Chase transfer partners: how and where you can move your points

One of the biggest draws of the Chase Ultimate Rewards program is the ability to transfer your points to travel partners at a 1:1 ratio. Put simply, the value of your points can double or more when you transfer to a partner. With a little research to find the best flight or hotel deal. Chase partners with hotels and airlines, and transfers can be as easy as logging in to your Chase account.

Chase transfer partners

Chase partners with 12 hotels and airline as of July 2019: nine airline partners and three hotel partners.

Chase airline partners

Chase hotel partners

How to transfer Chase Ultimate Rewards points

Transferring your Chase Ultimate Rewards points is a simple process. However, you’ll only be able to transfer your points if you have one of Chase’s premium cards. These include the Chase Sapphire Preferred® Card, Chase Sapphire Reserve® and the Ink Business Preferred® Credit Card.

1. Log in to your Chase account and click Ultimate rewards under Account benefits on your account sidebar.



2. Select the proper card that allows for point transfers if you have more than one account.



3. Under your Ultimate rewards account page, find the transfer button along the top menu bar. Select Transfer to travel partners.


You can also scroll down the page to select the option under Reward Yourself.


4. Select a transfer partner by simply choosing from the partner list. Click on Transfer points.



5. Choose your recipient. This can be yourself or you can transfer points to an authorized user listed on your account. You’ll need to have your loyalty member information available.



6. Transfer your points. Once you’ve entered your loyalty program ID, you can select the number of points you’d like to transfer and click Confirm. Your points will transfer in the stated time frame.

Chase transfer bonuses

Chase has very recently introduced transfer bonuses to the Ultimate Rewards program. This brings it up to speed with a few other loyalty programs out there. As of this writing, there has been just one bonus opportunity: 30% when transferring to the British Airways Executive Club.

This offer ended around mid-June, but keep an eye out for future transfer promotions. These are a great way of boosting your Chase points value even further, even if you don’t typically fly with a particular airline.

Why transfer your Chase points?

If you’re looking for the maximum value you can wring out of your Chase Ultimate Rewards points, transferring your points is the undisputed way to go. That isn’t to say there aren’t times you wouldn’t want to transfer your points, however. Occasionally, you might find a better use for your points in redemptions or through the Chase travel portal. Check out our guide for determining when you should transfer your Chase Ultimate Rewards points.

Chase transfer rules

When transferring Chase points to a travel partner, there are a few rules to keep in mind.

• Minimum points requirements.
  You can only transfer your points in increments of 1,000.
• Recipient requirements.
  You can only transfer loyalty points to yourself or an authorized user.
• Transfer times.
  While most transfers occur instantly, some may take up to seven days for your points to transfer to your loyalty account.
• No refunds.
  Once you move your points to a loyalty program, you can’t refund those points to your Chase account.
• Your points are tied to your account.
  Chase might restrict your ability to access your points if your account falls into poor standing.

Our pick for transferring points

Chase Sapphire Preferred® Card

• Spend $4,000 within your first 3 months of card membership to earn 60,000 bonus points — worth $750 when redeemed for travel via Chase Ultimate Rewards.
• Earn 5x points on Lyft rides, 2x points on travel and dining at restaurants worldwide and 1x point on all other purchases.
• Get 25% more value when you redeem for airfare, hotels, car rentals and cruises through Chase Ultimate Rewards. For example, 60,000 points are worth $750 toward travel.

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Name	Product	Welcome offer	Rewards	Annual fee	Filter values
Chase Sapphire Preferred® Card		60,000 points after spending $4,000 in the first 3 months	5x points on Lyft, 2x points on travel and dining and 1x points on all other purchases	$95		This popular travel card's signup bonus is worth up to $750. Get even more value out of your travel, dining, and Lyft rewards by transferring them to miles.	See offer View details	Compare	loading Fetching your data...
Chase Sapphire Reserve®		50,000 points after spending $4,000 in the first 3 months	10x points on Lyft rides, 3x points on dining and travel after earning your $300 travel credit and 1x points on all other purchases	$550		Earn 50,000 bonus points after you spend $4,000 on purchases in the first 3 months	See offer View details	Compare	loading Fetching your data...
Chase Freedom Unlimited®		$200 after spending $500 in the first 3 months	3.5% on Lyft and 1.5% cash back on all other purchases	$0		Earn a $200 signup bonus after spending $500 in the first 3 months from account opening.	View details	Compare	loading Fetching your data...
Chase Freedom®		$200 cash back after spending $500 in the first 3 months	5% back in rotating categories up to $1,500 combined each activated quarter (then 1%), 4% on Lyft and 1% on all other purchases	$0		Earn $200 cash back after spending $500 in the first 3 months from account opening.	View details	Compare	loading Fetching your data...
Ink Business Preferred® Credit Card		100,000 points after spending $15,000 in the first 3 months	3x points on the first $150,000 on travel and select business categories annually, then 1x after and on all other purchases	$95		100,000 bonus points after you spend $15,000 on purchases in the first 3 months after account opening. That's $1,250 toward travel rewards when you redeem through Chase Ultimate Rewards®	View details	Compare	loading Fetching your data...
Ink Business Cash℠ Credit Card		$500 cash back after spending $3,000 in the first 3 months	5% at office supply stores, on Internet, cable and phone up to $25,000 combined annually (then 1%), 2% on gas and dining up to $25,000 combined annually then 1% after that and on all other purchases	$0		$ bonus cash back after you spend $3,000 in the first 3 months.	View details	Compare	loading Fetching your data...
Ink Business Unlimited℠ Credit Card		$500 back after spending $3,000 in the first 3 months	1.5% cash back on all purchases	$0		$ bonus cash back after you spend $3,000 on purchases in the first 3 months after account opening.	View details	Compare	loading Fetching your data...
CardMatch™ from creditcards.com		See terms	See terms	See terms		Use the CardMatch tool to find cards you're likely to qualify for with your credit score, without a hard pull on your credit.	See offer View details	Compare	loading Fetching your data...

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Bottom line

Pick your favorite loyalty program and transfer your Chase points to reap the full value of the Chase Ultimate Rewards program.

Compare Chase rewards cards to find one that best fits your spending needs.

Frequently asked questions

• Can I transfer points to a spouse?

  It depends. You would need to list your spouse as an authorized user on your card to transfer your points to a spouse’s loyalty program.

• Can you buy Chase points?

  No. You can only earn Chase points by making purchases with eligible Chase cards. Read more about earning Chase points.

• Is there a fee for transferring Chase points?

  In most cases, there is no fee. However, Chase will alert you to the presence of fees and the fee amount if a partner requires fees.