Complete list of credit card application status phone numbers

It can take anywhere from a few seconds to a few weeks to learn if you’ve been approved or declined for a credit card. Most companies have a dedicated phone line, email address or web form where you can check on your status.

• The age of your credit history — or how long you’ve had your current credit cards.
• How many credit applications you’ve recently submitted.
• Your payment history, including late and on-time payments, collection actions and judgments against you.
• Credit utilization — or the ratio of balances you owe versus your limit on each card.
• How many installment loans, auto loans, credit cards, mortgages and other types of credit you have.

Providers will look at these factors, plus your other outstanding debts, to determine whether you are a good candidate or if you are too risky.

Rejected and not sure why? Many providers’ customer service departments will be honest about why you were not accepted for a new card. Give them a call to find out why, and then work on rebuilding your credit.

Credit card application status numbers

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Name	Product	Filter values	Rewards	Purchase APR	Annual fee
Blue Cash Everyday® Card from American Express			2% at US gas stations and select US department stores, 3% at US supermarkets on up to $6,000 per year, then 1% after that and on all other purchases	0% intro for the first 15 months (then 14.49% to 25.49% variable)	$0	Apply now View details	Earn a $150 bonus statement credit after you spend $1,000 on purchases in the first 3 months. Rates & fees	Compare	loading Fetching your data...
OpenSky® Secured Visa® Credit Card			N/A	19.14% variable	$35	Apply now View details	A secured Visa® credit card that helps you build your credit quickly.	Compare	loading Fetching your data...
Applied Bank® Secured Visa® Gold Preferred® Credit Card			N/A	9.99% fixed	$48	Apply now View details	This secured card can help you rebuild your credit with an initial deposit of $200 to $1,000.	Compare	loading Fetching your data...
CardMatch™ from creditcards.com			See terms	See issuer's website	See terms	See offer View details	Can't decide on a card? Get personalized credit card offers with CardMatch™.	Compare	loading Fetching your data...
Capital One® VentureOne® Rewards Credit Card			1.25x miles on all purchases and 10x miles at hotels.com/venture	0% intro for the first 12 months (then 13.74%, 19.74% or 23.74% variable)	$0	See offer View details	Earn 20,000 bonus miles once you spend $1,000 on purchases within the first 3 months from account opening.	Compare	loading Fetching your data...
Gold Delta SkyMiles® Credit Card from American Express			2x miles on Delta purchases and 1x miles on all other purchases	17.24% to 26.24% variable	$0 intro annual fee for the first year ($95 thereafter)	Apply now View details	Earn 30,000 miles after spending $1,000 in the first 3 months, plus $50 when you make a direct Delta purchase in the same timeframe. Rates & fees	Compare	loading Fetching your data...
Capital One® Quicksilver® Cash Rewards Credit Card			1.5% cash back on all purchases	0% intro for the first 15 months (then 15.74%, 21.74% or 25.74% variable)	$0	See offer View details	Earn unlimited 1.5% cash back on every purchase, every day.	Compare	loading Fetching your data...
Blue Cash Preferred® Card from American Express			6% on select US streaming services, 3% on transit and US gas stations, 6% at US supermarkets on up to $6,000 annually, then 1% after that and on all other purchases	0% intro for the first 12 months (then 14.49% to 25.49% variable)	$95	Apply now View details	6% cash back at US supermarkets. Rates & fees	Compare	loading Fetching your data...
Chase Sapphire Preferred® Card			2x points on travel and dining and 1x points on all other purchases	17.49% to 24.49% variable	$95	See offer View details	Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months.	Compare	loading Fetching your data...
Capital One® Secured Mastercard®			N/A	26.99% variable	$0	See offer View details	Get access to a higher credit line after making your first 5 monthly payments on time.	Compare	loading Fetching your data...
Capital One® QuicksilverOne® Cash Rewards Credit Card			1.5% cash back on all purchases	26.99% variable	$39	See offer View details	Get unlimited 1.5% cash back on every purchase with no limit on how much you can earn, and no changing categories.	Compare	loading Fetching your data...
Credit One Bank® Visa® Cash Back Rewards			1% cash back on all purchases or in categories based on Credit One Bank’s discretion	19.74% to 25.74% variable	$0 to $99	Apply now View details	Earn 1% cash back on all purchases or in categories based on Credit One Bank’s discretion.	Compare	loading Fetching your data...
Green Dot primor® Mastercard® Classic Secured Credit Card			N/A	13.99% fixed	$39	Apply now View details	Designed for those with little or poor credit, the Green Dot primor® Mastercard® Classic Secured Credit Card has no minimum credit score requirements and no processing or application fees to worry about.	Compare	loading Fetching your data...

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Frequently Asked Questions

• Can I be 100% sure I will be approved before applying?

  No, at the end of the day the party making this call is the credit issuer; they decide if they want to lend you money or not. If you want to get even more assurance after reading everything about the card, you can call the credit issuer and they may be able to assess your eligibility.

• If I haven’t heard back from the issuer, was my application denied?

  Not necessarily. Processing the application can take 3 to 14 days, sometimes even 3 weeks. If you are applying online and don’t get accepted right away, it might mean that they need to verify for your information first.

• Can I be denied for a secured credit card?

  While secured credit card providers do approve many applicants with bad or no credit history, there are some consumers who may get denied for a secured credit card. For example, if you’ve had a recent bankruptcy discharge or you don’t have enough income to repay a credit card balance, you can be denied for a secured credit card. If you’re denied, the credit card issuer will send a letter telling you the reasons you were denied. You can use this information to apply for your next credit card.