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Compare 1-year certificates of deposit

Lock in rates higher than the national average regardless of whether the Federal rate falls.

4.7★★★★★

verified_user FDIC Insured

Western Alliance Bank 12 months CDs through Raisin

5.05% APY
$0 fees
$1 minimum deposit

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4.7★★★★★

verified_user FDIC Insured

Account APY

5.05%

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5★★★★★

verified_user FDIC Insured

Quontic Bank CDs

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Earn up to 4.5%
Minimum of $500 required to open
Member FDIC

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5★★★★★

verified_user FDIC Insured

Account APY

4.5%

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3.8★★★★★

verified_user FDIC Insured

Discover® CDs

No account fees
Reach someone helpful 24/7
Flexible terms from 3 months to 10 years

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3.8★★★★★

verified_user FDIC Insured

Account APY

4.7%

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Name	6-month APY	1-year APY	5-year APY	Minimum deposit to open
Crescent Bank CDs Finder Rating: 4.8 / 5: ★★★★★	N/A	4.90%	4.10%	$1,000	Earn competitive rates up to 4.90% APY (annual percentage yield) on terms ranging from 1 to 5 years. Pay $0 maintenance fees. Member FDIC.	Go to site	Compare	loading Fetching your data...
Alliant Credit Union CDs Finder Rating: 4.8 / 5: ★★★★★	5.00%	5.15%	4.00%	$1,000	Lock in rates as high as 5.15% APY with a low $1,000 minimum deposit. Compounded monthly. FDIC insured.	Go to site	Compare	loading Fetching your data...
Western Alliance Bank 12 months CDs through Raisin Finder Rating: 4.7 / 5: ★★★★★	N/A	5.05%	N/A	$1	Get 5.05% APY on a 12 month CD, and earn an APY that’s higher than the national average. Pay no fees and just a $1 minimum deposit. FDIC insured.	Go to site	Compare	loading Fetching your data...
Valley Direct Online CD Finder Rating: 5 / 5: ★★★★★	N/A	4.50%	N/A	$500	Earn 4.50% APY on a 12 month CD. FDIC insured per depositor, per account ownership category.	Go to site	Compare	loading Fetching your data...
Quontic Bank CDs Finder Rating: 5 / 5: ★★★★★	5.05%	4.50%	4.30%	$500	Lock in a high rate. Minimum of $500 required to open. Open your account in 3 minutes or less. Member FDIC.	Go to site More Info	Compare	loading Fetching your data...
Ponce Bank CD through Raisin Finder Rating: 4.9 / 5: ★★★★★	4.00%	N/A	N/A	$1	Snag the highest APYs on the market for the shortest CD terms via Raisin. FDIC insured.	Go to site More Info	Compare	loading Fetching your data...
Sallie Mae CDs through Raisin Finder Rating: 4.7 / 5: ★★★★★	N/A	N/A	N/A	$1	Lock in strong CD rates as high as APY on term lengths you'll only find through Raisin. Plus, you only need $1 to open and you have the option of opening a no-penalty CD. Member FDIC.	Go to site More Info	Compare	loading Fetching your data...
Discover® CDs Finder Rating: 3.8 / 5: ★★★★★	4.25%	4.70%	3.75%	$2,500	Start saving with $2,500 and enjoy flexible terms from 3 months to 10 years with no account fees. FDIC insured	Go to site More Info	Compare	loading Fetching your data...
CIT Bank Term CDs Finder Rating: 3.5 / 5: ★★★★★	3.00%	0.30%	0.50%	$1,000	Lock up to a 3% APY with a 6-month CD from CIT Bank, a division of First Citizens Bank with 125 years of experience. $1,000 minimum to open. FDIC insured.	Go to site More Info	Compare	loading Fetching your data...
State Exchange Bank CD through Raisin Finder Rating: 1.5 / 5: ★★★★★	N/A	N/A	1.71%	$1	Locally-owned independent community bank. Member FDIC No fees.	Go to site More Info	Compare	loading Fetching your data...
Sallie Mae 10m CD through Raisin Finder Rating: 3.5 / 5: ★★★★★	N/A	N/A	N/A	$1	Earn a competitive 5% APY on this 10-month CD. Plus, you only need $1 to open it and there are no withdrawal penalty fees. Member FDIC.	Go to site More Info	Compare	loading Fetching your data...
CIT Bank No-Penalty CD	N/A	N/A	N/A	$1,000	Enjoy the security of a CD while still having access to your funds. 11 month term with a 3.5% APY and $1,000 minimum deposit. FDIC insured.	Go to site More Info	Compare	loading Fetching your data...
Sallie Mae 14m No Penalty CD through Raisin	N/A	N/A	N/A	$1	Earn 5.05% APY, which is higher than the national average. Open with as low as $1. Pay $0 fees and no penalty for early withdrawal. Member FDIC.	Go to site More Info	Compare	loading Fetching your data...
CIT Bank Jumbo CDs Finder Rating: 2.4 / 5: ★★★★★	N/A	N/A	0.50%	$100,000	A Jumbo CD for large balances of $100,000 or more with term options from 2 to 5 years earning up to 0.5% APY. FDIC insured.	Go to site More Info	Compare	loading Fetching your data...

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Compare 1-year certificates of deposit

Lock in rates higher than the national average regardless of whether the Federal rate falls.

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