.74% variable)	An intro offer rewards cardholders with a $250 value (25,000 online bonus points) after spending $1,000 within the first 90 days of account opening	View details	Compare	loading Fetching your data...
Chase Slate® Credit Card		$0	16.74% to 25.49% variable	0% for the first 15 months (then 16.74% to 25.49% variable)	Jumpstart your financial fitness! 60 day introductory balance transfer offer, save on interest, and get your free monthly credit score.	View details	Compare	loading Fetching your data...
Venture® Rewards from Capital One®		$0 annual fee for the first year ($95 thereafter)	14.74%, 21.24% or 24.74% variable		View details	Compare	loading Fetching your data...

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Frequently Asked Questions

• Can I be 100% sure I will be approved before applying?

  No, at the end of the day the party making this call is the credit issuer; they decide if they want to lend you money or not. If you want to get even more assurance after reading everything about the card, you can call the credit issuer and they may be able to assess your eligibility.

• If I haven’t heard back from the issuer, was my application denied?

  Not necessarily. Processing the application can take 3 to 14 days, sometimes even 3 weeks. If you are applying online and don’t get accepted right away, it might mean that they need to verify for your information first.

• Can I be denied for a secured credit card?

  While secured credit card providers do approve many applicants with bad or no credit history, there are some consumers who may get denied for a secured credit card. For example, if you’ve had a recent bankruptcy discharge or you don’t have enough income to repay a credit card balance, you can be denied for a secured credit card. If you’re denied, the credit card issuer will send a letter telling you the reasons you were denied. You can use this information to apply for your next credit card.