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Best high-yield checking accounts of April 2023

Compare the top 4 accounts from over 100 interest bearing checking accounts.

Checking rewards & interest

PSECU checking account

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on PSECU's secure site

  • 0.20% APY
  • Rewards on eligible purchases
  • ATM fees refunded
  • $0 monthly fees
  • NCUA insured

ATM fee reimbursements

Axos Bank Rewards Checking

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on Axos Bank's secure site

  • Up to 3.3% APY
  • Up to $150 bonus
  • ATM fee reimbursements
  • $0 monthly or overdraft fees
  • FDIC insured

Savings-building checking

BMO Harris Premier™ Account

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on BMO's secure site

  • Earn up to a $350 cash bonus with qualifying deposits
  • ATM fee rebates up to $25 per month
  • The higher your balance, the more you earn in interest
  • Member FDIC
Name Product Fee Minimum deposit to open Annual Percentage Yield (APY) Offer
PSECU checking account
Finder Rating: 4.4 / 5: ★★★★★
Bonus
PSECU checking account
$0 per month
$0
0.20%
Earn up to $300: $100 when you get a savings and checking account and activate your debit card with digital banking within 30 days. $100 with monthly payroll direct deposit of $200+ within 90 days. $100 when you maintain direct deposits for an additional 90 days. Select Level Up Your Banking to see terms and get the promo.
Earn a bonus and 5 or 10 cents in rewards on all eligible purchases. Pay $0 in monthly fees, no overdraft fees and get ATM fee reimbursements. NCUA insured.
Axos Bank Rewards Checking
Finder Rating: 4.2 / 5: ★★★★★
Bonus
Axos Bank Rewards Checking
$0 per month
$50
3.30% on balances of $0 to $50,000
Use the promo code RC100 when you apply for a Rewards Checking account by 4/12/2023. Then have qualifying direct deposit(s) to earn a $100 welcome bonus!
Earn up to 3.3% APY and get up to $150 bonus after meeting deposit and spending requirements. Get ATM free reimbursements at all domestic ATMs. Pay $0 monthly or overdraft fees. FDIC insured.
BMO Harris Premier™ Account
Finder Rating: 3.4 / 5: ★★★★★
BMO Harris Premier™ Account
$25 per month
$25
0.01% on balances of $0.01+
Get a $350 bonus when you open a new Premier account and have a cumulative total of $7,500 in qualifying direct deposits in the first 90 days
Make your money work for you with a Premier checking account from BMO, which offers interest earnings, quarterly credit card spend bonuses, ATM surcharge rebates and lending benefits such as a closing cost credit and home equity interest rate discount. Member FDIC.
Walmart Money Card
Finder Rating: 4.2 / 5: ★★★★★
Walmart Money Card
$5.94 per month
$0
2.00%
Earn up to $75 in cashback on Walmart purchases, get your pay up to 2 days early with early direct deposit plus overdraft protection up to $200. FDIC insured.
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