Top Rollover IRA accounts for 2025

It wasn't just its offering of commission-free trades that led Robinhood to transform the way people buy and sell stocks over the past decade but also its beginner-friendly mobile app with its intuitive design and agile interface, which simplified investing for the masses. Nothing's changed on that front. Expanded investment options, 24/5 trading and IRAs that pay matching contributions are just some of the upgrades Robinhood's made since first launching.

Robinhood's launch of its IRA matching contributions is yet another innovative product that keeps it steps ahead of other brokers. Earn up to a 3% match on annual contributions with Robinhood Gold or 1% without. IRA transfers and 401(k) rollovers completed by April 30 earn 2% with Robinhood Gold and 1% without, with no cap. All this on top of fractional share trading, 100% commission-free trades, instant deposits and a user-friendly platform that makes investing a breeze. Robinhood has lots to offer investors looking to build a retirement portfolio, and it'll reward you for making the move.

• Why we like it

  It wasn't just its offering of commission-free trades that led Robinhood to transform the way people buy and sell stocks over the past decade but also its beginner-friendly mobile app with its intuitive design and agile interface, which simplified investing for the masses. Nothing's changed on that front. Expanded investment options, 24/5 trading and IRAs that pay matching contributions are just some of the upgrades Robinhood's made since first launching.

  Robinhood's launch of its IRA matching contributions is yet another innovative product that keeps it steps ahead of other brokers. Earn up to a 3% match on annual contributions with Robinhood Gold or 1% without. IRA transfers and 401(k) rollovers completed by April 30 earn 2% with Robinhood Gold and 1% without, with no cap. All this on top of fractional share trading, 100% commission-free trades, instant deposits and a user-friendly platform that makes investing a breeze. Robinhood has lots to offer investors looking to build a retirement portfolio, and it'll reward you for making the move.

• Pros and cons

  Pros

  • Earn up to a 3% match on annual contributions
  • Earn up to 2% on all IRA transfers and 401(k) rollovers
  • Commission-free trading
  • 24/7 customer support

  Cons

  • Limited advanced tools unless you upgrade to Robinhood Gold
  • No robo-advisor

• More details

  Account types	IRA
  Available asset types	Stocks, Options, ETFs, Cryptocurrency, Futures

SoFi Invest® provides access to credentialed financial planners, a valuable service that often costs hundreds of dollars per session. SoFi Plus members can enjoy as many appointments with financial planners as they like during their eligibility period, while non-SoFi Plus members are limited to one appointment.

Connect with a SoFi financial planner and discuss anything from investment strategies to paying off debt to tax planning. Trade stocks, ETFs and options with a broker that makes investing approachable and professional financial guidance accessible.

• Why we like it

  SoFi Invest® provides access to credentialed financial planners, a valuable service that often costs hundreds of dollars per session. SoFi Plus members can enjoy as many appointments with financial planners as they like during their eligibility period, while non-SoFi Plus members are limited to one appointment.

  Connect with a SoFi financial planner and discuss anything from investment strategies to paying off debt to tax planning. Trade stocks, ETFs and options with a broker that makes investing approachable and professional financial guidance accessible.

• Pros and cons

  Pros

  • Access to SoFi's credentialed financial planners
  • $0 commissions on stocks, options and ETFs
  • No investment minimum

  Cons

  • Limited investment options
  • $25 inactivity fee

• More details

  Account types	IRA
  Available asset types	Stocks, Mutual funds, ETFs, Alternatives

• Partner terms and conditions

  INVESTMENTS ARE NOT FDIC INSURED • ARE NOT BANK GUARANTEED • MAY LOSE VALUE
  
  Other fees, such as exchange fees, may apply. Please view our fee disclosure to view a full listing of fees.
  
  Investing in alternative investments and/or strategies may not be suitable for all investors and involves unique risks, including the risk of loss. An investor should consider their individual circumstances and any investment information, such as a prospectus, prior to investing. Interval Funds are illiquid instruments, the ability to trade on your timeline may be restricted. Brokerage and Active investing products offered through SoFi Securities LLC, Member FINRA(www.finra.org) /SIPC(www.sipc.org).
  
  There are limitations with fractional shares to consider before investing. During market hours fractional share orders are transmitted immediately in the order received. There may be system delays from receipt of your order until execution and market conditions may adversely impact execution prices. Outside of market hours orders are received on a not held basis and will be aggregated for each security then executed in the morning trade window of the next business day at market open. Share will be delivered at an average price received for executing the securities through a single batched order. Fractional shares may not be transferred to another firm. Fractional shares will be sold when a transfer or closure request is initiated. Please consider that selling securities is a taxable event.
  
  Options involve risks, including substantial risk of loss and the possibility an investor may lose the entire investment Before trading options please review the Characteristics and Risks of Standardized Options
  
  Advisory services are offered by SoFi Wealth LLC, an SEC-registered investment adviser.
  
