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CitiĀ® Diamond PreferredĀ® Card vs Chase Sapphire PreferredĀ® Card

The winner for balance transfers: CitiĀ® Diamond PreferredĀ® Card

CitiĀ® Diamond PreferredĀ® Card logo

18 months

Intro APR on transfers

  • Market-leading 18 months intro APR on transfers and purchases
  • Potentially low revert rate of 14.74%-24.74% variable
  • No annual fee
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Megan Horner
Updated
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Please note: Citi is an advertising partner of finder.com

CitiĀ® Diamond PreferredĀ® Card

CitiĀ® Diamond PreferredĀ® Card

Terms apply, see rates & fees

Chase Sapphire PreferredĀ® Card

Chase Sapphire PreferredĀ® Card

Terms apply, see rates & fees
Finder rating
Finder rating

ā˜…ā˜…ā˜…ā˜…ā˜…

4.6 / 5.0

ā˜…ā˜…ā˜…ā˜…ā˜…

4.3 / 5.0
Best for
Best for
  • Long intro APR periods and access to Citi Entertainment
  • Travel rewards and a great signup bonus
Welcome offer
Welcome offer

N/A

80,000 points after spending $4,000 in the first 3 months, a value of up to $1,000 through Chase Ultimate Rewards. Plus up to $50 statement credit towards groceries
Rewards
Rewards

N/A

5x points on Lyft, 2x points on up to $1,000 on groceries until April 30, 2021, 2x points on travel and dining and 1x points on all other purchases
Purchase APR
Purchase APR

0% intro APR for 18 months, and then 14.74% to 24.74% variable

15.99% to 22.99% variable

Annual fee
Annual fee $0 $95
Balance transfer APR
Balance transfer APR

0% intro APR for 18 months, then 14.74% to 24.74% variable

 15.99% to 22.99% variable
Cash advance
Cash advance

APR: 25.24% variable

Fee: $10 or 5% of the transaction, whichever is greater

APR: 24.99% variable

Fee: $10 or 5% of the transaction, whichever is greater
Foreign transaction fee
Foreign transaction fee 3% of each transaction None
Late payment fee
Late payment fee Up to $40 Up to $39
Additional cardholder fee
Additional cardholder fee $0 $0
Interest-free period
Interest-free period 23 days 21 days
Minimum interest
Minimum interest $0.50 $0
Minimum credit score
Minimum credit score 670 670
Card type
Card type Credit Credit
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Compare CitiĀ® Diamond PreferredĀ® Card vs. Chase Sapphire PreferredĀ® Card

Data updated regularly
Name Product Welcome offer Rewards Annual fee Filter values
CitiĀ® Diamond PreferredĀ® Card
CitiĀ® Diamond PreferredĀ® Card
N/A
N/A
$0

Best of Finder 2021

 An impressive 18 months intro APR on balance transfers and purchases, as well as no annual fee make this one of the top 0% APR cards available.
Apply at Citi
View details
Chase Sapphire PreferredĀ® Card
Chase Sapphire PreferredĀ® Card
80,000 points after spending $4,000 in the first 3 months, a value of up to $1,000 through Chase Ultimate Rewards. Plus up to $50 statement credit towards groceries
5x points on Lyft, 2x points on up to $1,000 on groceries until April 30, 2021, 2x points on travel and dining and 1x points on all other purchases
$95
Earn a signup bonus worth $1,000 plus up to $50 statement credit towards groceries with this popular travel card.
Apply now
View details
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