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Compare Mastercard business credit cards

This top card provider offers cards to complement your business needs.

Mastercard is a top card provider that offers a suite of business credit cards. These cards are designed to help you manage your spending and earn rewards while increasing your purchasing power.

We evaluated Mastercard business products from the top credit card issuers, singling out the cards with standout features in their respective categories. Rewards were a major consideration. We also considered whether certain products could appeal to specific types of business owners.

Best Mastercard business credit cards

Best for no personal guarantee

Brex 30 Card

Finder rating 4.9 / 5 ★★★★★

Apply now
on Brex's secure site
Most business-card issuers require a personal guarantee, but this can be dicey if your business' survival is very uncertain. Brex is one issuer that bucks the trend. Additionally, its Brex 30 Card card offers excellent rewards in a variety of categories if you make this product your exclusive corporate card.

Best business card for overall travel

Bank of America® Business Advantage Travel Rewards World Mastercard® credit card

Finder rating 4.4 / 5 ★★★★★

If you’re looking for a business Mastercard that pays simple rewards, this card fits the bill. For no annual fee, you’ll earn a solid 1.5x points on all purchases. Book travel through the BofA Travel Center and earn 3x points.

Best business card for cash back

Bank of America® Business Advantage Cash Rewards

Finder rating 4.4 / 5 ★★★★★

This card is similar to BofA’s flagship business travel card except for its rewards. You’ll earn 3% cash back in one eligible business category of your choice, as well as 2% cash back on dining. It can be a strong pick if there’s one category in which you concentrate a lot of your spending.

Best business card for American Airlines customers

CitiBusiness® / AAdvantage® Platinum Select® Mastercard®

This is a great card if you’re a frequent American Airlines flyer and you want a taste of high-level perks such as complimentary checked baggage and preferred boarding. Plus, earn 2x miles in a variety of business categories.

Best secured business card

Wells Fargo Business Secured Credit Card

Finder rating 4.1 / 5 ★★★★★

If you have a less-than-perfect credit score, you might be considering a secured card. The Wells Fargo Business Secured Credit Card is a strong option, offering rewards that other cards can’t match.

How to choose the best Mastercard business credit card

Mastercard tailors its suite of credit cards for wide-ranging business needs. To choose the best card for your business, you’ll want to examine a few spending and business habits:
  • Your spending needs. Do you tend to spend more heavily on office supplies, fuel or client meetings at restaurants? If so, you might want to consider a card like the Bank of America Bank of America® Business Advantage Cash Rewards, which earns you 3% cash back in specific business categories.
  • Travel schedule. When you travel frequently for business, you’ll want to make sure your credit card gets you the best bang for your buck. The Bank of America Bank of America® Business Advantage Travel Rewards World Mastercard® credit card earns you a flat 3x points on airline, hotel and car rental purchases, which can add up quickly when you’re on the road.
  • Your loyalty to a specific airline. For business travelers who prefer one airline over another, it makes sense to look into that airline’s branded business card. The CitiBusiness® / AAdvantage® Platinum Select® Mastercard® offers big earnings for AA enthusiasts, including a generous bonus offer at signup and miles multiples on airfare, hotels and rental cars. You’ll also get lots of benefits when flying American, such as free checked bags, discounts on in-flight purchases and concierge services.
  • If you need to make large purchases. If you’re planning to buy office furniture, computers or other big business purchases, cards with a 0% intro APR can save you money on interest. Both the Bank of America Bank of America® Business Advantage Travel Rewards World Mastercard® credit card and Bank of America® Business Advantage Cash Rewards offer 0% intro APRs on purchases for your first 9 billing cycles.
  • Annual fee. Some business credit cards come with no annual fee, while others can have a $99 annual fee or higher. Consider if the card’s perks and rewards will offset the annual fee. If they don’t, and you also think a fee will strain your budget, stick to no-annual-fee business credit cards.

Compare Mastercard business cards

Want a side-by-side look at Mastercard’s business offerings? Select the cards you want to compare by clicking each card’s “Compare” box. After you’ve selected up to 4 cards, click on the “Compare” button on the bottom pop up to start.

Name Product Rewards Purchase APR Annual fee
Brex 30 Card
8x points on rideshares, 5x on Brex Travel, 4x at restaurants, 3x on software subscriptions and 1x points on all other purchases
N/A
$0
The first corporate card for startups. No personal guarantee or security deposit needed, meaning your personal credit score won't be affected.
Sam's Club® Mastercard®
Up to 5% at Sam's Club with Plus membership, 5% cash back on gas (on up to $6,000 annually, then 1%), 3% on dining and 1% on all other purchases
14.9% to 22.9% variable
$0
Earn up to 5% at Sam's Club with Plus membership, 5% cash back on gas (on up to $6,000 annually, then 1%), 3% on dining and 1% on all other purchases.
Charity Charge Nonprofit Business Mastercard®
1% cash back automatically donated to any nonprofit
14.9% variable
$0
Earn 1% cashback on all of your nonprofit business's purchases and automatically donate it to the nonprofits of your choice.
BP Business Solutions Mastercard®
Up to 6 cents per gallon on fuel and 3.5 cents per gallon on diesel depending on number of gallons purchased per month
27.24% variable
Up to $120
Up to 6 cents per gallon on fuel and 3.5 cents per gallon on diesel depending on number of gallons purchased per month.
ARCO Business Solutions Mastercard
18.24% to 27.24% variable
Up to $180
This card offers spending flexibility, the freedom to use the cards wherever you need, detailed cost analysis, individual card control, and incremental rebates that deliver more for your fleet management system.
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Compare up to 4 providers

Alternatives to Mastercard business cards

If you can’t find a Mastercard business card that suits your needs, there are plenty of other business cards available from other providers. Consider taking a look at American Express business cards or Visa business cards – both offer a wide product selection catering to all types of businesses.
  • Gas stations
  • Office supply stores
  • Cell phone/service providers

If much of your business spending is dispersed throughout these categories, this card could be right up your alley.

Bottom line

When you’re looking to open a Mastercard for you and your employees, you’ll find many providers targeting your business’s spending and needs, whether for overall travel, airfare or cash back. Many regional banks also offer Mastercard business credit cards.

When narrowing down the best business card for you, think about where your business spends most heavily and features or rewards that can benefit your company.

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