Complete list of credit card application status phone numbers

It can take anywhere from a few seconds to a few weeks to learn if you’ve been approved or declined for a credit card. Most companies have a dedicated phone line, email address or web form so you can check up on your status.

Our Pick: Barclaycard Ring™ MasterCard

Low interest rate on purchases, balance transfer and cash advances.

• $0
• 13.99% APR on purchases
• Cash Advance Rate of 13.99% APR
• Up to 23 days interest free

Go to barclaycard's website
More info

When applying for a new card, providers will determine your eligibility based on your credit history. “Credit history” is intentionally vague – there are lots of components credit card companies will assess, among them:

• The age of credit history — or how long you’ve had your current credit cards.
• How many credit applications you’ve recently submitted.
• Your payment history, including late and on-time payments, collection actions and judgments against you.
• Credit utilization — or the ratio of balances you owe versus your limit on each card.
• How many installment loans, auto loans, credit cards, mortgages and other types of credit you have.

Providers are looking at these factors, plus your other outstanding debts, to determine whether or not you are a good candidate or too risky to take on a new card.

Rejected and not sure why? Many providers’ customer service departments will be honest about why you were not accepted for a new card. Give them a call to find out why, and then work on rebuilding your credit.

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Name	Product	APR for Purchases ( Purchase Rate )	Intro APR for Balance Transfer	Annual fee	Product Description
Barclaycard Arrival Plus World Elite Mastercard		16.99%–23.99% variable	0% Intro APR for 12 months (with whichever is greater: $5 or 3%% balance transfer fee)	$0 annual fee for the first year ($89 thereafter)	Earn 50000 bonus miles after spending $3,000 on purchases in the first 90 days.	Go to site More info	Compare	loading Fetching your data...
Barclaycard Ring™ Mastercard®		13.99% variable	0% Intro APR for 15 months	$0	Low intro APR on purchases and balance transfers.	Go to site More info	Compare	loading Fetching your data...
HSBC Platinum Mastercard® with Rewards credit card		13.99%, 17.99% or 23.99%	0% Intro APR for first 12 months from account opening (with Whichever is greater: $10 or 4% balance transfer fee)	$0	$100 Cash Back for new HSBC Platinum Mastercard® with Rewards credit card customers who spend $500 or more in new, net card purchases during the first 3 months from credit card Account opening.	Go to site	Compare	loading Fetching your data...
HSBC Platinum Mastercard® credit card		13.99%, 17.99% or 23.99%	0% Intro APR for first 18 months from account opening (with Whichever is greater: $10 or 4% balance transfer fee)	$0	A competitive 0% introductory APR for the first 18 months from account opening.	Go to site	Compare	loading Fetching your data...
Luxury Card MasterCard® Titanium Card™		15.99%	0% Intro APR for for the first 15 billing cycles (with 3% (minimum $5) of the amount of each transfer% balance transfer fee)	$195 ($95 for each Authorized User added to the account)	Enjoy unique excursions, privileged access to exclusive events and insider opportunities.	Go to site More info	Compare	loading Fetching your data...
Indigo® Platinum MasterCard®		23.9% variable		$75 annual fee for the first year ($0 to $99 thereafter)	With this card you get a 23.9% variable APR.	Go to site More info	Compare	loading Fetching your data...
Credit One Bank® Platinum Visa®		16.74% - 24.74% variable		$0 to $75 first year annual fee for the first year ($0 to $99 thereafter)	Good credit not necessary. Rebuild and grow your score with this card.	Go to site More info	Compare	loading Fetching your data...
Credit One Bank® Unsecured Visa® for Rebuilding Credit		16.74% - 24.74% variable		$0 - $99	A tool for rebuilding your credit.	Go to site More info	Compare	loading Fetching your data...
First Access Visa Card		29.99% variable		$75.00 for first year. After that, $48.00 annually.	The First Access Visa requires no cash collateral, and a reasonable credit limit lets you get used to the payments while the credit bureaus get to know all the good you’re up to.	Go to site More info	Compare	loading Fetching your data...
Simmons Bank Visa® Platinum		8.25% variable		$0	The Simmons Bank Visa® Platinum Card offers multiple perks, including one of the lowest available APRs on the market.	Go to site More info	Compare	loading Fetching your data...
Credit One Bank® Cash Back Credit Card		16.74% - 24.74% variable		$0 to $75 first year annual fee for the first year ($0 - $99 thereafter)	Reward spending while boosting your credit score and earn 1% cash back on all eligible purchases.	Go to site More info	Compare	loading Fetching your data...
Simmons Bank Visa® Platinum Rewards		10.25% variable		$0	Excellent Credit Required - Applicants that do not have excellent credit will not be approved	Go to site More info	Compare	loading Fetching your data...

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