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Citi® Diamond Preferred® Card vs Chase Sapphire Preferred® Card

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Megan Horner
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Citi® Diamond Preferred® Card

Citi® Diamond Preferred® Card

Terms apply, see rates & fees

Chase Sapphire Preferred® Card

Chase Sapphire Preferred® Card

Terms apply, see rates & fees
Finder rating
Finder rating

★★★★★

4.6 / 5.0

★★★★★

4.6 / 5.0
Best for
Best for
  • Long intro APR periods and access to Citi Entertainment
  • Travel rewards and a great signup bonus
Welcome offer
Welcome offer

N/A

60,000 points after spending $4,000 in the first 3 months.
Rewards
Rewards

N/A

5x points on travel through Chase Ultimate Rewards, 3x points on dining and 2x points on all other travel purchases
Purchase APR
Purchase APR

0% intro APR for 12 months, and then 13.74% to 23.74% variable

15.99% to 22.99% variable

Annual fee
Annual fee $0 $95
Balance transfer APR
Balance transfer APR

0% intro APR for 21 months, then 13.74% to 23.74% variable

 15.99% to 22.99% variable
Cash advance
Cash advance

APR: 25.24% variable

Fee: $10 or 5% of the transaction, whichever is greater

APR: 24.99% variable

Fee: $10 or 5% of the transaction, whichever is greater
Foreign transaction fee
Foreign transaction fee 3% of each transaction None
Late payment fee
Late payment fee Up to $40 Up to $40
Additional cardholder fee
Additional cardholder fee $0 $0
Interest-free period
Interest-free period 23 days 21 days
Minimum interest
Minimum interest $0.50 $0
Minimum credit score
Minimum credit score 670 670
Card type
Card type Credit Credit
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