Finder makes money from featured partners, but editorial opinions are our own. Advertiser disclosure

Best Early Direct Deposit Accounts of March 2024

Compare early direct deposit accounts by fees & features to manage your money

3,394 users found a savings account through Finder this week.

4.4 ★★★★★
verified_user FDIC Insured
Account Fee

$0

Go to site

4.3 ★★★★★
verified_user FDIC Insured
Account Fee

$0

Go to site
Upgrade is a financial technology company, not a bank.  Rewards Checking services provided by Cross River Bank, Member FDIC.  Upgrade VISA ® Debit Cards issued by Cross River Bank, Member FDIC, pursuant to a license from Visa U.S.A. Inc.

4.7 ★★★★★
verified_user FDIC Insured
Account Fee

$0

Go to site
One is a financial technology company, not a bank. Banking services provided by Coastal Community Bank, Member FDIC.
5.00% APY: 5.00% annual percentage yield (APY) applies to the primary Savings pocket and custom pockets of customers who either (i) received $500 or more of eligible direct deposits in the previous month or (ii) have a total daily account balance of $5,000 or more. Customers can also earn 5.00% APY on Pay Autosave and Even Save balances. In all instances 5.00% APY is limited to a total Savings balance of up to $250,000. All other Savings balances will earn 1.00% APY. APYs are as of 9/28/2023, but may change at any time before or after account opening. Fees may reduce earnings on this account.
1.00% APY: 1.00% annual percentage yield (APY) applies only to Save balances. APY as of 9/28/2023 but may change at any time before or after account is opened. Fees may reduce earnings on this account.
No fees: For One Retail Cards purchased at an in-store retail location, A $5 One Retail Card Fee will be applied 15 days after card purchase and then every month until you apply for a One deposit account, are approved, and make an additional deposit.
ATM: Allpoint Network ATM transactions are fee-free for accounts with eligible direct deposits totaling at least $500 in the previous month. For all other ATM transactions the One ATM Fee will apply
and third-party ATM fees may be incurred.
Overdraft protection: With eligible direct deposits totaling at least $500 in the previous month. Must be 18 or older to receive overdraft protection. Overdraft balance is due right away. Transactions eligible for overdraft protection are determined by One. See details.
3% at Walmart To receive 3% cash back, eligible customers (at the time their purchase settles) must (i) have received $500 or more of eligible direct deposits in the previous month, or (ii) have a total account balance of $5,000 or more. 3% cash back is limited to up to $50 per year and applies only to purchases made at U.S. Walmart locations and on Walmart.com. This promotion may not be combined with other One promotions that offer cash back on purchases at Walmart. Terms apply.

4.8 ★★★★★
verified_user FDIC Insured
Account Fee

$0

Go to site

4.5 ★★★★★
verified_user FDIC Insured
Account Fee

$0

Go to site
Name Product Fee Minimum deposit to open Annual Percentage Yield (APY) Offer
Cash Card by Cash App
Finder Rating: 4.4 / 5: ★★★★★
Cash Card by Cash App
$0 per month
$0
N/A
The Cash App Cash Card lets you pay for goods and services both online and in stores using your Cash App balance. Enjoy features like ATM access, direct deposit, instant discounts at select stores and a customizable card.
Upgrade Rewards Checking Plus
Finder Rating: 4.3 / 5: ★★★★★
Upgrade Rewards Checking Plus
$0 per month
$0
N/A
Earn up to 2% cashback rewards on everyday purchases. Pay $0 fees for overdraft, domestic wire transfer and monthly maintenance. Member FDIC.
ONE
Finder Rating: 4.7 / 5: ★★★★★
ONE
$0 per month
$0
5.00% on balances of $0 to $250,000
1.00% on balances of $250,000.01+
A no monthly fee checking account that earns up to 5.00% APY and offers cashback, direct deposit and overdraft protection. See details below.
Varo
Finder Rating: 4.8 / 5: ★★★★★
Bonus
Varo
$0 per month
$0
5.00% on balances of $0 to $5,000
3.00% on balances of $5,000+
Existing and new customers get a $30 referral bonus when signing up for a Varo Bank account through April 11, 2024.
A digital account with a $0 monthly fee, access to 55,000+ free Allpoint ATMs and no minimum balance required. This account gives you access to an optional savings account with yields as high as 5% APY. FDIC insured.
Current
Finder Rating: 4.5 / 5: ★★★★★
Bonus
Current
$0 per month
$0
4.00% on balances of $0.01 to $2,000
Get a $50 referral bonus by inviting your friends to join Current. Once the person receives the invite link and makes qualifying deposits of at least $200 within 45 days of opening the account, you and the referred friend each earn $50.
Earn 4% APY on the first $2,000 in each savings pods. Also get budgeting tools, early direct deposit and up to 15x cashback points. All with no monthly fee or opening deposit requirement. Member FDIC.
loading

More guides on Finder

Go to site