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Best High Interest Checking Accounts of April 2024
Compare high interest checking accounts by fees and features to manage your money.
1,151 visitors found a checking account through Finder this week.
verified_user
FDIC Insured
SoFi Checking and Savings
- 0.50% APY on checking balance
- Up to 4.60% APY on savings
- $0 account or overdraft fees
- Get a $300 bonus with direct deposits of $5,000 or more
verified_user
FDIC Insured
Quontic Bank High Interest Checking
- 1.1% APY with qualifying transactions
- $0 monthly or overdraft fees
- 90,000+ ATMs nationwide
- FDIC insured
verified_user
FDIC Insured
Axos Bank Rewards Checking
- Up to 3.3% APY
- Up to $300 bonus: Deposit $5,000+/mo for the first 7 months and maintain a balance of $7,000
- ATM fee reimbursements
- $0 monthly or overdraft fees
verified_user
FDIC Insured
One
- $0 monthly fee and overdraft fee
- Earn 5.00% APY on Savings with eligible deposits
- Earn cashback on debit card purchases at Walmart and other brands
One is a financial technology company, not a bank. Banking services provided by Coastal Community Bank, Member FDIC.
Debit card rewards:
● Earn 3% cash back at Walmart, up to $50 every year, with eligible deposits¹
● Earn up to 5% cash back on select brands²
Early Pay: Get paid up to 2 days early with direct deposit³
5.00% APY on Savings with eligible deposits: 5.00% annual percentage yield (APY) applies to the primary Savings pocket and custom pockets of customers who either (i) received $500 or more of eligible direct deposits in the previous month or (ii) have a total daily account balance of $5,000 or more. Customers can also earn 5.00% APY on Pay Autosave and ONE@Work Save balances. In all instances 5.00% APY is limited to a total Savings balance of up to $250,000. All other Savings balances will earn 1.00% APY. APYS are as of 2/7/2024, but may change at any time before or after account opening. Fees may reduce earnings on this account.
ATMs: Allpoint Network ATM transactions are fee-free for accounts with eligible direct deposits totaling at least $500 in the previous month. For all other ATM transactions the One ATM Fee will apply and third-party ATM fees may be incurred.
Free Walmart Withdrawals: Use your One card at any Walmart Money Center, cashier, or Customer Service desk to deposit or make a cash withdrawal for free.
¹To receive 3% cash back, eligible customers (at the time their purchase settles) must (i) have received $500 or more of eligible direct deposits in the previous month, or (ii) have a total account balance of $5,000 or more. 3% cash back is limited to up to $50 per year and applies only to purchases made at U.S. Walmart locations and on Walmart.com. This promotion may not be combined with other One promotions that offer cash back on purchases at Walmart. Terms apply.
²Cash back can be earned through the Debit Rewards Program. Individual offer details can be found in the One app. Terms apply.
³Direct deposit may be available up to 2 days in advance, but depends on when your employer sends paycheck data.
Debit card rewards:
● Earn 3% cash back at Walmart, up to $50 every year, with eligible deposits¹
● Earn up to 5% cash back on select brands²
Early Pay: Get paid up to 2 days early with direct deposit³
5.00% APY on Savings with eligible deposits: 5.00% annual percentage yield (APY) applies to the primary Savings pocket and custom pockets of customers who either (i) received $500 or more of eligible direct deposits in the previous month or (ii) have a total daily account balance of $5,000 or more. Customers can also earn 5.00% APY on Pay Autosave and ONE@Work Save balances. In all instances 5.00% APY is limited to a total Savings balance of up to $250,000. All other Savings balances will earn 1.00% APY. APYS are as of 2/7/2024, but may change at any time before or after account opening. Fees may reduce earnings on this account.
ATMs: Allpoint Network ATM transactions are fee-free for accounts with eligible direct deposits totaling at least $500 in the previous month. For all other ATM transactions the One ATM Fee will apply and third-party ATM fees may be incurred.
Free Walmart Withdrawals: Use your One card at any Walmart Money Center, cashier, or Customer Service desk to deposit or make a cash withdrawal for free.
¹To receive 3% cash back, eligible customers (at the time their purchase settles) must (i) have received $500 or more of eligible direct deposits in the previous month, or (ii) have a total account balance of $5,000 or more. 3% cash back is limited to up to $50 per year and applies only to purchases made at U.S. Walmart locations and on Walmart.com. This promotion may not be combined with other One promotions that offer cash back on purchases at Walmart. Terms apply.
