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One of the biggest draws of the Chase Ultimate Rewards program is the ability to transfer your points to travel partners at a 1:1 ratio. Put simply, the value of your points can double or more when you transfer to a partner. With a little research to find the best flight or hotel deal. Chase partners with hotels and airlines, and transfers can be as easy as logging in to your Chase account.
Chase partners with 12 hotels and airline as of July 2019: nine airline partners and three hotel partners.
Chase airline partners
Aer Lingus AerClub
British Airways Executive Club
Flying Blue AIR FRANCE KLM
Singapore Airlines KrisFlye
Within two business days
Southwest Airlines Rapid Rewards
Virgin Atlantic Flying Club
Chase hotel partners
IHG Rewards Club
By the next business day
By the next business day
World of Hyatt
How to transfer Chase Ultimate Rewards points
Transferring your Chase Ultimate Rewards points is a simple process. However, you’ll only be able to transfer your points if you have one of Chase’s premium cards. These include the Chase Sapphire Preferred® Card, Chase Sapphire Reserve® and the Ink Business Preferred® Credit Card.
Log in to your Chase account and click Ultimate rewards under Account benefits on your account sidebar.
Select the proper card that allows for point transfers if you have more than one account.
Under your Ultimate rewards account page, find the transfer button along the top menu bar. Select Transfer to travel partners.
You can also scroll down the page to select the option under Reward Yourself.
Select a transfer partner by simply choosing from the partner list. Click on Transfer points.
Transfer your points. Once you’ve entered your loyalty program ID, you can select the number of points you’d like to transfer and click Confirm. Your points will transfer in the stated time frame.
Chase transfer bonuses
Chase has very recently introduced transfer bonuses to the Ultimate Rewards program. This brings it up to speed with a few other loyalty programs out there. As of this writing, there has been just one bonus opportunity: 30% when transferring to the British Airways Executive Club.
This offer ended around mid-June, but keep an eye out for future transfer promotions. These are a great way of boosting your Chase points value even further, even if you don’t typically fly with a particular airline.
Why transfer your Chase points?
If you’re looking for the maximum value you can wring out of your Chase Ultimate Rewards points, transferring your points is the undisputed way to go. That isn’t to say there aren’t times you wouldn’t want to transfer your points, however. Occasionally, you might find a better use for your points in redemptions or through the Chase travel portal. Check out our guide for determining when you should transfer your Chase Ultimate Rewards points.
Chase transfers vs. Chase travel portal
The Chase travel portal allows you to book travel directly through Chase using your Ultimate Rewards points. Depending on your Chase card, the value of your points when redeemed this way can range from 1 cent per point to 1.5 cents per point.
This makes the Chase travel portal a simple, straightforward option for booking flights if you’d prefer not to handle the research necessary for transferring points for more value.
Chase transfer rules
When transferring Chase points to a travel partner, there are a few rules to keep in mind.
Minimum points requirements. You can only transfer your points in increments of 1,000.
Recipient requirements. You can only transfer loyalty points to yourself or an authorized user.
Transfer times. While most transfers occur instantly, some may take up to seven days for your points to transfer to your loyalty account.
No refunds. Once you move your points to a loyalty program, you can’t refund those points to your Chase account.
Your points are tied to your account. Chase might restrict your ability to access your points if your account falls into poor standing.
Steven Dashiell is a credit cards writer at Finder. He's worked on 250 Finder articles and counting, helping readers embrace and maximize credit cards. Backed by nearly a decade of research and reporting experience, Steve's work can be seen on Debt.com, CreditCards.com and Lifehacker.
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