  Utilizing a margin loan is generally considered more appropriate for experienced investors as there are additional costs and risks associated. It is possible to lose more than your initial investment when using margin. Please see https://www.sofi.com/wealth/assets/documents/brokerage-margin-disclosure-statement.pdf for detailed disclosure information
  
  Up to $1,000 in stock. Customer must fund their Active Invest account with at least $50 within 30 days of opening the account. Probability of customer receiving $1,000 is 0.028%. See full terms and conditions.
  
  Get a 1% IRA Match on rollovers and contributions. Terms and conditions apply. Roll over a minimum of $20K to receive the 1% match offer. Matches on contributions are made up to the annual limits.
  
  SoFi Plus members can schedule an unlimited number of appointments with a financial planner during periods in which the SoFi Plus member meets the eligibility criteria set forth in section 10(a) of the SoFi Plus Terms and Conditions. SoFi members who are not members of SoFi Plus can schedule one (1) appointment with a financial planner. The ability to schedule appointments is subject to financial planner availability. SoFi reserves the right to change or terminate this benefit at any time with or without notice. Advisory services are offered by SoFi Wealth LLC, an SEC-registered investment adviser. Information about SoFi Wealth’s advisory operations, services, and fees is set forth in SoFi Wealth’s current Form ADV Part 2 (Brochure), a copy of which is available upon
  request and at www.adviserinfo.sec.gov.
  
  Robo Advisor:
  Automated investing is offered through SoFi Wealth LLC, an SEC-registered investment adviser.
  0.25% fee is based on your account value. The wrap program fee may cost more or less than purchasing brokerage, custodial, and recordkeeping services separately.

Get a 1% match when you subscribe to Acorns Silver or a 3% match with Acorns Gold.

• Why we like it

  With recommended IRA plans and automatic investing, stashing away money for retirement couldn't be easier. Get a recommended portfolio based on your age and timeline to retirement and put your savings on autopilot with recurring investments. Acorns will automatically rebalance your portfolio as you age, keeping you on track toward your investment goals.

  Get a 1% match when you subscribe to Acorns Silver or a 3% match with Acorns Gold.

• Pros and cons

  Pros

  • Low-cost ETF portfolio based on your age and retirement timeline
  • Automatic recurring contributions
  • Automatic portfolio rebalancing
  • User-friendly mobile app

  Cons

  • No tax-loss harvesting
  • Round Ups feature not available for Acorns Later
  • Plan fees appy

• More details

  Account types	IRA
  Available asset types	Stocks, ETFs

In addition to receiving high marks from both Apple and Android users, Interactive Brokers' (IBKR) main mobile trading platform, IBKR Mobile, offers the powerful trading tools that many brokers reserve for their web and desktop trading platforms. These include advanced, interactive charts with over 90 indicators, analyst ratings and price targets, earnings estimates, company financials and more. In other words, there's little you can't do with IBKR Mobile. What's more, Interactive Brokers offers the more beginner-friendly IBKR GlobalTrader and IMPACT mobile trading platforms for those looking for a more simplified investing experience.

IBKR Mobile is the most feature-rich mobile platform according to Finder's analysis, while IBKR GlobalTrader is a solid option for beginners. Tack on its wide range of investment options, low trading costs and access to global markets and you can see why IBKR is not only the best IRA for mobile trading but also one of the best brokerage accounts on the market.

Other winning categories: Best for international trading

• Why we like it

  In addition to receiving high marks from both Apple and Android users, Interactive Brokers' (IBKR) main mobile trading platform, IBKR Mobile, offers the powerful trading tools that many brokers reserve for their web and desktop trading platforms. These include advanced, interactive charts with over 90 indicators, analyst ratings and price targets, earnings estimates, company financials and more. In other words, there's little you can't do with IBKR Mobile. What's more, Interactive Brokers offers the more beginner-friendly IBKR GlobalTrader and IMPACT mobile trading platforms for those looking for a more simplified investing experience.

  IBKR Mobile is the most feature-rich mobile platform according to Finder's analysis, while IBKR GlobalTrader is a solid option for beginners. Tack on its wide range of investment options, low trading costs and access to global markets and you can see why IBKR is not only the best IRA for mobile trading but also one of the best brokerage accounts on the market.

  Other winning categories: Best for international trading

• Pros and cons

  Pros

  • Three mobile trading platforms, including the versatile IBKR Mobile and the beginner-friendly IBKR GlobalTrader
  • Wide range of tradable assets
  • Access to stocks in 150 global markets

  Cons

  • Unreliable customer support
  • Confusing fee structure

• More details

  Account types	IRA
  Available asset types	Stocks, Bonds, Options, Mutual funds, ETFs, Futures, Forex, Treasury Bills