²Cash back can be earned through the Debit Rewards Program. Individual offer details can be found in the One app. Terms apply.
³Direct deposit may be available up to 2 days in advance, but depends on when your employer sends paycheck data.
verified_user
FDIC Insured
Account APY
Go to site
5%
One is a financial technology company, not a bank. Banking services provided by Coastal Community Bank, Member FDIC.
Debit card rewards:
● Earn 3% cash back at Walmart, up to $50 every year, with eligible deposits¹
● Earn up to 5% cash back on select brands²
Early Pay: Get paid up to 2 days early with direct deposit³
5.00% APY on Savings with eligible deposits: 5.00% annual percentage yield (APY) applies to the primary Savings pocket and custom pockets of customers who either (i) received $500 or more of eligible direct deposits in the previous month or (ii) have a total daily account balance of $5,000 or more. Customers can also earn 5.00% APY on Pay Autosave and ONE@Work Save balances. In all instances 5.00% APY is limited to a total Savings balance of up to $250,000. All other Savings balances will earn 1.00% APY. APYS are as of 2/7/2024, but may change at any time before or after account opening. Fees may reduce earnings on this account.
ATMs: Allpoint Network ATM transactions are fee-free for accounts with eligible direct deposits totaling at least $500 in the previous month. For all other ATM transactions the One ATM Fee will apply and third-party ATM fees may be incurred.
Free Walmart Withdrawals: Use your One card at any Walmart Money Center, cashier, or Customer Service desk to deposit or make a cash withdrawal for free.
¹To receive 3% cash back, eligible customers (at the time their purchase settles) must (i) have received $500 or more of eligible direct deposits in the previous month, or (ii) have a total account balance of $5,000 or more. 3% cash back is limited to up to $50 per year and applies only to purchases made at U.S. Walmart locations and on Walmart.com. This promotion may not be combined with other One promotions that offer cash back on purchases at Walmart. Terms apply.
²Cash back can be earned through the Debit Rewards Program. Individual offer details can be found in the One app. Terms apply.
³Direct deposit may be available up to 2 days in advance, but depends on when your employer sends paycheck data.
Debit card rewards:
● Earn 3% cash back at Walmart, up to $50 every year, with eligible deposits¹
● Earn up to 5% cash back on select brands²
Early Pay: Get paid up to 2 days early with direct deposit³
5.00% APY on Savings with eligible deposits: 5.00% annual percentage yield (APY) applies to the primary Savings pocket and custom pockets of customers who either (i) received $500 or more of eligible direct deposits in the previous month or (ii) have a total daily account balance of $5,000 or more. Customers can also earn 5.00% APY on Pay Autosave and ONE@Work Save balances. In all instances 5.00% APY is limited to a total Savings balance of up to $250,000. All other Savings balances will earn 1.00% APY. APYS are as of 2/7/2024, but may change at any time before or after account opening. Fees may reduce earnings on this account.
ATMs: Allpoint Network ATM transactions are fee-free for accounts with eligible direct deposits totaling at least $500 in the previous month. For all other ATM transactions the One ATM Fee will apply and third-party ATM fees may be incurred.
Free Walmart Withdrawals: Use your One card at any Walmart Money Center, cashier, or Customer Service desk to deposit or make a cash withdrawal for free.
¹To receive 3% cash back, eligible customers (at the time their purchase settles) must (i) have received $500 or more of eligible direct deposits in the previous month, or (ii) have a total account balance of $5,000 or more. 3% cash back is limited to up to $50 per year and applies only to purchases made at U.S. Walmart locations and on Walmart.com. This promotion may not be combined with other One promotions that offer cash back on purchases at Walmart. Terms apply.
²Cash back can be earned through the Debit Rewards Program. Individual offer details can be found in the One app. Terms apply.
³Direct deposit may be available up to 2 days in advance, but depends on when your employer sends paycheck data.
790 visitors found a checking account through Finder this week.
Editorial Reviews
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- Up to 4.5% on your savings with eligible direct deposit
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SoFi Checking and Savings
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on SoFi's secure site
- Up to 4.60% APY on savings by meeting deposit requirements
- $0 monthly or overdraft fees
- Get a $300 bonus with direct deposits of $5,000 or more
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