Best Online Bank Accounts of February 2024
Take advantage of the lower fees and more competitive features of digital banks and neo banks. Open an account today.
- Build credit plus earn up to 4% APY
- No monthly fees or minimum deposit
- $50 referral bonus
SoFi Checking and Savings
- 0.50% APY on checking balance
- Up to 4.60% APY on savings
- $0 account or overdraft fees
- Get a $300 bonus with direct deposits of $5,000 or more
NBKC Everything Account
- Earn 1.5% APY
- $0 monthly fee
- All of your finances in one place
- Up to $12/mo in out-of-network ATM fee reimbursements
Cash Card by Cash App
- $0 overdraft or monthly fees
- Get paid two days early with direct deposit
- Withdraw at any ATM in the world
- Cash deposit in select locations
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