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Citi® Diamond Preferred® Card vs Chase Sapphire Preferred® Card

The winner for balance transfers: Citi® Diamond Preferred® Card

Citi® Diamond Preferred® Card logo

18 months

Intro APR on transfers

  • Market-leading 18 months intro APR on transfers and purchases
  • Potentially low revert rate of 13.74%-23.74% variable
  • No annual fee
Apply now
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Megan Horner
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Citi® Diamond Preferred® Card

Citi® Diamond Preferred® Card

Terms apply, see rates & fees

Chase Sapphire Preferred® Card

Chase Sapphire Preferred® Card

Terms apply, see rates & fees
Finder rating
Finder rating

★★★★★

4.6 / 5.0

★★★★★

4.3 / 5.0
Best for
Best for
  • Long intro APR periods and access to Citi Entertainment
  • Travel rewards and a great signup bonus
Welcome offer
Welcome offer

N/A

100,000 points after spending $4,000 in the first 3 months. That's $1,250 when you redeem through Chase Ultimate Rewards®
Rewards
Rewards

N/A

5x points on Lyft, 2x points on travel and dining and 1x points on all other purchases
Purchase APR
Purchase APR

0% intro APR for 18 months, and then 13.74% to 23.74% variable

15.99% to 22.99% variable

Annual fee
Annual fee $0 $95
Balance transfer APR
Balance transfer APR

0% intro APR for 18 months, then 13.74% to 23.74% variable

 15.99% to 22.99% variable
Cash advance
Cash advance

APR: 25.24% variable

Fee: $10 or 5% of the transaction, whichever is greater

APR: 24.99% variable

Fee: $10 or 5% of the transaction, whichever is greater
Foreign transaction fee
Foreign transaction fee 3% of each transaction None
Late payment fee
Late payment fee Up to $40 Up to $40
Additional cardholder fee
Additional cardholder fee $0 $0
Interest-free period
Interest-free period 23 days 21 days
Minimum interest
Minimum interest $0.50 $0
Minimum credit score
Minimum credit score 670 670
Card type
Card type Credit Credit
Learn more
Learn more

Read review

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Compare Citi® Diamond Preferred® Card vs. Chase Sapphire Preferred® Card

Data updated regularly
Name Product Welcome offer Rewards Annual fee Filter values
Citi® Diamond Preferred® Card
Citi® Diamond Preferred® Card
N/A
N/A
$0

Best of Finder 2021

 An impressive 18 months intro APR on balance transfers and purchases, as well as no annual fee make this one of the top 0% APR cards available.
Apply now
View details
Chase Sapphire Preferred® Card
Chase Sapphire Preferred® Card
100,000 points after spending $4,000 in the first 3 months. That's $1,250 when you redeem through Chase Ultimate Rewards®
5x points on Lyft, 2x points on travel and dining and 1x points on all other purchases
$95

Up to $1,250 signup bonus

 Earn a massive signup bonus of 100,000 points with this popular travel card. That's worth up to $1,250!
See offer
View details
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